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Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Tumblr, Blog, and Physical: MENTAL HEALTH IS IMPORTANT dmg-thawhale: pastelsh: 🌸 Mental Health Is Important 🌸 Just as important as physical health, remember to look after your whole self 💕 *looks at @randomnightlord*
Tumblr, Blog, and Physical: MENTAL
 HEALTH IS
 IMPORTANT
dmg-thawhale:

pastelsh:
🌸 Mental Health Is Important 🌸
Just as important as physical health, remember to look after your whole self 💕

*looks at @randomnightlord*

dmg-thawhale: pastelsh: 🌸 Mental Health Is Important 🌸 Just as important as physical health, remember to look after your whole self 💕 *loo...

Barbie, Bitch, and Definitely: gay-son-of-a-pastor: shoptiludropdead: muffinsandmatriarchy: m00nqueer: ok this is “earring magic ken” who was introduced in 1992 (and discontinued shortly thereafter) basically mattel had done a survey and discovered that girls didn’t think ken was “cool” enough SO someone had the bright idea to research coolness by sending people to raves which, at the time, were mostly hosted & attended by gay men. so they went to these raves and took notes on what the fashions were and finally landed on this outfit, mesh shirt & all  this doll became the best selling ken doll in history, mostly because gay men bought it in droves. (many of them said his necklace was supposed to be a cockring) but mattel and a number of parents weren’t very amused and discontinued the doll  OH MY GOD YOU’RE LEAVING OUT THE BEST PART SO MAGIC EARRING KEN. This bitch gay as HELL. supposedly the aforementioned rings on him are for “magic earrings” and clip on charms. These charms are advertised as totally COMPLETELY heterosexual, not gay at ALL, see there’s a Barbie that also has Magic Earring Action with clip on charms! Ken wears them to match, because he’s STRAIGHT Here’s the issue: THERE IS NO MATCHING BARBIE. Magic Earring Ken is out here straight up wearing cock rings on his jacket with a thinly devised advertising ploy to make it SEEM not-gay. But it’s DEFINITELY GAY.(And if you’re thinking, why cock rings? Well way back in 1992 gay culture was HUGE on wearing cock rings, it was the in-style. Everyone who was gay wore one, even women; you sewed them to your leather jacket, and the placement indicated some of your sexual preference. In case you were wondering, Ken is a Bottom.) AND IT GETS BETTER. Magic Earring Ken was on the shelves for six weeks before they pulled him. In that short amount of time? Magic Earring Ken became the BEST SELLING Barbie Doll Mattel has EVER SOLD.LET THAT SINK IN. SIX WEEKS. And now every time these wheezy old hetero windbag execs go to look at their sales board, they’re forever haunted by Magic Earring Ken at the top of their charts. Gay as hell, Cock Ring Bottom Ken, the Best Selling Mattel Doll.Pride. please take the time out of your day to read about Magic Earring Ken™ gay history
Barbie, Bitch, and Definitely: gay-son-of-a-pastor:

shoptiludropdead:

muffinsandmatriarchy:

m00nqueer:

ok this is “earring magic ken” who was introduced in 1992 (and discontinued shortly thereafter)
basically mattel had done a survey and discovered that girls didn’t think ken was “cool” enough
SO someone had the bright idea to research coolness by sending people to raves which, at the time, were mostly hosted & attended by gay men. so they went to these raves and took notes on what the fashions were and finally landed on this outfit, mesh shirt & all 
this doll became the best selling ken doll in history, mostly because gay men bought it in droves. (many of them said his necklace was supposed to be a cockring) but mattel and a number of parents weren’t very amused and discontinued the doll 


OH MY GOD YOU’RE LEAVING OUT THE BEST PART 
SO
MAGIC EARRING KEN. This bitch gay as HELL. supposedly the aforementioned rings on him are for “magic earrings” and clip on charms. These charms are advertised as totally COMPLETELY heterosexual, not gay at ALL, see there’s a Barbie that also has Magic Earring Action with clip on charms! Ken wears them to match, because he’s STRAIGHT 
Here’s the issue: THERE IS NO MATCHING BARBIE. Magic Earring Ken is out here straight up wearing cock rings on his jacket with a thinly devised advertising ploy to make it SEEM not-gay. But it’s DEFINITELY GAY.(And if you’re thinking, why cock rings? Well way back in 1992 gay culture was HUGE on wearing cock rings, it was the in-style. Everyone who was gay wore one, even women; you sewed them to your leather jacket, and the placement indicated some of your sexual preference. In case you were wondering, Ken is a Bottom.) 
AND IT GETS BETTER. Magic Earring Ken was on the shelves for six weeks before they pulled him. In that short amount of time? Magic Earring Ken became the BEST SELLING Barbie Doll Mattel has EVER SOLD.LET THAT SINK IN. SIX WEEKS. And now every time these wheezy old hetero windbag execs go to look at their sales board, they’re forever haunted by Magic Earring Ken at the top of their charts. 
Gay as hell, Cock Ring Bottom Ken, the Best Selling Mattel Doll.Pride.


please take the time out of your day to read about Magic Earring Ken™


gay history

gay-son-of-a-pastor: shoptiludropdead: muffinsandmatriarchy: m00nqueer: ok this is “earring magic ken” who was introduced in 1992 (and d...

Aww, Cute, and Reddit: everythingfox: faded-coat-of-blue: faded-coat-of-blue: everythingfox: “Scared cat gets saved by two French guys” (Source) This is so adorable: 1) those two guys don’t know each other at all, they both stopped independently when they saw the kitten 2) they both come to the conclusion that it was abandoned, and seem really distraught and concerned as to how it ended up there 3) the biker says he’d take the kitten home himself, but he’s allergic, so the pink and grey shirt guy agrees to look after it instead OK, since people are asking, here’s an extremely rough translation: Moto: No! There’s a little kitten in the road! You’re kidding! Pinkgrey: *something unintelligible* M: Yeah, yeah! P (in English, to an oncoming driver): Stop! M (to the kitten): No! Come here, you. *kissing noises* C’mon. Little one, what are you doing here? No, little one. P: *unintelligible* M: I don’t know. I’d take him, but unfortunately I’m allergic. But, y’know, can’t leave him here. ??? little one, c’mon. Lost, someone abandoned him. How did he end up here? P: Give him to me. M: Are you gonna take him? Oh, thank you so much. ???, fortunately. P: *unintelligible* M: But it’s so weird that he was here, in the middle of the road. Oh, he’s so cute. *cut* M: Alright, thank you very much. No, of course - have a nice day, goodbye! Thank you 🙏🏼
Aww, Cute, and Reddit: everythingfox:

faded-coat-of-blue:


faded-coat-of-blue:


everythingfox:


“Scared cat gets saved by two French guys”
(Source)


This is so adorable:
1) those two guys don’t know each other at all, they both stopped independently when they saw the kitten 
2) they both come to the conclusion that it was abandoned, and seem really distraught and concerned as to how it ended up there
3) the biker says he’d take the kitten home himself, but he’s allergic, so the pink and grey shirt guy agrees to look after it instead


OK, since people are asking, here’s an extremely rough translation: 
Moto: No! There’s a little kitten in the road! You’re kidding!

Pinkgrey: *something unintelligible*

M: Yeah, yeah!

P (in English, to an oncoming driver): Stop!

M (to the kitten): No! Come here, you. *kissing noises* C’mon. Little one, what are you doing here? No, little one.

P: *unintelligible*

M: I don’t know. I’d take him, but unfortunately I’m allergic. But, y’know, can’t leave him here. ??? little one, c’mon. Lost, someone abandoned him. How did he end up here?

P: Give him to me.

M: Are you gonna take him? Oh, thank you so much. ???, fortunately.

P: *unintelligible*

M: But it’s so weird that he was here, in the middle of the road. Oh, he’s so cute. 

*cut*

M: Alright, thank you very much. No, of course - have a nice day, goodbye!


Thank you 🙏🏼

everythingfox: faded-coat-of-blue: faded-coat-of-blue: everythingfox: “Scared cat gets saved by two French guys” (Source) This is s...