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Birthday, Comfortable, and Confidence: reddit-tales What has been your worst "nice guy" experience? So, possibly one of the coolest things I've ever seen. I mean you know how you hear the "women want him, men want to *be* him" stuff in old movies? Well I'm a man and by *god* I wanted to be this guy. Anyway! I'm having dinner with my girlfriend at the time, and behind us are a couple on a not going well. Guy was being I rather inappropriate comments, the girl doesn't look at all comfortable. The girl finishes her appetiser really quickly my guess is she wanted to get it over with. Guy proceeds to comment on it and says "well, least I know you can swallow right?" Loudly Girl goes red and tells him that isn't appropriate, he literally waves his hand in a "shoo" type motion and says "oh calm down I was going to find out in a few hours anyway" I missed her exact re as she moved to a hushed tone, but it was fairly obvious what was being said-fuck no, fuck off, fuck this. He responded with "sweetheart I picked lost the colour in her face and said nothing. No. No. Fuck no. I'm one of those "get involved" type of people and there is no way I'm sitting here watching this go down. I get up. I don't know what I'm going to do, but I'm 23, fighting fit and happy to put that motherfucker through a wall. I may have had a slight temper in my youth. But anyway. I was halfway out of my chair when a hand came down on my shoulder and I look up to this mid-50s but super fit guy who says "Easy. I've got this one son". Absolute, total confidence in his voice.. so seeing as my current plan amounted to "stab him in the neck" and I'm already thinking maybe that's not the best idea, I sit down. He walks over, grabs a nearby chair, flips it around and sits down with the couple. Then.. he pulls out his police ID and puts it on the table. Now the guy doesn't have any colour in his face Cop: "So, I'm quietly celebrating my daughters birthday with my family when I distinctly hear you threaten this young lady, would you care to explain yourself?" Guy: "I, ah, well, um, you see. Cop: "That's what I thought. Now see, we take a *very* dim view of that kind of thing, so right now I'm deciding if I want to have some of my buddies come pick you up" Guy: "oh no well that..." Cop: "But that would disrupt everyone's dinner, so how about you hand me your ID, me, the dn't want yhe staff here and settle your bill., the full bill now, this young lady shouldn't go hungry on account of your poor behaviour. Or we can go with the first option, I'll leave it up to you. Guy: "No no! That's perfectly fine!" 1*hands over ID, gets up and walks very quickly in the direction of the counter Cop: while writing down the guys details 1* "Sorry about that miss, I hope I'm not intruding it just seemed like you could use some help. Oh and don't worry, if you want to pursue this further I'll have some of the boys pick him up on his way home, we can definitely take this further. Girl: "No, thank you so much, I wanted to run out 30 minutes ago but he drove me here". Cop: *shifts from hardarse cop to comforting father figure in about half a second* "Well I'm here with my daughter, she's about your age, perhaps you'd like to finish your meal with us? We can run you home afterwards if you'd like, unless you'd prefer to call someone else?" Girl: "Oh.. that would be really nice.. thankyou so much! *guy returns, so does the hardarse cop* Guy: "Uh so, I've paid the bill, if I could have back.". my Cop: "There you go. now I have your details right here so I *highly* recommend you don't go near or contact this young lady ever again. Guy: "Yes yes of course, I'm so sorry!" The quy pretty much fled the restaurant, the qirl went and sat with the cop and his family and by the time we left they were still sitting around talking and laughing about random crap. It was hands down the best way I have ever seen anybody handle any situation, ever. That cop is my hero. malicemanaged Dude. I hope that man has a great rest of his life. Wholesome cop via /r/wholesomememes https://ift.tt/2SkCLRT
Birthday, Comfortable, and Confidence: reddit-tales
 What has been your worst
 "nice guy" experience?
 So, possibly one of the coolest things I've
 ever seen. I mean you know how you hear the
 "women want him, men want to *be* him"
 stuff in old movies? Well I'm a man and by
 *god* I wanted to be this guy. Anyway!
 I'm having dinner with my girlfriend at
 the time, and behind us are a couple on a
 not going well. Guy was being
 I
 rather
 inappropriate comments, the girl doesn't
 look at all comfortable.
 The girl finishes her appetiser really quickly
 my guess is she wanted to get it over with.
 Guy proceeds to comment on it and says
 "well, least I know you can swallow right?"
 Loudly
 Girl goes red and tells him that isn't
 appropriate, he literally waves his hand in
 a "shoo" type motion and says "oh calm
 down I was going to find out in a few hours
 anyway"
 I missed her exact re
 as she moved to a
 hushed tone, but it was fairly obvious what
 was being said-fuck no, fuck off, fuck this.
 He responded with "sweetheart I picked
 lost the
 colour in her face and said nothing.
 No. No. Fuck no. I'm one of those "get
 involved" type of people and there is no way
 I'm sitting here watching this go down. I get
 up. I don't know what I'm going to do, but
 I'm 23, fighting fit and happy to put that
 motherfucker through a wall. I may have had
 a slight temper in my youth. But anyway.
 I was halfway out of my chair when a hand
 came down on my shoulder and I look up
 to this mid-50s but super fit guy who says
 "Easy. I've got this one son". Absolute, total
 confidence in his voice.. so seeing as my
 current plan amounted to "stab him in the
 neck" and I'm already thinking maybe that's
 not the best idea, I sit down.
 He walks over, grabs a nearby chair, flips it
 around and sits down with the couple. Then..
 he pulls out his police ID and puts it on the
 table. Now the guy doesn't have any colour in
 his face
 Cop: "So, I'm quietly celebrating my
 daughters birthday with my family when I
 distinctly hear you threaten this young lady,
 would you care to explain yourself?"
 Guy: "I, ah, well, um, you see.
 Cop: "That's what I thought. Now see, we
 take a *very* dim view of that kind of thing,
 so right now I'm deciding if I want to have
 some of my buddies come pick you up"
 Guy: "oh no well that..."
 Cop: "But that would disrupt everyone's
 dinner, so how about you hand me your ID,
 me, the dn't want yhe staff here and
 settle your bill., the full bill now, this young
 lady shouldn't go hungry on account of your
 poor behaviour. Or we can go with the first
 option, I'll leave it up to you.
 Guy: "No no! That's perfectly fine!" 1*hands
 over ID, gets up and walks very quickly in the
 direction of the counter
 Cop: while writing down the guys details
 1* "Sorry about that miss, I hope I'm not
 intruding it just seemed like you could use
 some help. Oh and don't worry, if you want
 to pursue this further I'll have some of the
 boys pick him up on his way home, we can
 definitely take this further.
 Girl: "No, thank you so much, I wanted to run
 out 30 minutes ago but he drove me here".
 Cop: *shifts from hardarse cop to
 comforting father figure in about half a
 second* "Well I'm here with my daughter,
 she's about your age, perhaps you'd like to
 finish your meal with us? We can run you
 home afterwards if you'd like, unless you'd
 prefer to call someone else?"
 Girl: "Oh.. that would be really nice.. thankyou
 so much!
 *guy returns, so does the hardarse cop*
 Guy: "Uh so, I've paid the bill, if I could have
 back.".
 my
 Cop: "There you go. now I have your details
 right here so I *highly* recommend you
 don't go near or contact this young lady ever
 again.
 Guy: "Yes yes of course, I'm so sorry!"
 The quy pretty much fled the restaurant, the
 qirl went and sat with the cop and his family
 and by the time we left they were still sitting
 around talking and laughing about random
 crap.
 It was hands down the best way I have ever
 seen anybody handle any situation, ever. That
 cop is my hero.
 malicemanaged
 Dude. I hope that man has a great rest of his
 life.
Wholesome cop via /r/wholesomememes https://ift.tt/2SkCLRT

Wholesome cop via /r/wholesomememes https://ift.tt/2SkCLRT

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Bad, Children, and Fail: POINT/COUNTERPOINT This War Will Destabilize The Entire Mideast Region And Set Off A Global Shockwave Of Anti-Americanism vs. No It Won't Nathan Eckert and Bob Sheffer f 3/26/03 3:00pm. SEE MORE: OPINION This War Will Destabilize The Entire Mideast Region And Set Off A Global Shockwave Of Anti- Americanism George W. Bush may think that a war against Iraq is the solution to our problems, but the reality is, it will only serve to create far more. This war will not put an end to anti-Americanism; it will fan the flames of hatred even higher. It will not end the threat of weapons of mass destruction; it will make possible their further proliferation. And it will not lay the groundwork for the flourishing of democracy throughout the Mideast; it will harden the resolve of Arab states to drive out all Western (i.e Nathan Eckert U.S.) influence. If you thought Osama bin Laden was bad, just wait until the countless children who become orphaned by U.S. bombs in the coming weeks are all grown up. Do you think they will forget what country dropped the bombs that killed their parents? In 10 or 15 years, we will look back fondly on the days when there were only a few thousand Middle Easterners dedicated to destroying the U.S and willing to die for the fundamentalist cause. From this war, a million bin Ladens will bloom And what exactly is our endgame here? Do we really believe that we can install Gen. Tommy Franks as the ruler of Iraq? Is our arrogance and hubris so great that we actually believe that a U.S. provisional military regime will be welcomed with open arms by the Iraqi people? Democracy cannot possibly thrive under coercion. To take over a country and impose one's own system of government without regard for the people of that country is the very antithesis of democracy. And it is doomed to fail A war against Iraq is not only morally wrong, it will be an unmitigated disaster No It Won't No it won't It just won't. None of that will happen You're getting worked up over nothing. Everything is going to be fine. So just relax, okay? You're really overreacting "This war will not put an end to anti-Americanism; it will fan the flames of hatred even higher"? It won't Bob Sheffer "It will harden the resolve of Arab states to drive out all Western (i.e. U.S.) influence"? Not really "A war against Iraq is not only morally wrong, it will be an unmitigated disaster"? Sorry, no, I disagree "To take over a country and impose one's own system of government without regard for the people of that country is the very antithesis of democracy"? You are completely wrong Trust me, it's all going to work out perfect. Nothing bad is going to happen It's all under control. Why do you keep saying these things? I can tell when there's trouble looming and I really don't sens se that right now. We're in control of this situation, and we know what we're doing. So stop being so pessimistic Look, you've been proven wrong, so stop talking. You've had your say already Be quiet, okay? Everything's fine. You're wrong sexhaver: this is from 2003
Bad, Children, and Fail: POINT/COUNTERPOINT
 This War Will Destabilize The Entire Mideast
 Region And Set Off A Global Shockwave Of
 Anti-Americanism vs. No It Won't
 Nathan Eckert and Bob Sheffer
 f
 3/26/03 3:00pm. SEE MORE: OPINION
 This War Will Destabilize The Entire Mideast
 Region And Set Off A Global Shockwave Of Anti-
 Americanism
 George W. Bush may think that a war against Iraq is the
 solution to our problems, but the reality is, it will only serve
 to create far more.
 This war will not put an end to anti-Americanism; it will fan
 the flames of hatred even higher. It will not end the threat of
 weapons of mass destruction; it will make possible their
 further proliferation. And it will not lay the groundwork for
 the flourishing of democracy throughout the Mideast; it will
 harden the resolve of Arab states to drive out all Western (i.e
 Nathan Eckert
 U.S.) influence.

 If you thought Osama bin Laden was bad, just wait until the countless children
 who become orphaned by U.S. bombs in the coming weeks are all grown up. Do
 you think they will forget what country dropped the bombs that killed their
 parents? In 10 or 15 years, we will look back fondly on the days when there
 were only a few thousand Middle Easterners dedicated to destroying the U.S
 and willing to die for the fundamentalist cause. From this war, a million bin
 Ladens will bloom
 And what exactly is our endgame here? Do we really believe that we can install
 Gen. Tommy Franks as the ruler of Iraq? Is our arrogance and hubris so great
 that we actually believe that a U.S. provisional military regime will be
 welcomed with open arms by the Iraqi people? Democracy cannot possibly
 thrive under coercion. To take over a country and impose one's own system of
 government without regard for the people of that country is the very antithesis
 of democracy. And it is doomed to fail
 A war against Iraq is not only morally wrong, it will be an unmitigated
 disaster

 No It Won't
 No it won't
 It just won't. None of that will happen
 You're getting worked up over nothing. Everything is going to
 be fine. So just relax, okay? You're really overreacting
 "This war will not put an end to anti-Americanism; it will fan
 the flames of hatred even higher"?
 It won't
 Bob Sheffer
 "It will harden the resolve of Arab states to drive out all
 Western (i.e. U.S.) influence"?
 Not really
 "A war against Iraq is not only morally wrong, it will be an unmitigated
 disaster"?

 Sorry, no, I disagree
 "To take over a country and impose one's own system of government without
 regard for the people of that country is the very antithesis of democracy"?
 You are completely wrong
 Trust me, it's all going to work out perfect. Nothing bad is going to happen
 It's all under control.
 Why do you keep saying these things? I can tell when there's trouble looming
 and I really don't sens
 se that right now. We're in control of this situation, and
 we know what we're doing. So stop being so pessimistic
 Look, you've been proven wrong, so stop talking. You've had your say already
 Be quiet, okay? Everything's fine.
 You're wrong
sexhaver:
this is from 2003

sexhaver: this is from 2003