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Anime, Period, and Samurai: Anra Follow @AnraNana Critically and commercially acclaimed director Shinichiro Watanabe on colorism in the Japanese anime industry and the importance of diversity and genuine care in creating art. Watanabe: The anime does deal with samurai, and tion to skin color," Watan in the back of my mind I was always woried it would multiple languages. Lots be seen as nationalistic. That is why I made one of the ave white skin- all the ch main characters someone from the Ryukyus, and put ever liked. I wanted to ha in the bit about a person training in China, and had le bit about it. The same foreign characters appear. If you watch the anime, it'sred in multiple languages, clear that it has nothing to do with it. It is not an an ed. ime designed to "protect Japan's unique traditions and culture." National borders have always been arbitrarily drawn by people, and in ancient times there was a lot of exchange of people and culture with the continent. But then you get into a conversation about the Jomon and Yayoi peoples. dif people weren't used to Q: How would you explain that? Watanabe: There are many theories about who the original Japanese were, but it's pretty clear that we were not all one ethnic group but a mix of various ones. First we had the Jomon. Most of them were hunters and gatherers. Once you enter the Yayoi Period you have 10:28 PM - 18 Jun 2019 15,092 Retweets 35,120 Likes Q: This may be a little off-topic, but what do you think of nationalism? Watanabe: The anime does deal with samurai, and in the back of my mind I was always worried it would be seen as nationalistic. That is why I made one of the main characters someone from the Ryukyus, and put in the bit about a person training in China, and had foreign characters appear. If you watch the anime, it's clear that it has nothing to do with it. It is not an an- ime designed to "protect Japan's unique traditions and culture." National borders have always been arbitrarily drawn by people, and in ancient times there was a lot of exchange of people and culture with the continent. But then you get into a conversation about the Jomon and Yayoi peoples. Q: How would you explain that? Watanabe: There are many theories about who the original Japanese were, but it's pretty clear that we were not all one ethnic group but a mix of various ones. First we had the Jomon. Most of them were hunters and gatherers. Once you enter the Yayoi Period you have lots of people coming here from the continent and bringing agriculture with them. When the imperial sys- "I paid a lot of attention to skin color," Watanabe said in The Jazz Messengers. "Also to using multiple languages. Lots of times when you watch anime, the characters all have white skin - all the characters in fantasy stories all have white skin, which I never liked. I wanted to have lots of characters in Bebop without the white skin, and if people weren't used to that, well, maybe it would even make them think a little bit about it. The same was true for languages. I wanted to have lines muttered in multiple languages, but that would have been just too difficult," he laughed. gahdamnpunk:The critical thinking, the self awareness…Taste and talent JUMPED OUT
Anime, Period, and Samurai: Anra
 Follow
 @AnraNana
 Critically and commercially acclaimed
 director Shinichiro Watanabe on
 colorism in the Japanese anime industry
 and the importance of diversity and
 genuine care in creating art.
 Watanabe: The anime does deal with samurai, and tion to skin color," Watan
 in the back of my mind I was always woried it would multiple languages. Lots
 be seen as nationalistic. That is why I made one of the ave white skin- all the ch
 main characters someone from the Ryukyus, and put ever liked. I wanted to ha
 in the bit about a person training in China, and had le bit about it. The same
 foreign characters appear. If you watch the anime, it'sred in multiple languages,
 clear that it has nothing to do with it. It is not an an ed.
 ime designed to "protect Japan's unique traditions and
 culture." National borders have always been arbitrarily
 drawn by people, and in ancient times there was a lot
 of exchange of people and culture with the continent.
 But then you get into a conversation about the Jomon
 and Yayoi peoples.
 dif people weren't used to
 Q: How would you explain that?
 Watanabe: There are many theories about who the
 original Japanese were, but it's pretty clear that we were
 not all one ethnic group but a mix of various ones. First
 we had the Jomon. Most of them were hunters and
 gatherers. Once you enter the Yayoi Period you have
 10:28 PM - 18 Jun 2019
 15,092 Retweets 35,120 Likes

 Q: This may be a little off-topic, but what do you
 think of nationalism?
 Watanabe: The anime does deal with samurai, and
 in the back of my mind I was always worried it would
 be seen as nationalistic. That is why I made one of the
 main characters someone from the Ryukyus, and put
 in the bit about a person training in China, and had
 foreign characters appear. If you watch the anime, it's
 clear that it has nothing to do with it. It is not an an-
 ime designed to "protect Japan's unique traditions and
 culture." National borders have always been arbitrarily
 drawn by people, and in ancient times there was a lot
 of exchange of people and culture with the continent.
 But then you get into a conversation about the Jomon
 and Yayoi peoples.
 Q: How would you explain that?
 Watanabe: There are many theories about who the
 original Japanese were, but it's pretty clear that we were
 not all one ethnic group but a mix of various ones. First
 we had the Jomon. Most of them were hunters and
 gatherers. Once you enter the Yayoi Period you have
 lots of people coming here from the continent and
 bringing agriculture with them. When the imperial sys-

 "I paid a lot of attention to skin color," Watanabe said in The Jazz
 Messengers. "Also to using multiple languages. Lots of times when you watch
 anime, the characters all have white skin - all the characters in fantasy stories all
 have white skin, which I never liked. I wanted to have lots of characters in Bebop
 without the white skin, and if people weren't used to that, well, maybe it would
 even make them think a little bit about it. The same was true for languages. I
 wanted to have lines muttered in multiple languages, but that would have been
 just too difficult," he laughed.
gahdamnpunk:The critical thinking, the self awareness…Taste and talent JUMPED OUT

gahdamnpunk:The critical thinking, the self awareness…Taste and talent JUMPED OUT

Drinking, Drunk, and Food: Jennifer Dziura I've responded to this elsewhere around the Internet. Men who offer to buy women drinks are often intending to purchase a lowering of the woman's defenses. If you are a woman in a bar and a man offers to buy you a this: cheerfully ask for something nonalcoholic, while indicating get to know the guy. At least 50% of men will be angry. They weren't offering a gift or just trying to strike up conversation: they wanted you to be drunk and to let down your guard. In my own experience, I have twice been offered a drink and instead suggested food -- in both cases, very inexpensive food costing the same or less than a drink drink, try willingness to a and in both -- cases, the man responded angrily. 2 minutes ago Like Reply Jennifer Dziura In one case, I met a guy at a concert.I liked him. He suggested going to get a drink, but I was starving and suggested the kebab place around the corner. I can't remember who paid, but I had a cheap bowl of soup and the guy pouted and I never saw him again. The other time, I had done standup in a bar and an older guy offered to buy me a drink. I said I actually would love some popcorn, which was sold **at the bar for $2.** The man got angry and acted like I had cheated him somehow. being greek-god-of-hair: erwin-with-hairpins: rainfelt: cardozzza: notyourexrotic: (source) Whoa, I didn’t realize that it was so deliberate, I honestly thought it was unconscious Scary, scary. Gonna add on to this:From the other side of the bar, I see this crap all the time. Seriously. I work at a high-density bar, and let me tell you, I have anywhere from 10-20 guys every night come up and tell me to, “serve her a stronger drink, I’m trying to get lucky tonight, know what I mean?” usually accompanied with a wink and a gesture at a girl who, in my experience, is going to go from mildly buzzed to definitively hammered if I keep serving her. Now, I like to think I’m a responsible bartender, so I usually tell guys like that to piss off, and, if I can, try to tell the girl’s more sober friends that they need to keep an eye on her. But everyone- just so you know, most of the time, when someone you don’t know is buying you a drink, they’re NOT doing it out of a sense of cordiality, they’re buying you a drink for the sole purpose of making you let your guard down. So: Tips for getting drinks- 1. ALWAYS GO TO THE BAR TO GET YOUR OWN DRINK, DO NOT LET STRANGERS CARRY YOUR DRINKS. This is an opportune time for dropping something into your cocktail, and you’re none the wiser. 2.IF YOU ORDER SOMETHING NON-ALCOHOLIC, I promise you, the bartender doesn’t give two shits that you’re not drinking cocktails with your friends, and often, totally understands that you don’t want to let your guard down around strangers. Usually, you can just tell the bartender that you’d like something light, and that’s a big clue to us that you’re uncomfortable with whomever you’re standing next to. Again, we see this all the time. 3. If you’re in a position to where you feel uncomfortable not ordering alcohol: Here’s a list of light liquors, and mixers that won’t get you drunk, and will still look like an actual cocktail: X-rated + sprite = easy to drink, sweet, and 12% alcoholic content. Not strong at all, usually runs $6-$8, depending on your state. Amaretto + sour= sweet, not strong, 26%. Peach Schnapps+ ginger ale= tastes like mellow butterscotch, 24%. Melon liquor (Midori, in most bars) + soda water = not overly sweet, 21% Coffee liquor (Kahlua) +soda = not super sweet, 20%. Hope this helps someone out! Backing this up from years of bar tending.
Drinking, Drunk, and Food: Jennifer Dziura
 I've responded to this elsewhere around the
 Internet. Men who offer to buy women drinks
 are often intending to purchase a lowering of
 the woman's defenses. If you are a woman in
 a bar and a man offers to buy you a
 this: cheerfully ask for something
 nonalcoholic, while indicating
 get to know the guy. At least 50% of men will
 be angry. They weren't offering a gift or just
 trying to strike up conversation: they wanted
 you to be drunk and to let down your guard. In
 my own experience, I have twice been offered
 a drink and instead suggested food -- in both
 cases, very inexpensive food costing the
 same or less than a drink
 drink, try
 willingness to
 a
 and in both
 --
 cases, the man responded angrily.
 2 minutes ago Like Reply
 Jennifer Dziura
 In one case, I met a guy at a concert.I liked
 him. He suggested going to get a drink, but I
 was starving and suggested the kebab place
 around the corner. I can't remember who paid,
 but I had a cheap bowl of soup and the guy
 pouted and I never saw him again. The other
 time, I had done standup in a bar and an older
 guy offered to buy me a drink. I said I actually
 would love some popcorn, which was
 sold **at the bar for $2.** The man got angry
 and acted like I had cheated him somehow.
 being
greek-god-of-hair:


erwin-with-hairpins:

rainfelt:

cardozzza:

notyourexrotic:

(source)

Whoa, I didn’t realize that it was so deliberate, I honestly thought it was unconscious

Scary, scary.


Gonna add on to this:From the other side of the bar, I see this crap all the time. Seriously. I work at a high-density bar, and let me tell you, I have anywhere from 10-20 guys every night come up and tell me to, “serve her a stronger drink, I’m trying to get lucky tonight, know what I mean?” usually accompanied with a wink and a gesture at a girl who, in my experience, is going to go from mildly buzzed to definitively hammered if I keep serving her. Now, I like to think I’m a responsible bartender, so I usually tell guys like that to piss off, and, if I can, try to tell the girl’s more sober friends that they need to keep an eye on her. But everyone- just so you know, most of the time, when someone you don’t know is buying you a drink, they’re NOT doing it out of a sense of cordiality, they’re buying you a drink for the sole purpose of making you let your guard down. So:
Tips for getting drinks-
1. ALWAYS GO TO THE BAR TO GET YOUR OWN DRINK, DO NOT LET STRANGERS CARRY YOUR DRINKS. This is an opportune time for dropping something into your cocktail, and you’re none the wiser. 
2.IF YOU ORDER SOMETHING NON-ALCOHOLIC, I promise you, the bartender doesn’t give two shits that you’re not drinking cocktails with your friends, and often, totally understands that you don’t want to let your guard down around strangers. Usually, you can just tell the bartender that you’d like something light, and that’s a big clue to us that you’re uncomfortable with whomever you’re standing next to. Again, we see this all the time.
3. If you’re in a position to where you feel uncomfortable not ordering alcohol:
Here’s a list of light liquors, and mixers that won’t get you drunk, and will still look like an actual cocktail:
X-rated + sprite = easy to drink, sweet, and 12% alcoholic content. Not strong at all, usually runs $6-$8, depending on your state.
Amaretto + sour= sweet, not strong, 26%.
Peach Schnapps+ ginger ale= tastes like mellow butterscotch, 24%.
Melon liquor (Midori, in most bars) + soda water = not overly sweet, 21%
Coffee liquor (Kahlua) +soda = not super sweet, 20%.
Hope this helps someone out!


Backing this up from years of bar tending.

greek-god-of-hair: erwin-with-hairpins: rainfelt: cardozzza: notyourexrotic: (source) Whoa, I didn’t realize that it was so deliberat...

Birthday, Comfortable, and Confidence: reddit-tales What has been your worst "nice guy" experience? So, possibly one of the coolest things I've ever seen. I mean you know how you hear the "women want him, men want to *be* him" stuff in old movies? Well I'm a man and by *god* I wanted to be this guy. Anyway! I'm having dinner with my girlfriend at the time, and behind us are a couple on a not going well. Guy was being I rather inappropriate comments, the girl doesn't look at all comfortable. The girl finishes her appetiser really quickly my guess is she wanted to get it over with. Guy proceeds to comment on it and says "well, least I know you can swallow right?" Loudly Girl goes red and tells him that isn't appropriate, he literally waves his hand in a "shoo" type motion and says "oh calm down I was going to find out in a few hours anyway" I missed her exact re as she moved to a hushed tone, but it was fairly obvious what was being said-fuck no, fuck off, fuck this. He responded with "sweetheart I picked lost the colour in her face and said nothing. No. No. Fuck no. I'm one of those "get involved" type of people and there is no way I'm sitting here watching this go down. I get up. I don't know what I'm going to do, but I'm 23, fighting fit and happy to put that motherfucker through a wall. I may have had a slight temper in my youth. But anyway. I was halfway out of my chair when a hand came down on my shoulder and I look up to this mid-50s but super fit guy who says "Easy. I've got this one son". Absolute, total confidence in his voice.. so seeing as my current plan amounted to "stab him in the neck" and I'm already thinking maybe that's not the best idea, I sit down. He walks over, grabs a nearby chair, flips it around and sits down with the couple. Then.. he pulls out his police ID and puts it on the table. Now the guy doesn't have any colour in his face Cop: "So, I'm quietly celebrating my daughters birthday with my family when I distinctly hear you threaten this young lady, would you care to explain yourself?" Guy: "I, ah, well, um, you see. Cop: "That's what I thought. Now see, we take a *very* dim view of that kind of thing, so right now I'm deciding if I want to have some of my buddies come pick you up" Guy: "oh no well that..." Cop: "But that would disrupt everyone's dinner, so how about you hand me your ID, me, the dn't want yhe staff here and settle your bill., the full bill now, this young lady shouldn't go hungry on account of your poor behaviour. Or we can go with the first option, I'll leave it up to you. Guy: "No no! That's perfectly fine!" 1*hands over ID, gets up and walks very quickly in the direction of the counter Cop: while writing down the guys details 1* "Sorry about that miss, I hope I'm not intruding it just seemed like you could use some help. Oh and don't worry, if you want to pursue this further I'll have some of the boys pick him up on his way home, we can definitely take this further. Girl: "No, thank you so much, I wanted to run out 30 minutes ago but he drove me here". Cop: *shifts from hardarse cop to comforting father figure in about half a second* "Well I'm here with my daughter, she's about your age, perhaps you'd like to finish your meal with us? We can run you home afterwards if you'd like, unless you'd prefer to call someone else?" Girl: "Oh.. that would be really nice.. thankyou so much! *guy returns, so does the hardarse cop* Guy: "Uh so, I've paid the bill, if I could have back.". my Cop: "There you go. now I have your details right here so I *highly* recommend you don't go near or contact this young lady ever again. Guy: "Yes yes of course, I'm so sorry!" The quy pretty much fled the restaurant, the qirl went and sat with the cop and his family and by the time we left they were still sitting around talking and laughing about random crap. It was hands down the best way I have ever seen anybody handle any situation, ever. That cop is my hero. malicemanaged Dude. I hope that man has a great rest of his life. Wholesome cop via /r/wholesomememes https://ift.tt/2SkCLRT
Birthday, Comfortable, and Confidence: reddit-tales
 What has been your worst
 "nice guy" experience?
 So, possibly one of the coolest things I've
 ever seen. I mean you know how you hear the
 "women want him, men want to *be* him"
 stuff in old movies? Well I'm a man and by
 *god* I wanted to be this guy. Anyway!
 I'm having dinner with my girlfriend at
 the time, and behind us are a couple on a
 not going well. Guy was being
 I
 rather
 inappropriate comments, the girl doesn't
 look at all comfortable.
 The girl finishes her appetiser really quickly
 my guess is she wanted to get it over with.
 Guy proceeds to comment on it and says
 "well, least I know you can swallow right?"
 Loudly
 Girl goes red and tells him that isn't
 appropriate, he literally waves his hand in
 a "shoo" type motion and says "oh calm
 down I was going to find out in a few hours
 anyway"
 I missed her exact re
 as she moved to a
 hushed tone, but it was fairly obvious what
 was being said-fuck no, fuck off, fuck this.
 He responded with "sweetheart I picked
 lost the
 colour in her face and said nothing.
 No. No. Fuck no. I'm one of those "get
 involved" type of people and there is no way
 I'm sitting here watching this go down. I get
 up. I don't know what I'm going to do, but
 I'm 23, fighting fit and happy to put that
 motherfucker through a wall. I may have had
 a slight temper in my youth. But anyway.
 I was halfway out of my chair when a hand
 came down on my shoulder and I look up
 to this mid-50s but super fit guy who says
 "Easy. I've got this one son". Absolute, total
 confidence in his voice.. so seeing as my
 current plan amounted to "stab him in the
 neck" and I'm already thinking maybe that's
 not the best idea, I sit down.
 He walks over, grabs a nearby chair, flips it
 around and sits down with the couple. Then..
 he pulls out his police ID and puts it on the
 table. Now the guy doesn't have any colour in
 his face
 Cop: "So, I'm quietly celebrating my
 daughters birthday with my family when I
 distinctly hear you threaten this young lady,
 would you care to explain yourself?"
 Guy: "I, ah, well, um, you see.
 Cop: "That's what I thought. Now see, we
 take a *very* dim view of that kind of thing,
 so right now I'm deciding if I want to have
 some of my buddies come pick you up"
 Guy: "oh no well that..."
 Cop: "But that would disrupt everyone's
 dinner, so how about you hand me your ID,
 me, the dn't want yhe staff here and
 settle your bill., the full bill now, this young
 lady shouldn't go hungry on account of your
 poor behaviour. Or we can go with the first
 option, I'll leave it up to you.
 Guy: "No no! That's perfectly fine!" 1*hands
 over ID, gets up and walks very quickly in the
 direction of the counter
 Cop: while writing down the guys details
 1* "Sorry about that miss, I hope I'm not
 intruding it just seemed like you could use
 some help. Oh and don't worry, if you want
 to pursue this further I'll have some of the
 boys pick him up on his way home, we can
 definitely take this further.
 Girl: "No, thank you so much, I wanted to run
 out 30 minutes ago but he drove me here".
 Cop: *shifts from hardarse cop to
 comforting father figure in about half a
 second* "Well I'm here with my daughter,
 she's about your age, perhaps you'd like to
 finish your meal with us? We can run you
 home afterwards if you'd like, unless you'd
 prefer to call someone else?"
 Girl: "Oh.. that would be really nice.. thankyou
 so much!
 *guy returns, so does the hardarse cop*
 Guy: "Uh so, I've paid the bill, if I could have
 back.".
 my
 Cop: "There you go. now I have your details
 right here so I *highly* recommend you
 don't go near or contact this young lady ever
 again.
 Guy: "Yes yes of course, I'm so sorry!"
 The quy pretty much fled the restaurant, the
 qirl went and sat with the cop and his family
 and by the time we left they were still sitting
 around talking and laughing about random
 crap.
 It was hands down the best way I have ever
 seen anybody handle any situation, ever. That
 cop is my hero.
 malicemanaged
 Dude. I hope that man has a great rest of his
 life.
Wholesome cop via /r/wholesomememes https://ift.tt/2SkCLRT

Wholesome cop via /r/wholesomememes https://ift.tt/2SkCLRT

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...