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Abc, Being Alone, and America: . Outdoor cats face danger from cars, disease, predators and cruel humans Domestic cats DO NOT belong outdoors as they're not a natural part of our ecosystem. They're a genetically modified species & a non-native, invasive predator Cats kill up to 3.7 billion birds 20.7 billion mammals, 800 million lizards and 300 million frogs every year. . Domestic pets like dogs & ferrets & even exotic pets like snakes & lizards do not roam free & hunt outside. Why should cats? A 2011 study indicates that cats have caused the extinction of 33 species of birds, mammals and reptiles kaijutegu: fantasticbeastsandhowtokeepthem: wildlife-rehabilitator: hotcommunist: withgoldenfire: hotcommunist: findchaos: wildlife-rehabilitator: Some of you may have seen my reply to a post and the ask I received about outdoor cats, so here is a little infographic about outdoor cats. Don’t let your cats outside.Don’t let your cats outside.Don’t let your cast outside. No exceptions. Nope, I don’t care if Muffles is super-special and adventurous. Nope, still don’t care that it’s different where you live. Please refer to the original bullet points.  (*gets ready to hit ‘Block’ on a thousand angry cat owners*) this is a mess have you gobshites genuinely never fucking heard of farm cats jesus wept, if i never see another fucking townie animal rights activist it’ll be too fucking soon. the current political system we live under doesn’t give a fuck about nature. wildlife charities have had a huge downward swoop in donations due to the recession caused by the powers that be, fracking is being done on national parks and nature reserves, roads are hastily built through wildlife rich areas and adequate warning signage is not provided… but no, it’s us ordinary people and our pesky outdoor cats that are the cause of…extinct….species…? really? is this the hill u want to die on OP??? get back 2 me I’m not refuting that humans kill far more animals than cats do, but over a billion animals are killed annually in the US by outdoor cats. That’s also a huge problem. I’m also aware that wildlife rescue organizations are losing donations - I’m the vice president and co-founder of a 501©(3) non-profit organization and not only do we scrape by on small donations while dozens of animals come in a month, many of which are injured by cats. We just had to euthanize a yearling squirrel because it was mauled by a cat and had full hind-end paralysis from the attack. Believe me, I understand. “An estimated 60 to 88 million cats are owned in the US and an estimated 60 million more are feral… While loss of habitat is the primary cause of extinction, cats are responsible for the extinction of 33 species of birds worldwide. Cats kill an estimated 480 million birds per year (assuming eight birds killed per feral cat per year.)” That is a grossly conservative number, and only accounts for feral cats, not outdoor pets. And that’s just birds. Plus the other wildlife that are killed by cats annually. Here’s another resource, a smaller scale research program called Kitty Cams: “Hunting cats captured an average of 2 items during seven days of roaming. Carolina anoles (small lizards) were the most common prey species followed by Woodland Voles (small mammals). Only one of the vertebrates captured was a non-native species (a House Mouse).” From the same group: “44% of cats were witnessed stalking or chasing prey; 30% captured wildlife.” An article from Mental Floss, sources listed at the bottom of the article:  “84 million House cats in the United States 4 to 18 Birds killed by a typical house cat every year 8 to 21 Small mammals killed by a typical house cat every year 30 million to 80 million Free-roaming, feral cats estimated to be living in the United States. They either survive alone or live in colonies. In Washington, D.C., for example, there are estimated to be some 300 outdoor cat colonies. 23 to 46 Birds killed by each feral cat every year 129 to 338 Small mammals killed by each feral cat every year 1.4 billion to 3.7 billion Total birds killed by America’s cats every year 15 Percentage of all bird deaths estimated to come at the hands — er, paws — of cats 6.9 billion to 20.7 billion Total small mammals killed by cats every year” From a report on ABC News: “Cats are responsible for the deaths of 1.4 to 3.7 billion birds and 6.9 to 20.7 billion mammals every year, according to research conducted by the Smithsonian Conservation Biology Institute and the U.S. Fish and Wildlife Service.” From the American Bird Conservancy: “If we extrapolate the results of this study across the country and include feral cats, we find that cats are likely killing more than 4 billion animals per year, including at least 500 million birds.” (Also you’re putting your cat in unnecessary danger from tons of different threats by letting them outside unsupervised. So even if you don’t wanna give a shit about wildlife, maybe try giving a shit about your cat’s health life.) (Also farm cats are often not treated well, not provided with proper veterinary care, and there are other options for rodent control that doesn’t put other wildlife in as much danger) also consider: this is 100% something that you, as an individual, can do to mitigate some of the natural disaster that is the anthropocene. We’re on track to lose something like 80% of global biodiversity by the end of the century, and there’s almost nothing that your average citizen can do about it. But keeping your cats inside to help preserve local biodiversity and mitigating the damage that ferals do is actually something that you can do. 
Abc, Being Alone, and America: . Outdoor cats face danger
 from cars, disease, predators
 and cruel humans
 Domestic cats DO NOT
 belong outdoors as they're
 not a natural part of our
 ecosystem. They're a
 genetically modified species
 & a non-native, invasive
 predator
 Cats kill up to 3.7 billion birds
 20.7 billion mammals,
 800 million lizards and 300
 million frogs every year.
 . Domestic pets like dogs
 & ferrets & even exotic pets
 like snakes & lizards do not
 roam free & hunt outside.
 Why should cats?
 A 2011 study indicates
 that cats have caused the
 extinction of 33 species of
 birds, mammals and reptiles
kaijutegu:

fantasticbeastsandhowtokeepthem:

wildlife-rehabilitator:

hotcommunist:

withgoldenfire:

hotcommunist:

findchaos:

wildlife-rehabilitator:

Some of you may have seen my reply to a post and the ask I received about outdoor cats, so here is a little infographic about outdoor cats.

Don’t let your cats outside.Don’t let your cats outside.Don’t let your cast outside.
No exceptions. Nope, I don’t care if Muffles is super-special and adventurous. Nope, still don’t care that it’s different where you live. Please refer to the original bullet points. 
(*gets ready to hit ‘Block’ on a thousand angry cat owners*)

this is a mess

have you gobshites genuinely never fucking heard of farm cats jesus wept, if i never see another fucking townie animal rights activist it’ll be too fucking soon.

the current political system we live under doesn’t give a fuck about nature. wildlife charities have had a huge downward swoop in donations due to the recession caused by the powers that be, fracking is being done on national parks and nature reserves, roads are hastily built through wildlife rich areas and adequate warning signage is not provided…
but no, it’s us ordinary people and our pesky outdoor cats that are the cause of…extinct….species…? really? is this the hill u want to die on OP??? get back 2 me


I’m not refuting that humans kill far more animals than cats do, but over a billion animals are killed annually in the US by outdoor cats. That’s also a huge problem. I’m also aware that wildlife rescue organizations are losing donations - I’m the vice president and co-founder of a 501©(3) non-profit organization and not only do we scrape by on small donations while dozens of animals come in a month, many of which are injured by cats. We just had to euthanize a yearling squirrel because it was mauled by a cat and had full hind-end paralysis from the attack. Believe me, I understand.
“An estimated 60 to 88 million cats are owned in the US and an estimated 60 million more are feral… While loss of habitat is the primary cause of extinction, cats are responsible for the extinction of 33 species of birds worldwide. Cats kill an estimated 480 million birds per year (assuming eight birds killed per feral cat per year.)” That is a grossly conservative number, and only accounts for feral cats, not outdoor pets. And that’s just birds. Plus the other wildlife that are killed by cats annually.
Here’s another resource, a smaller scale research program called Kitty Cams: “Hunting cats captured an average of 2 items during seven days of roaming. Carolina anoles (small lizards) were the most common prey species followed by Woodland Voles (small mammals). Only one of the vertebrates captured was a non-native species (a House Mouse).” From the same group: “44% of cats were
witnessed stalking or
chasing prey; 30% captured
wildlife.”


An article from Mental Floss, sources listed at the bottom of the article: 


“84 million House cats in the United States
4 to 18 Birds killed by a typical house cat every year
8 to 21 Small mammals killed by a typical house cat every year
30 million to 80 million Free-roaming, feral cats estimated to be living in the United States. They either survive alone or live in colonies. In Washington, D.C., for example, there are estimated to be some 300 outdoor cat colonies.
23 to 46 Birds killed by each feral cat every year
129 to 338 Small mammals killed by each feral cat every year
1.4 billion to 3.7 billion Total birds killed by America’s cats every year
15 Percentage of all bird deaths estimated to come at the hands — er, paws — of cats
6.9 billion to 20.7 billion Total small mammals killed by cats every year”
From a report on ABC News: “Cats are responsible for the deaths of 1.4 to 3.7 billion birds and 6.9 to 20.7 billion mammals every year, according to research conducted by the Smithsonian Conservation Biology Institute and the U.S. Fish and Wildlife Service.”


From the American Bird Conservancy: “If we extrapolate the results of this study across the country and include feral cats, we find that cats are likely killing more than 4 billion animals per year, including at least 500 million birds.” 



(Also you’re putting your cat in unnecessary danger from tons of different threats by letting them outside unsupervised. So even if you don’t wanna give a shit about wildlife, maybe try giving a shit about your cat’s health  life.)
(Also farm cats are often not treated well, not provided with proper veterinary care, and there are other options for rodent control that doesn’t put other wildlife in as much danger)

also consider: this is 100% something that you, as an individual, can do to mitigate some of the natural disaster that is the anthropocene. We’re on track to lose something like 80% of global biodiversity by the end of the century, and there’s almost nothing that your average citizen can do about it. But keeping your cats inside to help preserve local biodiversity and mitigating the damage that ferals do is actually something that you can do. 

kaijutegu: fantasticbeastsandhowtokeepthem: wildlife-rehabilitator: hotcommunist: withgoldenfire: hotcommunist: findchaos: wildlife-r...

Alive, America, and Anaconda: can do it TO DO LIST corbinalexanderwealthguidance: CORBIN ALEXANDER WEALLTH GUIDANCE:  POSTED 05/06/2018 STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES BUDGETING: 50/30/20/RULE: For the person already living life, this is an essential rule of thumb: -          50% to Needs:  utilities, rent, food, car insurance (never buy a car on credit/payments and be  required to pay collision coverage:  only buy a used, 3-8 years old; Honda/Kia/Toyota for the best value/bang for your buck), gas, clothes allowance, etc.  Essentials needed to live! -          20% to Savings Investment:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to NEVER pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments! -          30% to Wants:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “Wants”. Two methods to keep you on track:  -          The spread sheet method:  this is where you track your budget in MS Excel.  -    The envelope method:  this is where you assign envelopes labeled by each expense.   EMERGECY FUND:   This where you have a bank savings account holding a minimum of six months of expenses to pay “all” your monthly bills in the event of a job lose or an illness:  you are NEVER to dip into this unless you are in a dire straight situation.   Establish this fund FIRST before all other suggestions are followed.   SAVINGS INVESTMENT:   -          Start saving for an emergency fund first. -          Do not use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance. -          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…stay tuned! -          Start investing in my ”ALL PURPOSE” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s. -          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date! CREDIT CARDS/BANKING MANAGEMENT:  -          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through Capital One.com or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a local bank using a co-signer to qualify for the loan.  As you SLOWLY establish a credit history; apply for a no-fee/low credit limit card through Discover.com and/or Capital One.com.   HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.   -          Earn interest in an interest-bearing savings or CD account:               Not all banks are created equal; which is why most are banking wrong:                 BANK OF AMERICA:  This is a “fee city” bank.  You name it, they have a fee attached TD BANK:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!    -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!). You are better off going to a local bank or a federal credit union for your banking needs. BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!
Alive, America, and Anaconda: can
 do it
 TO DO LIST
corbinalexanderwealthguidance:
CORBIN ALEXANDER WEALLTH
GUIDANCE:  POSTED 05/06/2018
STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES
BUDGETING:
50/30/20/RULE:
For the person already living life, this is an essential
rule of thumb:
-         
50% to Needs:  utilities, rent, food, car insurance (never buy a car on credit/payments and be  required to pay collision coverage:  only buy a used, 3-8 years old; Honda/Kia/Toyota for the best value/bang for your buck),
gas, clothes allowance, etc.  Essentials needed to live!
-         
20% to Savings
 Investment:   used to pay bank
loans/student loans, monthly deposits into a retirement account and an investment
account, credit card payments (pay off the entire balance each month and not
just the minimum payment to avoid paying interest on interest = that’s what
eats you alive causing you to NEVER
pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the
like…..the interest on this stuff is outrageous and you pay 3x-5x what the item
is actually worth in the end – if you ever get to the end of the payments!
-         
30% to Wants:  vacations (limit one per year – do day trips
for the other week taken on paid vacation benefits) and future “Wants” such as
saving for a house:  if you need the
monies in less than 5 years, then bank it – if you need the monies in over 8
years, then invest it; that is the industry rule of thumb when it comes to “Wants”.
Two methods to keep you on track:
 -         
The spread sheet method:  this is where you track your budget in MS
Excel.
 -    The envelope method:  this is where you assign envelopes labeled by
each expense.   
EMERGECY FUND:  
This where you have a bank savings
account holding a minimum of six months of expenses to pay “all” your monthly bills in the event of
a job lose or an illness:  you are NEVER to dip into this unless you are
in a dire straight situation.  
Establish this fund FIRST before all other suggestions are followed.
 
SAVINGS  INVESTMENT:   
-         
Start saving for an emergency fund first.
-         
Do not
use the Overdraft protection feature on your bank debit card = avoid getting
into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event
of an emergency = like your car breaks down, etc. and avoid using a credit card
and carry a balance.
-         
Start an investment account at Ally.com/invest
and invest in my Model ETF Portfolio that I’ll outline at a later date…stay tuned!
-         
Start investing in my ”ALL PURPOSE” Model Mutual Fund Portfolio: starting in your mid-50’s/early
60’s.
-         
Start investing in my designated Model Mutual
Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be
revealed at a later date!

CREDIT
CARDS/BANKING MANAGEMENT:
 -         
Establish a credit history at 18 years old
before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt
card through Capital One.com or a
similar lender.   And do not forget to
get a small personal loan ($1,000.00 minimum) at a local bank using a co-signer to qualify for the loan.
 As you SLOWLY
establish a credit history; apply for a no-fee/low credit limit card through Discover.com and/or Capital One.com.
 
HAVE
YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? –
CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP
AGAIN LIKE THE LAST TIME.
 
-         
Earn interest in an interest-bearing savings or
CD account:
               Not all
banks are created equal; which is why most are banking wrong:   
               BANK
OF AMERICA:  This is a “fee city”
bank.  You name it, they have a fee
attached
TD
BANK:  This is a bank with convoluted
morals.  Good luck banking in this
environment; more horseshit then you can shake a stick
at!  
 -   If your balance falls below $100.00 at TD at any
given time during the month; they hit you with a $15.00 low balance fee
($180.00 a year!).
You
are better off going to a local bank or a federal credit union for your banking
needs.
BE ON THE LOOKOUT
FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!

corbinalexanderwealthguidance: CORBIN ALEXANDER WEALLTH GUIDANCE:  POSTED 05/06/2018 STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES BUDGET...

Alive, America, and Anaconda: can do it TO DO LIST corbinalexanderwealthguidance: CORBIN ALEXANDER WEALLTH GUIDANCE:  POSTED 05/06/2018 STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES BUDGETING: 50/30/20/RULE: For the person already living life, this is an essential rule of thumb: -          50% to Needs:  utilities, rent, food, car insurance (never buy a car on credit/payments and be  required to pay collision coverage:  only buy a used, 3-8 year old, Honda/Kia/Toyota for the best value/bang for your buck), gas, clothes allowance, etc.  Essentials needed to live! -          20% to Savings Investment:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to NEVER pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments! -          30% to Wants:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “Wants”. Two methods to keep you on track:  -          The spread sheet method:  this is where you track your budget in MS Excel.  -    The envelope method:  this is where you assign envelopes labeled by each expense.   EMERGECY FUND:   This where you have a bank savings account holding a minimum of six months of expenses to pay “all” your monthly bills in the event of a job lose or an illness:  you are NEVER to dip into this unless you are in a dire straight situation.   Establish this fund FIRST before all other suggestions are followed.   SAVINGS INVESTMENT:   -          Start saving for an emergency fund first. -          Do not use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance. -          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…stay tuned! -          Start investing in my ”ALL PURPOSE” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s. -          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date! CREDIT CARDS/BANKING MANAGEMENT:  -          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through Capital One.com or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a local bank using a co-signer to qualify for the loan.  As you SLOWLY establish a credit history; apply for a no-fee/low credit limit card through Discover.com and/or Capital One.com.   HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.   -          Earn interest in an interest-bearing savings or CD account:               Not all banks are created equal; which is why most are banking wrong:                 BANK OF AMERICA:  This is a “fee city” bank.  You name it, they have a fee attached TD BANK:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!    -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!). You are better off going to a local bank or a federal credit union for your banking needs. BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!
Alive, America, and Anaconda: can
 do it
 TO DO LIST
corbinalexanderwealthguidance:
CORBIN ALEXANDER WEALLTH
GUIDANCE:  POSTED 05/06/2018
STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES
BUDGETING:
50/30/20/RULE:
For the person already living life, this is an essential
rule of thumb:
-         
50% to Needs:  utilities, rent, food, car insurance (never buy a car on credit/payments and be  required to pay collision coverage:  only buy a used, 3-8 year old, Honda/Kia/Toyota for the best value/bang for your buck),
gas, clothes allowance, etc.  Essentials needed to live!
-         
20% to Savings
 Investment:   used to pay bank
loans/student loans, monthly deposits into a retirement account and an investment
account, credit card payments (pay off the entire balance each month and not
just the minimum payment to avoid paying interest on interest = that’s what
eats you alive causing you to NEVER
pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the
like…..the interest on this stuff is outrageous and you pay 3x-5x what the item
is actually worth in the end – if you ever get to the end of the payments!
-         
30% to Wants:  vacations (limit one per year – do day trips
for the other week taken on paid vacation benefits) and future “Wants” such as
saving for a house:  if you need the
monies in less than 5 years, then bank it – if you need the monies in over 8
years, then invest it; that is the industry rule of thumb when it comes to “Wants”.
Two methods to keep you on track:
 -         
The spread sheet method:  this is where you track your budget in MS
Excel.
 -    The envelope method:  this is where you assign envelopes labeled by
each expense.   
EMERGECY FUND:  
This where you have a bank savings
account holding a minimum of six months of expenses to pay “all” your monthly bills in the event of
a job lose or an illness:  you are NEVER to dip into this unless you are
in a dire straight situation.  
Establish this fund FIRST before all other suggestions are followed.
 
SAVINGS  INVESTMENT:   
-         
Start saving for an emergency fund first.
-         
Do not
use the Overdraft protection feature on your bank debit card = avoid getting
into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event
of an emergency = like your car breaks down, etc. and avoid using a credit card
and carry a balance.
-         
Start an investment account at Ally.com/invest
and invest in my Model ETF Portfolio that I’ll outline at a later date…stay tuned!
-         
Start investing in my ”ALL PURPOSE” Model Mutual Fund Portfolio: starting in your mid-50’s/early
60’s.
-         
Start investing in my designated Model Mutual
Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be
revealed at a later date!

CREDIT
CARDS/BANKING MANAGEMENT:
 -         
Establish a credit history at 18 years old
before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt
card through Capital One.com or a
similar lender.   And do not forget to
get a small personal loan ($1,000.00 minimum) at a local bank using a co-signer to qualify for the loan.
 As you SLOWLY
establish a credit history; apply for a no-fee/low credit limit card through Discover.com and/or Capital One.com.
 
HAVE
YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? –
CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP
AGAIN LIKE THE LAST TIME.
 
-         
Earn interest in an interest-bearing savings or
CD account:
               Not all
banks are created equal; which is why most are banking wrong:   
               BANK
OF AMERICA:  This is a “fee city”
bank.  You name it, they have a fee
attached
TD
BANK:  This is a bank with convoluted
morals.  Good luck banking in this
environment; more horseshit then you can shake a stick
at!  
 -   If your balance falls below $100.00 at TD at any
given time during the month; they hit you with a $15.00 low balance fee
($180.00 a year!).
You
are better off going to a local bank or a federal credit union for your banking
needs.
BE ON THE LOOKOUT
FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!

corbinalexanderwealthguidance: CORBIN ALEXANDER WEALLTH GUIDANCE:  POSTED 05/06/2018 STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES BUDGET...

Beautiful, Children, and Dad: SINGLE DAD'S HEART SANK WHEN TEEN DAUGHTER GOT PREGNANT. BUT HOW THINGS TURNED AROUND IS GOLD. My wife died whilst giving birth to our daughter, so naturally my daughter and I are very close. From a young age she would spend her spare time volunteering to help children who were ill or dying, and as she is a musician, she would also teach the children at the hospital I work at how to play the piano and guitar. Along with her kindness, she is the most beautiful young woman I have ever laid my eyes on. She has the sweetest smile and her mothers big blue eyes. When she brought home this scruffy looking guy who hadn't done well in school, who was unemployed and trying to make his band successful, I didn't like him at all. I'm very sorry if I offend anybody but I just couldn't understand the attraction she had to him and hoped it would fade into nothing. She could do better. About a year into their relationship, my daughter discovered that she was pregnant. My heart sunk not because I didn't want a grand-child, but because I knew she hadn't planned it and I knew she was too kind to ever consider an alternative to keeping it. Her boyfriend approached me one evening shortly after the pregnancy was announced, with a bottle of whiskey and asked if we could talk. I accepted the offer and we sat down and had a drink together. He confessed that he was scared to have a child but how he had already started saving money and how he'd started looking for a job. He explained how he knew that he wasn't good enough for my daughter but that he loved her with all of his heart and wanted to support her in her choice even if that meant throwing away his music dreams. I will admit, we both got very drunk and ended up getting along well. This boy I had first judged was actually a very nice, warm gentleman who simply wanted the best for my daughter and their future child. That was good enough for me, so I invited him to live with us and got him a job working at the same hospital I work for. My daughter and son-in-law are doing really well for themselves now. My son-in-law still works with me at the hospital (he is a nursing assistant, trained on the job) and my daughter has just qualified as a social worker. They don't own their own house but are no longer living with me or rely on me for any funds etc. I have a four year old grand-daughter and a two year old grand-son. My daughter was 19 having their first child and my son-in-law was 22. It has taken a long time for them to get on track but I am so proud of them both. And after seeing how much happiness my grand-children have brought to our small family back then, the thought of an alternative would never have crossed my mind <p>Single Dad’s Heart Sank When Teen Daughter Got Pregnant. But How Things Turned Around Is Gold.</p>
Beautiful, Children, and Dad: SINGLE DAD'S HEART SANK WHEN TEEN DAUGHTER GOT
 PREGNANT. BUT HOW THINGS TURNED AROUND IS GOLD.
 My wife died whilst giving birth to our daughter,
 so naturally my daughter and I are very close.
 From a young age she would spend her spare time
 volunteering to help children who were ill or
 dying, and as she is a musician, she would also
 teach the children at the hospital I work at how to
 play the piano and guitar. Along with her
 kindness, she is the most beautiful young woman
 I have ever laid my eyes on. She has the sweetest
 smile and her mothers big blue eyes.
 When she brought home this scruffy looking guy
 who hadn't done well in school, who was
 unemployed and trying to make his band
 successful, I didn't like him at all. I'm very sorry
 if I offend anybody but I just couldn't understand
 the attraction she had to him and hoped it would
 fade into nothing. She could do better.
 About a year into their relationship, my daughter
 discovered that she was pregnant. My heart sunk
 not because I didn't want a grand-child, but
 because I knew she hadn't planned it and I knew
 she was too kind to ever consider an alternative to
 keeping it.
 Her boyfriend approached me one evening shortly
 after the pregnancy was announced, with a bottle
 of whiskey and asked if we could talk. I accepted
 the offer and we sat down and had a drink
 together. He confessed that he was scared to have
 a child but how he had already started saving
 money and how he'd started looking for a job. He
 explained how he knew that he wasn't good
 enough for my daughter but that he loved her
 with all of his heart and wanted to support her in
 her choice even if that meant throwing away his
 music dreams.
 I will admit, we both got very drunk and ended up
 getting along well. This boy I had first judged was
 actually a very nice, warm gentleman who simply
 wanted the best for my daughter and their future
 child. That was good enough for me, so I invited
 him to live with us and got him a job working at
 the same hospital I work for.
 My daughter and son-in-law are doing really well
 for themselves now. My son-in-law still works
 with me at the hospital (he is a nursing assistant,
 trained on the job) and my daughter has just
 qualified as a social worker. They don't own their
 own house but are no longer living with me or rely
 on me for any funds etc. I have a four year old
 grand-daughter and a two year old grand-son. My
 daughter was 19 having their first child and my
 son-in-law was 22. It has taken a long time for
 them to get on track but I am so proud of them
 both. And after seeing how much happiness my
 grand-children have brought to our small family
 back then, the thought of an alternative would
 never have crossed my mind
<p>Single Dad’s Heart Sank When Teen Daughter Got Pregnant. But How Things Turned Around Is Gold.</p>

Single Dad’s Heart Sank When Teen Daughter Got Pregnant. But How Things Turned Around Is Gold.