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Alive, Animals, and Beautiful: SPEED DATING TODAY! vixiano: thedirtythirty: wonderingifyoukneww: secretly-obsessed-with-fandoms: arylenchanted: ungratefullittleshit: msannedree: rowan-fcb: causewecan: creamsifemme-kitty: totallynotthecops: scars-of-stars: dragonsrequiem: deigns: its-jakeperalta: deigns: petl0vers: celebrity–outfits: its-jakeperalta: 10 REASONS TO ADOPT A PET You save a life. The cost of adoption is less than buying a pet. Most shelter animals have had medical treatment and are spayed/neutered, microchipped, and up to date with vaccines. There are more unique pets to choose from in shelters. Age, breeds, mixed breeds, and personality choices are greater. Many are already trained. Your bed is pre-warmed on cold winter nights. Animals are just ready to love you, no matter what. Adopting from a shelter opens a cage for another pet who needs a new forever home. An adult pet takes the guess work out of determining size, thickness of coat, and energy level. Mixed breeds are unique compared to purebreeds and may have less genetically inherited health problems. Take this quiz to find out which dog is right for you! Please adopt some lovely doggos As someone who just adopted a third doggo from the shelter, please do it if you can find a dog right for you. Those shelters do everything they can to keep them alive, but it’s a family that keeps them happy. Okay, but is there a quiz for which shelter kitty I should get? @deigns​  good u asked, yes!!! sorry I forgot to add that one, anyway here is it What Breed of Cat should you get? Ty jake peralta Plus? Those animals in the pound? They KNOW that they are on death row. My first dog as a married woman was an eleventh hour adoption. A 13-y-o basset hound mix (pound said they thought he was 11 because they were trying to save him by making him sound a teeny bit younger) and he was “Til death do we part” loyal. We lost him 4 years later to cancer, and we (the family had grown from 2 to 3 humans) were devastated. My sister? Fosters cats, and ended up with a charmer who’d been hit by a car. Sephiroth is a well loved asshole, and his brother, Cloud (a stray who found a sucker bet), is almost canine levels of friendly. Be a superhero. Save a life. Rescue. As someone who has worked in a shelter for two years and watched many of my babies go to their incredible forever homes, you wouldn’t BELIEVE how big of a difference you can see in the animals’ behavior from being in the kennels to even just a few minutes after leaving. When their new owners are filling out the paperwork, there’s already a new spark in their eyes. They KNOW they’re going home; they know they’re getting to be loved the way all animals deserve to be. There are so many beautiful animals in shelters that get overlooked. Next time you’re searching for a companion, check your local shelters and rescues. Not only are you getting a companion, but you’re saving a life. I got my Norwegian Forest Cat from a shelter. He’s huge, and never shuts up, and is moody and a prolific hunter (or was. He’s not allowed out), and the biggest cuddliest mamas boy on the planet. i just adopted my first cat from the humane society ! her name is Persephone and she’s 14 almost 15 years old. i love my angel so much. I got all three of my cats from shelters and they are honestly so appreciative! They are amazing little creatures and have become the light of my life…. please adopt!! You won’t regret it and neither will your little ball of fur. This cutie used to be a stray in Greece. A lot of people try to poisen them, because there are so many strays there (which is the peoples fault. They buy puppies and leave them on the streets when they are older). I‘m happy, I had the chance to safe my little lady. I still wish to safe more. They are always so happy when you only pet them or just give them a bit of attention. My babies Penelope and Eloise were irresponsibly let outside without being spayed. Both got pregnant and their owner dumped them at the shelter two weeks before they were due with kittens. Due to being full to capacity, they were immediately at the top of the kill list. Thankfully a foster rescued them, got them healthy, helped them birth nine healthy kittens between the two of them, rescued four more orphan kittens that these girls adopted and nursed, got them ALL fixed, got ALL THIRTEEN kittens good homes, and I adopted these silly, destructive, adorable, loud, cuddle bugs. They’re a bonded pair, and they’ve brought light and love and laughter into my life. Please adopt!!!! Please fix your pets! Save a love, be compassionate, and find your best friend! Both adopted in a shelter. Best decision I have ever made. My husband and I adopted this little ball of love from a shelter and he’s literally the most amazing dog in the world. ❤️ got all four of my loves from our local shelter. absolute sweethearts ❤️ Got this pretty fur ball from a local shelter 🥰 #adoptdontshop The future wife and I adopted this 3-legged snuggle bug from our local humane society this summer and it’s one of, if not THE, best decision we have made ❤️🥰 My adopted baby! Please don’t disregard shelters just because you want a certain breed! Either sign up to volunteer at a shelter (you’ll get the inside scoop on the dogs/cats) or visit the shelter every day or every other day. There are always so many different breeds, some just get scooped up quicker than others! My precious boy!!! We actually adopted him throigh Facebook from Romania - if your shelter doesn’t have the breed you want, there are so many other places to look! Follow rescue centre pages on social media and look on websites!
Alive, Animals, and Beautiful: SPEED
 DATING
 TODAY!
vixiano:
thedirtythirty:

wonderingifyoukneww:

secretly-obsessed-with-fandoms:

arylenchanted:

ungratefullittleshit:


msannedree:

rowan-fcb:

causewecan:

creamsifemme-kitty:


totallynotthecops:

scars-of-stars:

dragonsrequiem:


deigns:

its-jakeperalta:

deigns:

petl0vers:

celebrity–outfits:

its-jakeperalta:

10 REASONS TO ADOPT A PET
You save a life.
The cost of adoption is less than buying a pet.
Most shelter animals have had medical treatment and are spayed/neutered, microchipped, and up to date with vaccines.
There are more unique pets to choose from in shelters. Age, breeds, mixed breeds, and personality choices are greater.
Many are already trained.
Your bed is pre-warmed on cold winter nights.
Animals are just ready to love you, no matter what.
Adopting from a shelter opens a cage for another pet who needs a new forever home.
An adult pet takes the guess work out of determining size, thickness of coat, and energy level.
Mixed breeds are unique compared to purebreeds and may have less genetically inherited health problems.
Take this quiz to find out which dog is right for you!

Please adopt some lovely doggos



As someone who just adopted a third doggo from the shelter, please do it if you can find a dog right for you. Those shelters do everything they can to keep them alive, but it’s a family that keeps them happy.





Okay, but is there a quiz for which shelter kitty I should get?



@deigns​ 

good u asked, yes!!! sorry I forgot to add that one, anyway here is it


What Breed of Cat should you get? 



Ty jake peralta


Plus? Those animals in the pound? They KNOW that they are on death row. My first dog as a married woman was an eleventh hour adoption. A 13-y-o basset hound mix (pound said they thought he was 11 because they were trying to save him by making him sound a teeny bit younger) and he was “Til death do we part” loyal. We lost him 4 years later to cancer, and we (the family had grown from 2 to 3 humans) were devastated.
My sister? Fosters cats, and ended up with a charmer who’d been hit by a car. Sephiroth is a well loved asshole, and his brother, Cloud (a stray who found a sucker bet), is almost canine levels of friendly.
Be a superhero. Save a life. Rescue.


As someone who has worked in a shelter for two years and watched many of my babies go to their incredible forever homes, you wouldn’t BELIEVE how big of a difference you can see in the animals’ behavior from being in the kennels to even just a few minutes after leaving. When their new owners are filling out the paperwork, there’s already a new spark in their eyes. They KNOW they’re going home; they know they’re getting to be loved the way all animals deserve to be. There are so many beautiful animals in shelters that get overlooked. Next time you’re searching for a companion, check your local shelters and rescues. Not only are you getting a companion, but you’re saving a life. 


I got my Norwegian Forest Cat from a shelter. He’s huge, and never shuts up, and is moody and a prolific hunter (or was. He’s not allowed out), and the biggest cuddliest mamas boy on the planet. 


i just adopted my first cat from the humane society ! her name is Persephone and she’s 14 almost 15 years old. i love my angel so much. 




I got all three of my cats from shelters and they are honestly so appreciative! They are amazing little creatures and have become the light of my life…. please adopt!! You won’t regret it and neither will your little ball of fur. 


This cutie used to be a stray in Greece. A lot of people try to poisen them, because there are so many strays there (which is the peoples fault. They buy puppies and leave them on the streets when they are older).
I‘m happy, I had the chance to safe my little lady. I still wish to safe more. They are always so happy when you only pet them or just give them a bit of attention.




My babies Penelope and Eloise were irresponsibly let outside without being spayed. Both got pregnant and their owner dumped them at the shelter two weeks before they were due with kittens. Due to being full to capacity, they were immediately at the top of the kill list. Thankfully a foster rescued them, got them healthy, helped them birth nine healthy kittens between the two of them, rescued four more orphan kittens that these girls adopted and nursed, got them ALL fixed, got ALL THIRTEEN kittens good homes, and I adopted these silly, destructive, adorable, loud, cuddle bugs. They’re a bonded pair, and they’ve brought light and love and laughter into my life. Please adopt!!!! Please fix your pets! Save a love, be compassionate, and find your best friend! 




Both adopted in a shelter. Best decision I have ever made.




My husband and I adopted this little ball of love from a shelter and he’s literally the most amazing dog in the world. ❤️ 




got all four of my loves from our local shelter. absolute sweethearts ❤️


Got this pretty fur ball from a local shelter 🥰  #adoptdontshop 




The future wife and I adopted this 3-legged snuggle bug from our local humane society this summer and it’s one of, if not THE, best decision we have made ❤️🥰


My adopted baby! Please don’t disregard shelters just because you want a certain breed! Either sign up to volunteer at a shelter (you’ll get the inside scoop on the dogs/cats) or visit the shelter every day or every other day. There are always so many different breeds, some just get scooped up quicker than others!


My precious boy!!! We actually adopted him throigh Facebook from Romania - if your shelter doesn’t have the breed you want, there are so many other places to look! Follow rescue centre pages on social media and look on websites!

vixiano: thedirtythirty: wonderingifyoukneww: secretly-obsessed-with-fandoms: arylenchanted: ungratefullittleshit: msannedree: rowan-...

Braids, Children, and Community: 61below: jyuu-chan: something-in-the-way-she-knows: freakishfrollic: psalmsofraven: yokhakidfiasco: stacyfaheyart: Illustration about Native American boys who have to cut off their braids to follow school dress codes. And black people have the same issue when it comes to finding jobs/careers. ^^^^ yes but it ain’t about us right now this is actually really important and pardon me for doing the cliche reblogging with a caption thing but i want to talk about braids and just how significant they are to native people (and of course i can’t talk about every native tribe as there are very specific sects and i only really am coming from the perspective of seneca) hair is extremely important as it represents the walking of the Sacred Path as the physical extension of thought and self, and holy men, women and two-spirits are identified through specific styles of dress and even if not holy, the hair shows what a person has participated in, their feelings, their age, whether they are married or not, whether they are in mourning and their tribe my grandfather is seneca and he had to remove his braids at a very young age and it was an act of assimilation because his mother knew they had to try to be white in order to proceed and it’s a tool of oppression and humiliation to cut (or force to cut) a native american person’s hair for both religious and cultural preservationist reasons my mom is half-seneca and her choice for me to not cut my hair until i was 13 and for it to be worn in traditional manner was because of this and when i cut my hair then, i cut it off at the base of my head for also this reason; i was diagnosed with depression and was going through therapy, i wanted my hair and my treatment to signify that i was becoming a new, better person– eventually i started dying my hair but that is for separate reasons of colour symbolism and it’s still an important thing to me please do not invalidate the struggles of other POC, i understand that this happens and it’s horrific to not be able to wear your natural hair, these are also children whose culture and religion is being stripped away from them and they can’t even participate in something so important within their culture simply because of white patriarchal ideas of masculinity ^^THIS American Indian children (especially plains ndns) were forced to attend boarding schools where they were forbidden to speak their own language and had to cut off their hair and choose a “white” name from the bible. If you refused, the teacher would often ridicule you by ignoring you anytime you attempted to speak or participate in class, to the point of saying offensive, false things about your people to rile you up enough that you gave in and picked a white name so the teacher would let you speak and tell the truth. (This is shown in bury my heart at wounded knee). In fact, it is hard to trace records before the turn of the 19th to 20th centuries bc the govt considered the way native peoples often have several different names that they go by in different context and by different people to be too annoying to record them in a census, another reason they were forced to choose white names. Being oppressed for your natural hair and the names you choose is a real thing other poc face and it’s wrong and it’s racist, but this specific post is about what it means to American Indians, and for them it was not only racist stereotyping, but forced assimilation and genocide of their cultures. dude holy shit being ridiculed for not assimilating was the least of your worries in a residential school. i know people who were forced to kneel on sharp rocks in a corner for speaking a single word in their native language some fun facts abt residential schools: • people who went to residential schools were abused physically, sexually, verbally, and emotionally. my mushum went through all of these until he turned 18 and was allowed to leave • boys were not allowed to wear their braids. period. the point of the residential schools was to ‘kill the indian in the child’ and you can google literal before-and-after images of students that the schools would distribute as a source of PRIDE • the government would experiment on the students, starving them to see how long they could go without food before it seriously affected them. officially, over 6,000 native children died in residential schools. our government admits the number was likely much higher • residential schools were literally hitler’s source of inspiration for concentration camps during world war II • where im working right now, there are people in their 30s who were forced to attend residential schools • the last residential school closed in 1996, one year after i was born, two hours away from where i live, twenty minutes from my family’s reserve native assimilation has been the goal from the very start Residential schools may have officially been shut down, but native kids are still disproportionately removed from their homes and while ICWA (the Indian Child Welfare Act) was designed with the intent of ensuring they’re still placed within their community, ICWA was just recently overturned in the courts, which means that these children are being overwhelmingly placed with white families. This hasn’t stopped. They’ve just gotten less overt about it.
Braids, Children, and Community: 61below:
jyuu-chan:

something-in-the-way-she-knows:

freakishfrollic:

psalmsofraven:

yokhakidfiasco:

stacyfaheyart:

Illustration about Native American boys who have to cut off their braids to follow school dress codes.

And black people have the same issue when it comes to finding jobs/careers.

^^^^ yes but it ain’t about us right now

this is actually really important and pardon me for doing the cliche reblogging with a caption thing but i want to talk about braids and just how significant they are
to native people (and of course i can’t talk about every native tribe as there are very specific sects and i only really am coming from the perspective of seneca) hair is extremely important as it represents the walking of the Sacred Path as the physical extension of thought and self, and holy men, women and two-spirits are identified through specific styles of dress and even if not holy, the hair shows what a person has participated in, their feelings, their age, whether they are married or not, whether they are in mourning and their tribe
my grandfather is seneca and he had to remove his braids at a very young age and it was an act of assimilation because his mother knew they had to try to be white in order to proceed and it’s a tool of oppression and humiliation to cut (or force to cut) a native american person’s hair for both religious and cultural preservationist reasons
my mom is half-seneca and her choice for me to not cut my hair until i was 13 and for it to be worn in traditional manner was because of this and when i cut my hair then, i cut it off at the base of my head for also this reason; i was diagnosed with depression and was going through therapy, i wanted my hair and my treatment to signify that i was becoming a new, better person– eventually i started dying my hair but that is for separate reasons of colour symbolism and it’s still an important thing to me
please do not invalidate the struggles of other POC, i understand that this happens and it’s horrific to not be able to wear your natural hair, these are also children whose culture and religion is being stripped away from them and they can’t even participate in something so important within their culture simply because of white patriarchal ideas of masculinity

^^THIS
American Indian children (especially plains ndns) were forced to attend boarding schools where they were forbidden to speak their own language and had to cut off their hair and choose a “white” name from the bible. If you refused, the teacher would often ridicule you by ignoring you anytime you attempted to speak or participate in class, to the point of saying offensive, false things about your people to rile you up enough that you gave in and picked a white name so the teacher would let you speak and tell the truth. (This is shown in bury my heart at wounded knee). In fact, it is hard to trace records before the turn of the 19th to 20th centuries bc the govt considered the way native peoples often have several different names that they go by in different context and by different people to be too annoying to record them in a census, another reason they were forced to choose white names. 
Being oppressed for your natural hair and the names you choose is a real thing other poc face and it’s wrong and it’s racist, but this specific post is about what it means to American Indians, and for them it was not only racist stereotyping, but forced assimilation and genocide of their cultures. 

dude holy shit being ridiculed for not assimilating was the least of your worries in a residential school. i know people who were forced to kneel on sharp rocks in a corner for speaking a single word in their native language
some fun facts abt residential schools:
 • people who went to residential schools were abused physically, sexually, verbally, and emotionally. my mushum went through all of these until he turned 18 and was allowed to leave
 • boys were not allowed to wear their braids. period. the point of the residential schools was to ‘kill the indian in the child’ and you can google literal before-and-after images of students that the schools would distribute as a source of PRIDE
 • the government would experiment on the students, starving them to see how long they could go without food before it seriously affected them. officially, over 6,000 native children died in residential schools. our government admits the number was likely much higher
 • residential schools were literally hitler’s source of inspiration for concentration camps during world war II
 • where im working right now, there are people in their 30s who were forced to attend residential schools
 • the last residential school closed in 1996, one year after i was born, two hours away from where i live, twenty minutes from my family’s reserve
native assimilation has been the goal from the very start


Residential schools may have officially been shut down, but native kids are still disproportionately removed from their homes and while ICWA (the Indian Child Welfare Act) was designed with the intent of ensuring they’re still placed within their community, ICWA was just recently overturned in the courts, which means that these children are being overwhelmingly placed with white families. This hasn’t stopped. They’ve just gotten less overt about it.

61below: jyuu-chan: something-in-the-way-she-knows: freakishfrollic: psalmsofraven: yokhakidfiasco: stacyfaheyart: Illustration about ...

News, Precious, and Target: OUL vladislava: mylistofthangs: Antique Jewish wedding rings.  These are absolutely gorgeous. Some info: Antique Jewish wedding bands are stellar examples of the artistry of jewelry making. The rings are made of a metal circle, molded to fit the would-be owner, topped with an architectural feature resembling a house. The goldsmith would then engrave something on the exterior of the “house”; engravings were also commonly hidden inside, in which case the “house” – or bezel – would slide open. The engraving would usually read Mazal Tov, or the Hebrew initials M.T. The rings’ houses varied in design from castle-like, to square, round or hexagonal. The structures were representations of either the Holy Temple or synagogues in the diaspora. Large in diameter and heavy due to the architectural features, many of the rings are practically unwearable. Morgan ponders the question as well, saying that there is no conclusive evidence, either in Jewish tradition or in the Christian documentation recording Jewish practices, of such rings ever having been worn. Trading in gold, jewels and precious stones was the trade of choice by wealthy Jewish merchants for hundreds of years. The memoir portrait of Gluckel of Hamlen, the daughter of a gold merchant of those times, depicts a wedding ring embroidered in gold thread, hanging from a necklace, which may have been the way the rings were worn after the wedding ceremony.  Jewish wedding bands are unique and although many of them are magnificent and expensive, none have stones set in them. The rings are devoid of their classical focal point due to a rabbinical ordinance barring setting gemstones in wedding bands, or engraving them with hallmarks – the latter first appearing in the 19th century. Also, Jewish goldsmiths were not allowed to join guilds and mark their creations until circa that time. (via)
News, Precious, and Target: OUL
vladislava:

mylistofthangs:

Antique Jewish wedding rings. 

These are absolutely gorgeous.
Some info:

Antique Jewish wedding bands are stellar examples of the artistry of jewelry making. The rings are made of a metal circle, molded to fit the would-be owner, topped with an architectural feature resembling a house. The goldsmith would then engrave something on the exterior of the “house”; engravings were also commonly hidden inside, in which case the “house” – or bezel – would slide open. The engraving would usually read Mazal Tov, or the Hebrew initials M.T.

The rings’ houses varied in design from castle-like, to square, round or hexagonal. The structures were representations of either the Holy Temple or synagogues in the diaspora.
Large in diameter and heavy due to the architectural features, many of the rings are practically unwearable. Morgan ponders the question as well, saying that there is no conclusive evidence, either in Jewish tradition or in the Christian documentation recording Jewish practices, of such rings ever having been worn.
Trading in gold, jewels and precious stones was the trade of choice by wealthy Jewish merchants for hundreds of years. The memoir portrait of Gluckel of Hamlen, the daughter of a gold merchant of those times, depicts a wedding ring embroidered in gold thread, hanging from a necklace, which may have been the way the rings were worn after the wedding ceremony. 
Jewish wedding bands are unique and although many of them are magnificent and expensive, none have stones set in them. The rings are devoid of their classical focal point due to a rabbinical ordinance barring setting gemstones in wedding bands, or engraving them with hallmarks – the latter first appearing in the 19th century. Also, Jewish goldsmiths were not allowed to join guilds and mark their creations until circa that time. (via)

vladislava: mylistofthangs: Antique Jewish wedding rings.  These are absolutely gorgeous. Some info: Antique Jewish wedding bands are st...

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Alive, Bad, and College: Side Effects Follow ECTS @SideEffectsNews Why aren't millennials giving blood? bit.ly/2fRZG5i 5:14 PM 28 Sep 2017 Belinda Blumenthal @philomenapunk Follow because we all gay ide Effects @SideEffectsNews Why aren't millennials giving blood? bit.ly/2fRZG5i 11:29 AM 3 Oct 2017 3,199 Retweets 11,051 Likes agapantoblu: somecunttookmyurl: creaturethatcries: dr-dendritic-trees: karnythia: voidbat: genderfuckt: optimysticals: the-fury-of-a-time-lord: luidilovins: the-modern-satyr: seedydemigod: captainfunkpunkandroll: the-real-eye-to-see: Didn’t even know people are not allowed to give blood if they are gay That’s been the thing for years. The HIV scare of the ‘80s prohibited us from donating blood. And they still hold that against us despite the fact that that claim has been debunked over and over again. the wording on the paperwork is “Are you a man who has had sexual intercourse with a man after 1980” or “Are you a woman who has had sexual intercourse with a man who has had sexual intercourse with another man since 1980” (this was a blood drive at my college where majority of the students werent Alive in 1980.) I donated all the time back when I was a virgin, because o- , but now I’m not allowed to. So a better question for this article is “Why won’t baby boomers let queer people donate blood, even though all the blood gets screened for HIV and aids anyway?” though, theres a lot of room for loopholes in the wording of it This fucking matters. Bias in medicine is bias that should not exist. Fucking fix it. This is disgusting hey trans people can’t give blood either. was banned from a plasma place for having the nerve to show up and be trans. “we don’t serve you people”. This is one of the reasons why it was painful for a LOT of Queer people after the Pulse shooting. We kept seeing messages calling for blood donations but so many of us can’t donate. We couldn’t even help our own community.  !!!!!!!!!!!!!!!!!!!!!!!!!!!!!! as someone who has received money and/or drugs in exchange for sex, i have a lifetime ban on giving blood. FURTHERMORE, my whore blood is so filthy that if you’ve had sex with me in the past year, YOU can’t give blood! and that’s a federal goddamn guideline, folks! If you lived in Europe for 3 months between 1980 and 1996 you can’t donate blood which basically takes out everyone who ever served in the military and was stationed overseas, anyone who studied abroad or anyone who had a job overseas during that period. The Red Cross is always announcing they have a shortage of blood donors but they create the shortage with the byzantine array of restrictions that they refuse to revisit.  Okay, the above stuff is stigma and total crap, we have efficient screens for HIV and things now, the blood will be screened anyway, banning people for their sexual history is completely prejudice and its wasteful, and those rules really need to go. But the last one, the ban on donation for people living in Europe, is actually done for a reason. Its an attempt to limit the spread of vCJD, which we don’t have a way of screening for right now. Last i went you could donate blood if trans, I was openly trans at my blood clinic and they took me. So its probably just that particular clinic, which I say so that other trans people arent discouraged from trying to donate. Also… as long as its the only question you lie on… if theres a blood shortage emergency I really dont see why not lie on that one question. Like its terrible to have to do that and im not trying to make you feel bad if you avoiding donating because of it, but since we know its not scientifically founded it seems perfectly moral to me to lie on that one question if you want to donate. There’s not really a way for them to fact check that. I really never understood why people don’t just LIE “Heartbroken they couldn’t-“ JUST LIE ON THE FORM I’m an openly queer woman in Italy and I’ve never lied on my form, but also, my form doesn’t even ask the gender of my partner. All the questions are phrased “have you had any heterosexual or homosexual intercourse in the past six months?”, “have you changed partner in the past six months?” They are willingly phrased to work for all people because there’s literally no scientific reason as to why straight blood would be safer than gay blood.It’s just a formality. Honestly, you could write you just had an orgy and as long as you claim you’ve practiced safe sex they’ll give you the green card to donate. At most, they mark your sack for a more thorough venereal diseases screening in case you couldn’t affirm for sure that you’re 100% clean.The whole “but after the AIDS scare” discourse is bullcrap. They give AIDS informative flyers to all donors once a year and they screen for HIV all the sacks. Whenever you donate, you get the analysis results back and if you check, straight or gay, there’s always the results for the HIV test. Because medicine knows that straights and gays are all equally likely to be affected, it’s how it is.If you’re gay, you can donate. If you’re trans, the most that can happen is that your doctor allows you two yearly donations, roughly six months apart, if you are having your period; otherwise you’re allowed three yearly donations, roughly four months apart. That’s it.If the forms are like those provided in Italy, you won’t have even have to lie. If you live in some dumbass country that thinks you cannot donate if you’re queer, though, yeah, just fucking lie about it because there is no valid reason that says you cannot give blood.It’s an whole different matter if we’re talking about restrictions based on where you were at X date.These questions are common worldwide because they refer to viruses and infections that cannot be screened. This is not made because the Red Cross is mean and cruel and whatever the fuck; it’s because they cannot be sure your blood is not contaminated and since the blood is going to someone who, it stands to reason, is already compromised on their own, they cannot fight their own battle and add more. That’s why you cannot donate. My uncle died because he was fighting leukemia and was injected a transfusion of infected blood. DO NOT LIE ON THE FORM ABOUT ILLNESSES YOU HAD OR PLACES YOU’VE BEEN TO. YOUR WISH TO DONATE IS WORTH JACK SHIT IF YOU CONTAMINATE SOMEONE BECAUSE YOU WEREN’T HONEST.
Alive, Bad, and College: Side Effects
 Follow
 ECTS @SideEffectsNews
 Why aren't millennials giving blood?
 bit.ly/2fRZG5i
 5:14 PM 28 Sep 2017

 Belinda Blumenthal
 @philomenapunk
 Follow
 because we all gay
 ide Effects @SideEffectsNews
 Why aren't millennials giving blood? bit.ly/2fRZG5i
 11:29 AM 3 Oct 2017
 3,199 Retweets 11,051 Likes
agapantoblu:

somecunttookmyurl:
creaturethatcries:


dr-dendritic-trees:

karnythia:

voidbat:

genderfuckt:


optimysticals:

the-fury-of-a-time-lord:

luidilovins:

the-modern-satyr:

seedydemigod:

captainfunkpunkandroll:

the-real-eye-to-see:
Didn’t even know people are not allowed to give blood if they are gay


That’s been the thing for years. The HIV scare of the ‘80s prohibited us from donating blood. And they still hold that against us despite the fact that that claim has been debunked over and over again.

the wording on the paperwork is “Are you a man who has had sexual intercourse with a man after 1980” or “Are you a woman who has had sexual intercourse with a man who has had sexual intercourse with another man since 1980” (this was a blood drive at my college  where majority of the students werent Alive in 1980.) I donated all the time back when I was a virgin, because o- , but now I’m not allowed to. So a better question for this article is “Why won’t baby boomers let queer people donate blood, even though all the blood gets screened for HIV and aids anyway?” though, theres a lot of room for loopholes in the wording of it   


This fucking matters. Bias in medicine is bias that should not exist. Fucking fix it.


This is disgusting 

hey trans people can’t give blood either. was banned from a plasma place for having the nerve to show up and be trans. “we don’t serve you people”.

This is one of the reasons why it was painful for a LOT of Queer people after the Pulse shooting. We kept seeing messages calling for blood donations but so many of us can’t donate. We couldn’t even help our own community. 


!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


as someone who has received money and/or drugs in exchange for sex, i have a lifetime ban on giving blood. FURTHERMORE, my whore blood is so filthy that if you’ve had sex with me in the past year, YOU can’t give blood!
and that’s a federal goddamn guideline, folks! 

If you lived in Europe for 3 months between 1980 and 1996 you can’t donate blood which basically takes out everyone who ever served in the military and was stationed overseas, anyone who studied abroad or anyone who had a job overseas during that period. The Red Cross is always announcing they have a shortage of blood donors but they create the shortage with the byzantine array of restrictions that they refuse to revisit. 

Okay, the above stuff is stigma and total crap, we have efficient screens for HIV and things now, the blood will be screened anyway, banning people for their sexual history is completely prejudice and its wasteful, and those rules really need to go.
But the last one, the ban on donation for people living in Europe, is actually done for a reason. Its an attempt to limit the spread of vCJD, which we don’t have a way of screening for right now.


Last i went you could donate blood if trans, I was openly trans at my blood clinic and they took me. So its probably just that particular clinic, which I say so that other trans people arent discouraged from trying to donate.
Also… as long as its the only question you lie on… if theres a blood shortage emergency I really dont see why not lie on that one question. Like its terrible to have to do that and im not trying to make you feel bad if you avoiding donating because of it, but since we know its not scientifically founded it seems perfectly moral to me to lie on that one question if you want to donate. There’s not really a way for them to fact check that.


I really never understood why people don’t just LIE
“Heartbroken they couldn’t-“ JUST LIE ON THE FORM

I’m an openly queer woman in Italy and I’ve never lied on my form, but also, my form doesn’t even ask the gender of my partner. All the questions are phrased “have you had any heterosexual or homosexual intercourse in the past six months?”, “have you changed partner in the past six months?” They are willingly phrased to work for all people because there’s literally no scientific reason as to why straight blood would be safer than gay blood.It’s just a formality. Honestly, you could write you just had an orgy and as long as you claim you’ve practiced safe sex they’ll give you the green card to donate. At most, they mark your sack for a more thorough venereal diseases screening in case you couldn’t affirm for sure that you’re 100% clean.The whole “but after the AIDS scare” discourse is bullcrap. They give AIDS informative flyers to all donors once a year and they screen for HIV all the sacks. Whenever you donate, you get the analysis results back and if you check, straight or gay, there’s always the results for the HIV test. Because medicine knows that straights and gays are all equally likely to be affected, it’s how it is.If you’re gay, you can donate. If you’re trans, the most that can happen is that your doctor allows you two yearly donations, roughly six months apart, if you are having your period; otherwise you’re allowed three yearly donations, roughly four months apart. That’s it.If the forms are like those provided in Italy, you won’t have even have to lie. If you live in some dumbass country that thinks you cannot donate if you’re queer, though, yeah, just fucking lie about it because there is no valid reason that says you cannot give blood.It’s an whole different matter if we’re talking about restrictions based on where you were at X date.These questions are common worldwide because they refer to viruses and infections that cannot be screened. This is not made because the Red Cross is mean and cruel and whatever the fuck; it’s because they cannot be sure your blood is not contaminated and since the blood is going to someone who, it stands to reason, is already compromised on their own, they cannot fight their own battle and add more. That’s why you cannot donate. My uncle died because he was fighting leukemia and was injected a transfusion of infected blood. DO NOT LIE ON THE FORM ABOUT ILLNESSES YOU HAD OR PLACES YOU’VE BEEN TO. YOUR WISH TO DONATE IS WORTH JACK SHIT IF YOU CONTAMINATE SOMEONE BECAUSE YOU WEREN’T HONEST.

agapantoblu: somecunttookmyurl: creaturethatcries: dr-dendritic-trees: karnythia: voidbat: genderfuckt: optimysticals: the-fury-of-...