🔥 | Latest

America, Community, and Cute: Mira Jacob @mirajacob Two things I didn't know until I was yesterday years old: 1) Memorial Day was started by African Americans honoring fallen Union solders 2) The Statue of Liberty was gifted to America to celebrate freed slaves, not immigrants. Erasure is real, you all. But that part we knew. 7:28 AM May 27, 2019 Twitter for iPhone 37.2K Likes 12.2K Retweets valquainton: ms-demeanor: ms-demeanor: the-barista-who-became-a-rabbit: meganphntmgrl: panic-boy-21: blckrapunzel: laughingacademy: interficio-vos: thatpettyblackgirl: The White Wash is real. One of the Earliest Memorial Day Ceremonies Was Held by Freed Slaves The Statue of Liberty was created to celebrate freed slaves, not immigrants, its new museum recounts Just wait until you google what the original Statue of Liberty(that got refused by America)looked like For those of you who don’t want to look it up yourselves: Lady Liberty is a black woman. Guys, this has been thoroughly debunked since 2000, and it does the statue on the left there a huge disservice to treat her as an unwanted copy. That’s Lady Liberty of St. Maarten, an homage from 2007 (post-dating the debunking, even) that was dedicated to the anniversary of the ending of slavery there: The Statue of Liberty in New York Harbor is a representation of Libertas, the Roman goddess of freedom, with bonus American iconography: HOWEVER: Lady Liberty in New York is not based on a white woman, either.  She’s a Muslim Arab woman, at least in terms of the modeling of her face. Her face was reused from an abandoned project to build a colossal statue of a modern Egyptian Arab peasant woman near the Suez Canal (as verified by the Smithsonian, no less). While she wasn’t originally dedicated specifically for immigrants, the poem “The New Colossus” was added specifically because of the position she occupied in the harbor and the symbolic visual power she would have to immigrants coming in. The author, Emma Lazarus, was Jewish. It’s important to fight back on the whitewashing of history, because it happens left and right, but it shouldn’t happen at the cost of misinformation that treats Lady Liberty of St. Maarten as an unwanted prototype rather than a powerful monument in her own right and, ironically, claims that she’s now a white woman when she’s not while also ignoring the powerful influence of the Jewish-American community on the final version. Geez, I’m really tired of people trying to spout false shit all over tumblr. Like, this post has 37K notes, But I assure you, that like many other false posts, ¾ of the notes are from people who saw the false bit and prefered to reblog it that way and be mad, instead of just making a simple google search Hi Darling Friends of Tumblr. I’ve been taking too long to do data entry and I’m not good at actually doing analysis so it’s time to start naming and shaming. @thatpettyblackgirl is a blog that I’ve been observing for a while that has a really interesting pattern of behavior. Namely, posting a bunch of shit like this. Remember that tweet about Olive Garden supporting Donald Trump that was debunked? Well when it circulated on tumblr two weeks ago it was because of @thatpettyblackgirl You know the misreported post about the school lunch program that refused donations from a local businessman? That was a different blogger but thatpettyblackgirl has circulated another version of it. That other blogger has a posting history that’s full of the same kinds of things thatpettyblackgirl posts - lots of reposts from twitter, lots of screenshots from other sites, not a lot of commentary, and things that are decontextualized enough to make them seem worse than they are or to totally misrepresent the actions depicted (like this reposted video and tweets indignant about a man being arrested when the very specific purpose of his protest was to get arrested). It reminds me of that post about coconut husks as a wood alternative that’s been circulating recently - a screenshot of a white man above a news article is posted with the complaint that white people “discovering” coconuts after disregarding them as useless when the article is about a new method of processing coconut husks that allows them to be put to new uses. That blog is fascinating. And has a lot in common with thatpettyblackgirl - both of them reblog their own posts at a rate that’s higher than I’ve seen on most tumblrs (btw, you should know that a while back I asked for volunteers who would let me explore their tumblrs and while my research sample isn’t random it is a collection of small and large blogs and none of them have *checks notes* reblogged their own post of a bunch of screencaps of a tweet storm five times in the last couple of days). Both of them tend to post screencaps, neither one really writes much. They reblog a lot of memes, and both have some pretty big textposts that are just straight rip-offs of tweets (”bi folks have you eaten today? answer quick and iced coffee doesn’t count” is one of thatpettyblackgirl’s recent popular textposts and it’s ripped off from twitter.) They also reblog eachother a fair amount - along with @whyyoustabbedme and @endangered-justice-seeker, who ALSO have really weird posting patterns. Also all four of those blogs are part of a group of nine blogs that were created in a three-week period of 2017 that I’ve been watching that don’t seem to follow a pattern of normal tumblr behavior and that also post an awful lot of incorrect viral posts and are staggeringly popular (for clarity: blackqueerblog is not one of the nine created in that time period). ANYWAY this is all reminding me very strongly of bellygangstaboo and lagonegirl. I know I probably sound like this image: But there are excellent, thoughtful bloggers who discuss police brutality, racism in the US, class warefare, and institutional bias who aren’t ALSO unflaggingly committed to having their own dedicated Snopes pages. @odinsblog, Franchesca Ramsey, @antifainternational, and @mostlysignssomeportents might be a good place to start. My dudes, I don’t want to be depressing so I’ll let Vanity Fair do it for me: That Russian operatives could so effectively engage Americans with tactics as simple as Facebook ads, fake-news postings, and Twitter trolls, shows how dangerous misinformation is in the social-media age, when propaganda can be so easily amplified. More important, it highlights how primed Americans already were for manipulation. When the ICE raids started up again a few months ago thatpettyblackgirl was posting about how shameful it was that there was nothing that could be done. A lot of these blogs are writing about how it’s impossible for black people to succeed in America, they’re writing about how voting is always rigged and you can’t fight the system. And you know what that goes against every fucking principle of my cold little anarchist heart. These blogs are full of despair - they look like they’re full of cute memes and fresh news but they’re a poisoned pill telling you not to bother because you can’t fight the system. They’re not offering help, they’re training you not to bother fighting for your rights (there was a popular post about how the Hong Kong protesters are light years ahead of US protesters - that post didn’t talk about mutual aid or sharing tactics, it just said “people in the US would never” and left it at that, like we can’t learn from each other and share information across borders) Fucking. Anyway. I’ve been fairly quiet about this because I’ve been trying to be all good and data sciencey about it but I’ve seen this post on my dash fifty times this week. Keep your eye out for @thatpettyblackgirl  @uncommonbish @whyyoustabbedme and @blackqueerblog - all of them have large followings and are known to post tweets and news articles out of context and if you’re considering reblogging information from one of their blogs please make a point to fact-check the post yourself. Not everything they post is wrong. I don’t know if these are real bloggers who don’t care about the potential negative impact of their tweet thievery or if they’re weird psyops blogs that are intended to make you feel hopeless about your place in the political process. Whatever they are it doesn’t matter when they continually post misinformation and don’t seem to care about stopping so please be cautious. Anyway, I’m cataloguing these sorts of posts at @psyops-redux so if you want to keep an eye out for stuff that’s debunked I’ll tag by originating blogger over there. Stay safe, buds. Dammit, I got all fired up and I forgot to add: THERE’S A GAME THAT HELPS YOU RECOGNIZE WHEN PEOPLE ARE POSTING MISINFORMATION AND MAKES YOU LESS SUSCEPTIBLE TO THIS KIND OF PROPAGANDA AND YOU SHOULD ALL GO PLAY IT. Ah. The number reposts from their own blogs had puzzled me in the past. I assumed it was something to do with the way Tumblr runs that I wasn’t tech-savvy enough to understand. But this makes a lot of sense. Unless someone tells me otherwise, I’m gonna go ahead and unfollow the blogs listed. Any recommendations for actual historical/current affairs poc blogs to follow instead?
America, Community, and Cute: Mira Jacob
 @mirajacob
 Two things I didn't know until I was
 yesterday years old:
 1) Memorial Day was started by
 African Americans honoring fallen
 Union solders
 2) The Statue of Liberty was gifted to
 America to celebrate freed slaves, not
 immigrants.
 Erasure is real, you all. But that part
 we knew.
 7:28 AM May 27, 2019 Twitter for iPhone
 37.2K Likes
 12.2K Retweets
valquainton:

ms-demeanor:

ms-demeanor:

the-barista-who-became-a-rabbit:

meganphntmgrl:

panic-boy-21:

blckrapunzel:

laughingacademy:

interficio-vos:

thatpettyblackgirl:


The White Wash is real.



One of the Earliest Memorial Day Ceremonies Was Held by Freed Slaves
The Statue of Liberty was created to celebrate freed slaves, not immigrants, its new museum recounts



Just wait until you google what the original Statue of Liberty(that got refused by America)looked like


For those of you who don’t want to look it up yourselves:
Lady Liberty is a black woman.

Guys, this has been thoroughly debunked since 2000, and it does the statue on the left there a huge disservice to treat her as an unwanted copy. That’s Lady Liberty of St. Maarten, an homage from 2007 (post-dating the debunking, even) that was dedicated to the anniversary of the ending of slavery there:
The Statue of Liberty in New York Harbor is a representation of Libertas, the Roman goddess of freedom, with bonus American iconography:
HOWEVER: Lady Liberty in New York is not based on a white woman, either. 
She’s a Muslim Arab woman, at least in terms of the modeling of her face. Her face was reused from an abandoned project to build a colossal statue of a modern Egyptian Arab peasant woman near the Suez Canal (as verified by the Smithsonian, no less).
While she wasn’t originally dedicated specifically for immigrants, the poem “The New Colossus” was added specifically because of the position she occupied in the harbor and the symbolic visual power she would have to immigrants coming in. The author, Emma Lazarus, was Jewish.
It’s important to fight back on the whitewashing of history, because it happens left and right, but it shouldn’t happen at the cost of misinformation that treats Lady Liberty of St. Maarten as an unwanted prototype rather than a powerful monument in her own right and, ironically, claims that she’s now a white woman when she’s not while also ignoring the powerful influence of the Jewish-American community on the final version.

Geez, I’m really tired of people trying to spout false shit all over tumblr. Like, this post has 37K notes, But I assure you, that like many other false posts, ¾ of the notes are from people who saw the false bit and prefered to reblog it that way and be mad, instead of just making a simple google search

Hi Darling Friends of Tumblr.
I’ve been taking too long to do data entry and I’m not good at actually doing analysis so it’s time to start naming and shaming.
@thatpettyblackgirl is a blog that I’ve been observing for a while that has a really interesting pattern of behavior. 
Namely, posting a bunch of shit like this. 
Remember that tweet about Olive Garden supporting Donald Trump that was debunked? Well when it circulated on tumblr two weeks ago it was because of @thatpettyblackgirl
You know the misreported post about the school lunch program that refused donations from a local businessman? That was a different blogger but thatpettyblackgirl has circulated another version of it. 
That other blogger has a posting history that’s full of the same kinds of things thatpettyblackgirl posts - lots of reposts from twitter, lots of screenshots from other sites, not a lot of commentary, and things that are decontextualized enough to make them seem worse than they are or to totally misrepresent the actions depicted (like this reposted video and tweets indignant about a man being arrested when the very specific purpose of his protest was to get arrested).
It reminds me of that post about coconut husks as a wood alternative that’s been circulating recently - a screenshot of a white man above a news article is posted with the complaint that white people “discovering” coconuts after disregarding them as useless when the article is about a new method of processing coconut husks that allows them to be put to new uses. 
That blog is fascinating. And has a lot in common with thatpettyblackgirl - both of them reblog their own posts at a rate that’s higher than I’ve seen on most tumblrs (btw, you should know that a while back I asked for volunteers who would let me explore their tumblrs and while my research sample isn’t random it is a collection of small and large blogs and none of them have *checks notes* reblogged their own post of a bunch of screencaps of a tweet storm five times in the last couple of days). Both of them tend to post screencaps, neither one really writes much. They reblog a lot of memes, and both have some pretty big textposts that are just straight rip-offs of tweets (”bi folks have you eaten today? answer quick and iced coffee doesn’t count” is one of thatpettyblackgirl’s recent popular textposts and it’s ripped off from twitter.) They also reblog eachother a fair amount - along with @whyyoustabbedme and @endangered-justice-seeker, who ALSO have really weird posting patterns.
Also all four of those blogs are part of a group of nine blogs that were created in a three-week period of 2017 that I’ve been watching that don’t seem to follow a pattern of normal tumblr behavior and that also post an awful lot of incorrect viral posts and are staggeringly popular (for clarity: blackqueerblog is not one of the nine created in that time period). 

ANYWAY this is all reminding me very strongly of bellygangstaboo and lagonegirl. 
I know I probably sound like this image:
But there are excellent, thoughtful bloggers who discuss police brutality, racism in the US, class warefare, and institutional bias who aren’t ALSO unflaggingly committed to having their own dedicated Snopes pages. @odinsblog, Franchesca Ramsey, @antifainternational, and @mostlysignssomeportents might be a good place to start. 
My dudes, I don’t want to be depressing so I’ll let Vanity Fair do it for me:

That Russian operatives could so effectively engage Americans with 
tactics as simple as Facebook ads, fake-news postings, and Twitter 
trolls, shows how dangerous misinformation is in the social-media age, 
when propaganda can be so easily amplified. More important, it 
highlights how primed Americans already were for manipulation. 
When the ICE raids started up again a few months ago thatpettyblackgirl was posting about how shameful it was that there was nothing that could be done. A lot of these blogs are writing about how it’s impossible for black people to succeed in America, they’re writing about how voting is always rigged and you can’t fight the system.
And you know what that goes against every fucking principle of my cold little anarchist heart. These blogs are full of despair - they look like they’re full of cute memes and fresh news but they’re a poisoned pill telling you not to bother because you can’t fight the system. They’re not offering help, they’re training you not to bother fighting for your rights (there was a popular post about how the Hong Kong protesters are light years ahead of US protesters - that post didn’t talk about mutual aid or sharing tactics, it just said “people in the US would never” and left it at that, like we can’t learn from each other and share information across borders)
Fucking. Anyway. I’ve been fairly quiet about this because I’ve been trying to be all good and data sciencey about it but I’ve seen this post on my dash fifty times this week. 
Keep your eye out for @thatpettyblackgirl  @uncommonbish @whyyoustabbedme and @blackqueerblog - all of them have large followings and are known to post tweets and news articles out of context and if you’re considering reblogging information from one of their blogs please make a point to fact-check the post yourself. 
Not everything they post is wrong. I don’t know if these are real bloggers who don’t care about the potential negative impact of their tweet thievery or if they’re weird psyops blogs that are intended to make you feel hopeless about your place in the political process. Whatever they are it doesn’t matter when they continually post misinformation and don’t seem to care about stopping so please be cautious.
Anyway, I’m cataloguing these sorts of posts at @psyops-redux so if you want to keep an eye out for stuff that’s debunked I’ll tag by originating blogger over there.
Stay safe, buds. 

Dammit, I got all fired up and I forgot to add:

THERE’S A GAME THAT HELPS YOU RECOGNIZE WHEN PEOPLE ARE POSTING MISINFORMATION AND MAKES YOU LESS SUSCEPTIBLE TO THIS KIND OF PROPAGANDA AND YOU SHOULD ALL GO PLAY IT.


Ah.  The number reposts from their own blogs had puzzled me in the past.  I assumed it was something to do with the way Tumblr runs that I wasn’t tech-savvy enough to understand.  But this makes a lot of sense.  Unless someone tells me otherwise, I’m gonna go ahead and unfollow the blogs listed.  Any recommendations for actual historical/current affairs poc blogs to follow instead?

valquainton: ms-demeanor: ms-demeanor: the-barista-who-became-a-rabbit: meganphntmgrl: panic-boy-21: blckrapunzel: laughingacademy: ...

Ass, Beliebers, and Charlie: Kari Bowling Tumblr Boring The internet must hate us XD Like Comment Unfollow Post Share 2 hours ago 2 people like this Kennedy Brook Williams Imao i had mine for like 15 minutes and i just deleted it,! about an hour ago . Like、A1 Amber Renee Burchett shut the hell up. tumblr is life 2 minutes ago Like Kari Bowling no, I made one and 5 minutes later i deleted it xDD about a minute ago Like Amber Renee Burchett do not speak of tumblr in any of this sort about a minute ago Like Kari Bowling Im sorry? a few seconds ago Like Amber Renee Burchett ill post this on there and they'll find a few seconds ago Like Write a comment evilcatv: m8snn: blue10273: 24nowait25: spirit-money: lexxiechan: samfuckingb3ttl3y: music-geek1222: pocket-full-of-cher: certainlynotwitty: loveot0my: fuckyeahfalling-in-reverse: fifty-shades-of-cumberbatch: 69ocock: garnetgivealittlelove: burningbridges97: your-heart-has-spoken-so-let-go: until-the-earth-is-free: dumbledoctor: geekerypokery: enjoi-life-now: thatfunnyblog: We found you potterheads, grab your wands whovians, hop in your TARDISes supernatural fans, get the shotguns sherlockians, hire your consulting criminals tributes, knock an arrow avengers fans, assemble lotr fans, unsheath Sting we’ve got a few people to track down Les Mis fans, build a barricade? Yes? Gleeks, grab your slushies Rizzles fans, grab your guns and scalpels Wizards and Witches, time to kick muggle ass. NCIS fans, grab your gear. Castle fans, alakazam that jackass The Last Airbender fans master your bending Assassin’s Creed fans, ready your hidden blades. Falling In Reverse fans, get Charlie. BVB Army, get on your warpaint. Slash gash Terror Crew, grab your chainsaws. VE! Coven, show your fangs. Directioners, get the fucking glitter beliebers,get the supras. Of Mice and Men fans, get squidgy. Motionless In White fans, get Officer Peppercorn and some PCP. Pierce The Veil fans, get the Sheepcat. Sleeping With Sirens fans, get Sam Link.. Naruto fans, grab your kunai Bleach fans, ready your zampakuto Homestucks get your Strife Specibus no fucking way its the actual post I’m shaking this post was never meant to be seen outside of screenshots and jokes this is one of the worst posts on tumblr every single one of them is deactivated, it’s a fucking graveyard, a memorial park My eyes cannot comprehend what i saw here
Ass, Beliebers, and Charlie: Kari Bowling
 Tumblr Boring
 The internet must hate us
 XD
 Like Comment Unfollow Post Share 2 hours ago
 2 people like this
 Kennedy Brook Williams Imao i had mine for like 15 minutes and i
 just deleted it,!
 about an hour ago . Like、A1
 Amber Renee Burchett shut the hell up. tumblr is life
 2 minutes ago Like
 Kari Bowling no, I made one and 5 minutes later i deleted it xDD
 about a minute ago Like
 Amber Renee Burchett do not speak of tumblr in any of this sort
 about a minute ago Like
 Kari Bowling Im sorry?
 a few seconds ago Like
 Amber Renee Burchett ill post this on there and they'll find
 a few seconds ago Like
 Write a comment
evilcatv:


m8snn:

blue10273:

24nowait25:

spirit-money:

lexxiechan:

samfuckingb3ttl3y:

music-geek1222:

pocket-full-of-cher:

certainlynotwitty:

loveot0my:

fuckyeahfalling-in-reverse:

fifty-shades-of-cumberbatch:

69ocock:

garnetgivealittlelove:

burningbridges97:

your-heart-has-spoken-so-let-go:

until-the-earth-is-free:

dumbledoctor:

geekerypokery:

enjoi-life-now:

thatfunnyblog:

We found you



potterheads, grab your wands
whovians, hop in your TARDISes
supernatural fans, get the shotguns
sherlockians, hire your consulting criminals
tributes, knock an arrow
avengers fans, assemble
lotr fans, unsheath Sting
we’ve got a few people to track down



Les Mis fans, build a barricade? Yes?

Gleeks, grab your slushies
Rizzles fans, grab your guns and scalpels
Wizards and Witches, time to kick muggle ass.

NCIS fans, grab your gear.

Castle fans, alakazam that jackass

The Last Airbender fans master your bending

Assassin’s Creed fans, ready your hidden blades.

Falling In Reverse fans, get Charlie.

BVB Army, get on your warpaint.
Slash gash Terror Crew, grab your chainsaws.
VE! Coven, show your fangs.

Directioners, get the fucking glitter

beliebers,get the supras.

Of Mice and Men fans, get squidgy.

Motionless In White fans, get Officer Peppercorn and some PCP.
Pierce The Veil fans, get the Sheepcat.
Sleeping With Sirens fans, get Sam Link..

Naruto fans, grab your kunai
Bleach fans, ready your zampakuto

Homestucks get your Strife Specibus


no fucking way its the actual post


I’m shaking this post was never meant to be seen outside of screenshots and jokes

this is one of the worst posts on tumblr


every single one of them is deactivated, it’s a fucking graveyard, a memorial park


My eyes cannot comprehend what i saw here

evilcatv: m8snn: blue10273: 24nowait25: spirit-money: lexxiechan: samfuckingb3ttl3y: music-geek1222: pocket-full-of-cher: certainl...

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

America, Arguing, and Fuck You: Pixelated Boat @pixelatedboat 12h Replying to @pixelatedboat FYI, if you're wondering how Germany commemorates Hitler, this is the spot where he died: garlic-slut: withywindlesdaughter: imagesofperfection: gtfomulder: nichtschwert: irishfino: ithelpstodream: “it’s just a parking lot” exactly. there’s nothing there. not a statue. not a plaque. nothing. [drives over hitler’s death site] Bloody amazing. And you know what’s right next to it? That’s right, the Denkmal für die ermordeten Juden, which translates to the Memorial for the murdered jews. So if you wanna go have a look at the monument commemorating the victims of Hitler’s regime, you can park your car right on the spot he died and walk there. Makes ya think, doesn’t it? Germany: *has a literal parking lot over Hitler’s death site and has the memorial for the murdered Jews right next to it* America: *has statues and museums dedicated to people who believed slavery was so amazing and good they decided to make their own country and murder anyone who disagreed* Women, the streets near the car park are named after: Gertrud Kolmar - German Jewish poet murdered in Auschwitz Hannah Arendt - famous German Jewish philosopher and author, her works on totalitarianism, authority and the nature of power, who fled Nazi Germany in 1933 Cora Berliner - German Jewish economist and social scientist murdered in Trostinets extermination camp reblog this forever  It’s funny too cause people argue that you “can’t erase history” and that’s true. You can, however; choose how you commemorate it. I hope this Bastard is burning in hell while also being extremely pissed off because of all this.Fuck you Hitler.
America, Arguing, and Fuck You: Pixelated Boat @pixelatedboat 12h
 Replying to @pixelatedboat
 FYI, if you're wondering how Germany commemorates Hitler, this is the spot
 where he died:
garlic-slut:
withywindlesdaughter:

imagesofperfection:

gtfomulder:

nichtschwert:

irishfino:

ithelpstodream:

“it’s just a parking lot”

exactly. there’s nothing there. not a statue. not a plaque. nothing.


[drives over hitler’s death site]

Bloody amazing.
And you know what’s right next to it?
That’s right, the Denkmal für die ermordeten Juden, which translates to the Memorial for the murdered jews.
So if you wanna go have a look at the monument commemorating the victims of Hitler’s regime, you can park your car right on the spot he died and walk there.
Makes ya think, doesn’t it?


Germany: *has a literal parking lot over Hitler’s death site and has the memorial for the murdered Jews right next to it*
America: *has statues and museums dedicated to people who believed slavery was so amazing and good they decided to make their own country and murder anyone who disagreed*

Women, the streets near the car park are named after:
Gertrud Kolmar - German Jewish poet murdered in Auschwitz
Hannah Arendt - famous German Jewish philosopher and author, her works on totalitarianism, authority and the nature of power, who fled Nazi Germany in 1933
Cora Berliner - German Jewish economist and social scientist murdered in 
Trostinets extermination camp



reblog this forever 


It’s funny too cause people argue that you “can’t erase history” and that’s true. You can, however; choose how you commemorate it.


I hope this Bastard is burning in hell while also being extremely pissed off because of all this.Fuck you Hitler.

garlic-slut: withywindlesdaughter: imagesofperfection: gtfomulder: nichtschwert: irishfino: ithelpstodream: “it’s just a parking lot” ...

80s, Apparently, and Books: ladylisa: gemfyre: lauralandons: thereadersmuse: jehovahhthickness: lightning-st0rm: pearlmito: smootymormonhelldream: stripedsilverfeline: anti-clerical: ramirezbundydahmer: When the Nazi concentration camps were liberated by the Allies, it was a time of great jubilation for the tens of thousands of people incarcerated in them. But an often forgotten fact of this time is that prisoners who happened to be wearing the pink triangle (the Nazis’ way of marking and identifying homosexuals) were forced to serve out the rest of their sentence. This was due to a part of German law simply known as “Paragraph 175” which criminalized homosexuality. The law wasn’t repealed until 1969. This should be required learning, internationally.  You need to know this. You need to remember this. This is not something to swept under the carpet nor be forgotten.  Never. Too many have died for the way they have loved. That needs stop now.  Make it stop?  I did a report on this in my World History class my sophomore year of high school. It was incredibly unsettling. My teacher shown the class this. Mostly everyone in the class felt uncomfortable.  I have reblogged this in the past, but it is so ironic that it comes across my dash right now. I a currently working as a docent at my city’s Holocaust Education Center (( I say currently because I’ve also done research and translation for them )) and out current exhibit is one on loan from the United States Holocaust Memorial Museum ((USHMM)). This is a little known historical fact that Paragraph 175 was not repealed after the war and those convicted under Nazi laws as a danger to society because they were gay were not released because they had be convicted in a court of law. There was no liberation or justice for them as they weren’t considered criminals, or even victims for that matter. They were criminals who remained persecuted and ostracized and kept on the fringes of society for decades after the war had been won. Paragraph175 wasn’t actually repealed until 1994. And it was only in May 2002, that the German parliament completed legislation to pardon all homosexuals convicted under Paragraph175 during the Nazi era. History has forgotten about these men and women — please educate yourselves so this does not happen again. Remember this history. Remember them. @mindlesshumor ok how the fuck did I miss this when I’ve studied The Holocaust like nobody’s business??? wtf Because the history we have left regarding it is literally the contents of this first hand account. It is a thin little book. When I first opened it, I wondered why it was so thin. Why there wasn’t other books like it. Other first hand accounts. By the time I finished it, I didn’t wonder anymore. Further reading: I, Pierre Seel, Deported Homosexual: A Memoir of Nazi Terror by Pierre Seel An Underground Life: Memoirs of a Gay Jew in Nazi Berlin by Gad Beck The Pink Triangle: The Nazi War Against Homosexuals by Richard Plant Branded By The Pink Triangle by Ken Setterington Bent by Martin Sherman (fiction; however, it’s often credited with bringing attention to gay Holocaust victims for the first time since the war ended) This is one of the memorial sculptures in Dachau.  It was erected in the early 60s and is missing the pink triangles.  Because in the early 60s, homosexuality was still a crime in most of the world.Our tour guide explained why the pink triangles have not been added later - if they were, then folks would assume that they had always been there.  This way people ask “why aren’t there pink triangles?” and somebody can explain why - because in some ways, the rest of the world was as bass-ackwards as Nazi Germany. Apparently, this wasnt taught in schools in the 70s-80s, cuz when I mentioned it to my mom, she had no idea that gays were held in concentration camps. She thought it was just jewish people.
80s, Apparently, and Books: ladylisa:
gemfyre:

lauralandons:

thereadersmuse:

jehovahhthickness:

lightning-st0rm:

pearlmito:

smootymormonhelldream:

stripedsilverfeline:

anti-clerical:

ramirezbundydahmer:

When the Nazi concentration camps were liberated by the Allies, it was a time of great jubilation for the tens of thousands of people incarcerated in them. But an often forgotten fact of this time is that prisoners who happened to be wearing the pink triangle (the Nazis’ way of marking and identifying homosexuals) were forced to serve out the rest of their sentence. This was due to a part of German law simply known as “Paragraph 175” which criminalized homosexuality. The law wasn’t repealed until 1969.

This should be required learning, internationally. 

You need to know this. You need to remember this. This is not something to swept under the carpet nor be forgotten. 
Never. Too many have died for the way they have loved. That needs stop now. 
Make it stop? 

I did a report on this in my World History class my sophomore year of high school. It was incredibly unsettling.

My teacher shown the class this. Mostly everyone in the class felt uncomfortable. 

I have reblogged this in the past, but it is so ironic that it comes across my dash right now. I a currently working as a docent at my city’s Holocaust Education Center (( I say currently because I’ve also done research and translation for them )) and out current exhibit is one on loan from the United States Holocaust Memorial Museum ((USHMM)). This is a little known historical fact that Paragraph 175 was not repealed after the war and those convicted under Nazi laws as a danger to society because they were gay were not released because they had be convicted in a court of law. There was no liberation or justice for them as they weren’t considered criminals, or even victims for that matter. They were criminals who remained persecuted and ostracized and kept on the fringes of society for decades after the war had been won. Paragraph175 wasn’t actually repealed until 1994. And it was only in May 2002, that the German parliament completed legislation to pardon all homosexuals convicted under Paragraph175 during the Nazi era. History has forgotten about these men and women — please educate yourselves so this does not happen again. Remember this history. Remember them.

@mindlesshumor ok how the fuck did I miss this when I’ve studied The Holocaust like nobody’s business??? wtf

Because the history we have left regarding it is literally the contents of this first hand account.
It is a thin little book.
When I first opened it, I wondered why it was so thin.
Why there wasn’t other books like it.
Other first hand accounts.
By the time I finished it, I didn’t wonder anymore.

Further reading:
I, Pierre Seel, Deported Homosexual: A Memoir of Nazi Terror by Pierre Seel
An Underground Life: Memoirs of a Gay Jew in Nazi Berlin by Gad Beck
The Pink Triangle: The Nazi War Against Homosexuals by Richard Plant
Branded By The Pink Triangle by Ken Setterington
Bent by Martin Sherman (fiction; however, it’s often credited with bringing attention to gay Holocaust victims for the first time since the war ended)

This is one of the memorial sculptures in Dachau.  It was erected in the early 60s and is missing the pink triangles.  Because in the early 60s, homosexuality was still a crime in most of the world.Our tour guide explained why the pink triangles have not been added later - if they were, then folks would assume that they had always been there.  This way people ask “why aren’t there pink triangles?” and somebody can explain why - because in some ways, the rest of the world was as bass-ackwards as Nazi Germany.


Apparently, this wasnt taught in schools in the 70s-80s, cuz when I mentioned it to my mom, she had no idea that gays were held in concentration camps. She thought it was just jewish people.

ladylisa: gemfyre: lauralandons: thereadersmuse: jehovahhthickness: lightning-st0rm: pearlmito: smootymormonhelldream: stripedsilverf...

Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your...

Eazy E, Memes, and Eazy: Jompton Newhaven Town Council will erect a memorial bench in memory of Eazy-E. Real recognises real. 👊🏻
Eazy E, Memes, and Eazy: Jompton
Newhaven Town Council will erect a memorial bench in memory of Eazy-E. Real recognises real. 👊🏻

Newhaven Town Council will erect a memorial bench in memory of Eazy-E. Real recognises real. 👊🏻