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Advice, Books, and Dallas Cowboys: generalgrievousdatingsim im reading about cowboy phrases and sayings and like 95% of them are just solid life advice generalgrievousdatingsim Things a Cowboy Should Not Do Here are some words to live by according to cowboys. Some are really good advice and all are funny cowboy sayings. Don't squat with your spurs on. Don't let your yearnings get ahead of your earnings. Don't dig for water under the outhouse. Don't go in if you don't know the way out. Don't mess with something that ain't bothering you. Never drive black cattle in the dark. Never approacha bull from the front, a horse from the rear or a fool from any direction. Never miss a good chance to shut up. Never ask how stupid someone is 'cause they'll turn around and show you. like idk how accurate these are but somehow they manage to be both peak shitposting humor and genuinely helpful suggestions generalgrievousdatingsim If you find yourself in a hole, the first thing to do is stop digging. It's better to keep your mouth shut and look stupid than open it and prove it. If it doesn't seem to be worth the effort it probably isn't. Just 'cause trouble comes visiting doesn't mean you have to offer it a place to sit down. Lettin' the cat outta the bag is a whole lot easier than puttin' it back. Nature gave us all something to fall back on, and sooner or later we all land flat on it. The quickest way to double your money is to fold it over and put it back into your pocket fuck self-help books and therapy, all i need to make it in life is my trusty Cowboy TipsTM ifunny.co Tap to see the meme
Advice, Books, and Dallas Cowboys: generalgrievousdatingsim
 im reading about cowboy phrases and
 sayings and like 95% of them are just solid
 life advice
 generalgrievousdatingsim
 Things a Cowboy Should Not Do
 Here are some words to live by according to cowboys. Some are really good advice and all are
 funny cowboy sayings.
 Don't squat with your spurs on.
 Don't let your yearnings get ahead of your earnings.
 Don't dig for water under the outhouse.
 Don't go in if you don't know the way out.
 Don't mess with something that ain't bothering you.
 Never drive black cattle in the dark.
 Never approacha bull from the front, a horse from the rear or a fool from any direction.
 Never miss a good chance to shut up.
 Never ask how stupid someone is 'cause they'll turn around and show you.
 like idk how accurate these are but somehow
 they manage to be both peak shitposting
 humor and genuinely helpful suggestions
 generalgrievousdatingsim
 If you find yourself in a hole, the first thing to do is stop digging.
 It's better to keep your mouth shut and look stupid than open it and prove it.
 If it doesn't seem to be worth the effort it probably isn't.
 Just 'cause trouble comes visiting doesn't mean you have to offer it a place to sit down.
 Lettin' the cat outta the bag is a whole lot easier than puttin' it back.
 Nature gave us all something to fall back on, and sooner or later we all land flat on it.
 The quickest way to double your money is to fold it over and put it back into your pocket
 fuck self-help books and therapy, all i need
 to make it in life is my trusty Cowboy TipsTM
 ifunny.co
Tap to see the meme

Tap to see the meme

Advice, Books, and Dallas Cowboys: generalgrievousdatingsim im reading about cowboy phrases and sayings and like 95% of them are just solid life advice generalgrievousdatingsim Things a Cowboy Should Not Do Here are some words to live by according to cowboys. Some are really good advice and all are funny cowboy sayings. Don't squat with your spurs on. Don't let your yearnings get ahead of your earnings. Don't dig for water under the outhouse. Don't go in if you don't know the way out. Don't mess with something that ain't bothering you. Never drive black cattle in the dark. Never approacha bull from the front, a horse from the rear or a fool from any direction. Never miss a good chance to shut up. Never ask how stupid someone is 'cause they'll turn around and show you. like idk how accurate these are but somehow they manage to be both peak shitposting humor and genuinely helpful suggestions generalgrievousdatingsim If you find yourself in a hole, the first thing to do is stop digging. It's better to keep your mouth shut and look stupid than open it and prove it. If it doesn't seem to be worth the effort it probably isn't. Just 'cause trouble comes visiting doesn't mean you have to offer it a place to sit down. Lettin' the cat outta the bag is a whole lot easier than puttin' it back. Nature gave us all something to fall back on, and sooner or later we all land flat on it. The quickest way to double your money is to fold it over and put it back into your pocket fuck self-help books and therapy, all i need to make it in life is my trusty Cowboy TipsTM ifunny.co Tap to see the meme
Advice, Books, and Dallas Cowboys: generalgrievousdatingsim
 im reading about cowboy phrases and
 sayings and like 95% of them are just solid
 life advice
 generalgrievousdatingsim
 Things a Cowboy Should Not Do
 Here are some words to live by according to cowboys. Some are really good advice and all are
 funny cowboy sayings.
 Don't squat with your spurs on.
 Don't let your yearnings get ahead of your earnings.
 Don't dig for water under the outhouse.
 Don't go in if you don't know the way out.
 Don't mess with something that ain't bothering you.
 Never drive black cattle in the dark.
 Never approacha bull from the front, a horse from the rear or a fool from any direction.
 Never miss a good chance to shut up.
 Never ask how stupid someone is 'cause they'll turn around and show you.
 like idk how accurate these are but somehow
 they manage to be both peak shitposting
 humor and genuinely helpful suggestions
 generalgrievousdatingsim
 If you find yourself in a hole, the first thing to do is stop digging.
 It's better to keep your mouth shut and look stupid than open it and prove it.
 If it doesn't seem to be worth the effort it probably isn't.
 Just 'cause trouble comes visiting doesn't mean you have to offer it a place to sit down.
 Lettin' the cat outta the bag is a whole lot easier than puttin' it back.
 Nature gave us all something to fall back on, and sooner or later we all land flat on it.
 The quickest way to double your money is to fold it over and put it back into your pocket
 fuck self-help books and therapy, all i need
 to make it in life is my trusty Cowboy TipsTM
 ifunny.co
Tap to see the meme

Tap to see the meme

Bad, Batman, and Joker: Keaton Patti @KeatonPatti I forced a bot to watch over 1,000 hours of Batman movies and then asked it to write a Batman movie of its own. Here is the first page. BATMAN INT. TRADITIONAL BATCAVE BATMAN stands next to his batmobile and uses his batcomputer He's sometimes Bruce Wayne sometimes Batman. Alltimes orphan BATMAN This is now a safe city. I have punched a penguin into prison ALFRED, Batman's loyal batler, carries a tray of goth ham ALFRED Eat a dinner, Mattress Wayne An explosion explodes. THE JOKER and TWO-FACE enter the cave Joker is a clown but insane. Two-Face is a man but attorney BATMAN No! It is Two-Face and One-Face. a bat They hate me for being Batman throws Alfred at Two-Face. Two-Face flips Alfred like a coin. Alfred lands heads up which means Two-Face goes home BATMAN (CONT'D) It is just you and I, the Joker. Bat versus clown. Moral enemies THE JOKER I am such a freak. Society is bad You drink water, I drink anarchy ΒΑTMAΝ I drink bats just like a bat would! Batman looks around for his parents, but they are still dead This makes him have anger. He fires a batrocket. The Joker deflects it with his sick sense of humor. A clOwnly power THE JOKER I have never followed a rule. That is my rule. Do you follow? I don't BATMAN Alfred, give birth to Robin Alfred begins the process since it is his job. The Joker now has a present in his hand. He juggles it over to Batman THE JOKER Happy batday, Birthman Batman opens the present since he's a good guy. It contains a coupon for new parents, but is expired. This is a Joker joke
Bad, Batman, and Joker: Keaton Patti
 @KeatonPatti
 I forced a bot to watch over 1,000
 hours of Batman movies and then
 asked it to write a Batman movie of
 its own. Here is the first page.
 BATMAN
 INT. TRADITIONAL BATCAVE
 BATMAN stands next to his batmobile and uses his batcomputer
 He's sometimes Bruce Wayne sometimes Batman. Alltimes orphan
 BATMAN
 This is now a safe city. I have
 punched a penguin into prison
 ALFRED, Batman's loyal batler, carries a tray of goth ham
 ALFRED
 Eat a dinner, Mattress Wayne
 An explosion explodes. THE JOKER and TWO-FACE enter the cave
 Joker is a clown but insane. Two-Face is a man but attorney
 BATMAN
 No! It is Two-Face and One-Face.
 a bat
 They hate me for being
 Batman throws Alfred at Two-Face. Two-Face flips Alfred like
 a coin. Alfred lands heads up which means Two-Face goes home
 BATMAN (CONT'D)
 It is just you and I, the Joker.
 Bat versus clown. Moral enemies
 THE JOKER
 I am such a freak. Society is bad
 You drink water, I drink anarchy
 ΒΑTMAΝ
 I drink bats just like a bat would!
 Batman looks around for his parents, but they are still dead
 This makes him have anger. He fires a batrocket. The Joker
 deflects it with his sick sense of humor. A clOwnly power
 THE JOKER
 I have never followed a rule. That
 is my rule. Do you follow? I don't
 BATMAN
 Alfred, give birth to Robin
 Alfred begins the process since it is his job. The Joker now
 has a present in his hand. He juggles it over to Batman
 THE JOKER
 Happy batday, Birthman
 Batman opens the present since he's a good guy. It contains a
 coupon for new parents, but is expired. This is a Joker joke
Bad, Batman, and Joker: Thread Keaton Patti @KeatonPatti I forced a bot to watch over 1,000 hours of Batman movies and then asked it to write a Batman movie of its own. Here is the first page. BATHAN INT. TRADITIONAL BATCAVE BATMAN stands next to his batmobile and uses hia batcomputer. He'e sometimes Bruce Wayne sometimes Batman. Alltimes orphan BATMAN This is now a safe city. I have punched a penguin into prison ALFRED, Batman's loyal batler, carries a tray of goth ham ALFRED Eat a dinner, Mattress Wayne. An explosion explodes. THE JOKER and TWo-FACE enter the cave Joker is a clown but insane. Two-Face is a man but attorney. BATMAN No! It is Two-Face and One-Face They hate me for being a bat Batman throws Alfred at Two-Face. Two-Face flips Alfred like a coin. Alfred lands heade up which mean8 Two-Face goes home. BATMAN (CONT 'D) It is just you and I, the Joker Bat versus clown. Moral enemies THE JOKER I am such a freak. Society is bad You drink water, I drink anarchy BATMAN I drink bats just like a bat would! Batman looks around for his parents, but they are still dead This makes him have anger. He fires a batrocket. The Joker deflects it with his sick sense of humor. A clownly power. THE JOKER I have never followed a rule. That is my rule. Do you follow? I don't BATMAN Alfred, give birth to Robin Alfred begins the process since it is his job. The Joker now has a present in his hand. He juggles it over to Batman THE JOKER Happy batday, Birthman Batman opens the present since he's a coupon for new parents, but is expired. This is a Joker joke. good guy. It contains a meirl
Bad, Batman, and Joker: Thread
 Keaton Patti
 @KeatonPatti
 I forced a bot to watch over 1,000
 hours of Batman movies and then
 asked it to write a Batman movie
 of its own. Here is the first page.
 BATHAN
 INT. TRADITIONAL BATCAVE
 BATMAN stands next to his batmobile and uses hia batcomputer.
 He'e sometimes Bruce Wayne sometimes Batman. Alltimes orphan
 BATMAN
 This is now a safe city. I have
 punched a penguin into prison
 ALFRED, Batman's loyal batler, carries a tray of goth ham
 ALFRED
 Eat a dinner, Mattress Wayne.
 An explosion explodes. THE JOKER and TWo-FACE enter the cave
 Joker is a clown but insane. Two-Face is a man but attorney.
 BATMAN
 No! It is Two-Face and One-Face
 They hate me for being a bat
 Batman throws Alfred at Two-Face. Two-Face flips Alfred like
 a coin. Alfred lands heade up which mean8 Two-Face goes home.
 BATMAN (CONT 'D)
 It is just you and I, the Joker
 Bat versus clown. Moral enemies
 THE JOKER
 I am such a freak. Society is bad
 You drink water, I drink anarchy
 BATMAN
 I drink bats just like a bat would!
 Batman looks around for his parents, but they are still dead
 This makes him have anger. He fires a batrocket. The Joker
 deflects it with his sick sense of humor. A clownly power.
 THE JOKER
 I have never followed a rule. That
 is my rule. Do you follow? I don't
 BATMAN
 Alfred, give birth to Robin
 Alfred begins the process since it is his job. The Joker now
 has a present in his hand. He juggles it over to Batman
 THE JOKER
 Happy batday, Birthman
 Batman opens the present since he's a
 coupon for new parents, but is expired. This is a Joker joke.
 good guy. It contains a
meirl

meirl

Birthday, Comfortable, and Confidence: reddit-tales What has been your worst "nice guy" experience? So, possibly one of the coolest things I've ever seen. I mean you know how you hear the "women want him, men want to *be* him" stuff in old movies? Well I'm a man and by *god* I wanted to be this guy. Anyway! I'm having dinner with my girlfriend at the time, and behind us are a couple on a not going well. Guy was being I rather inappropriate comments, the girl doesn't look at all comfortable. The girl finishes her appetiser really quickly my guess is she wanted to get it over with. Guy proceeds to comment on it and says "well, least I know you can swallow right?" Loudly Girl goes red and tells him that isn't appropriate, he literally waves his hand in a "shoo" type motion and says "oh calm down I was going to find out in a few hours anyway" I missed her exact re as she moved to a hushed tone, but it was fairly obvious what was being said-fuck no, fuck off, fuck this. He responded with "sweetheart I picked lost the colour in her face and said nothing. No. No. Fuck no. I'm one of those "get involved" type of people and there is no way I'm sitting here watching this go down. I get up. I don't know what I'm going to do, but I'm 23, fighting fit and happy to put that motherfucker through a wall. I may have had a slight temper in my youth. But anyway. I was halfway out of my chair when a hand came down on my shoulder and I look up to this mid-50s but super fit guy who says "Easy. I've got this one son". Absolute, total confidence in his voice.. so seeing as my current plan amounted to "stab him in the neck" and I'm already thinking maybe that's not the best idea, I sit down. He walks over, grabs a nearby chair, flips it around and sits down with the couple. Then.. he pulls out his police ID and puts it on the table. Now the guy doesn't have any colour in his face Cop: "So, I'm quietly celebrating my daughters birthday with my family when I distinctly hear you threaten this young lady, would you care to explain yourself?" Guy: "I, ah, well, um, you see. Cop: "That's what I thought. Now see, we take a *very* dim view of that kind of thing, so right now I'm deciding if I want to have some of my buddies come pick you up" Guy: "oh no well that..." Cop: "But that would disrupt everyone's dinner, so how about you hand me your ID, me, the dn't want yhe staff here and settle your bill., the full bill now, this young lady shouldn't go hungry on account of your poor behaviour. Or we can go with the first option, I'll leave it up to you. Guy: "No no! That's perfectly fine!" 1*hands over ID, gets up and walks very quickly in the direction of the counter Cop: while writing down the guys details 1* "Sorry about that miss, I hope I'm not intruding it just seemed like you could use some help. Oh and don't worry, if you want to pursue this further I'll have some of the boys pick him up on his way home, we can definitely take this further. Girl: "No, thank you so much, I wanted to run out 30 minutes ago but he drove me here". Cop: *shifts from hardarse cop to comforting father figure in about half a second* "Well I'm here with my daughter, she's about your age, perhaps you'd like to finish your meal with us? We can run you home afterwards if you'd like, unless you'd prefer to call someone else?" Girl: "Oh.. that would be really nice.. thankyou so much! *guy returns, so does the hardarse cop* Guy: "Uh so, I've paid the bill, if I could have back.". my Cop: "There you go. now I have your details right here so I *highly* recommend you don't go near or contact this young lady ever again. Guy: "Yes yes of course, I'm so sorry!" The quy pretty much fled the restaurant, the qirl went and sat with the cop and his family and by the time we left they were still sitting around talking and laughing about random crap. It was hands down the best way I have ever seen anybody handle any situation, ever. That cop is my hero. malicemanaged Dude. I hope that man has a great rest of his life. Wholesome cop via /r/wholesomememes https://ift.tt/2SkCLRT
Birthday, Comfortable, and Confidence: reddit-tales
 What has been your worst
 "nice guy" experience?
 So, possibly one of the coolest things I've
 ever seen. I mean you know how you hear the
 "women want him, men want to *be* him"
 stuff in old movies? Well I'm a man and by
 *god* I wanted to be this guy. Anyway!
 I'm having dinner with my girlfriend at
 the time, and behind us are a couple on a
 not going well. Guy was being
 I
 rather
 inappropriate comments, the girl doesn't
 look at all comfortable.
 The girl finishes her appetiser really quickly
 my guess is she wanted to get it over with.
 Guy proceeds to comment on it and says
 "well, least I know you can swallow right?"
 Loudly
 Girl goes red and tells him that isn't
 appropriate, he literally waves his hand in
 a "shoo" type motion and says "oh calm
 down I was going to find out in a few hours
 anyway"
 I missed her exact re
 as she moved to a
 hushed tone, but it was fairly obvious what
 was being said-fuck no, fuck off, fuck this.
 He responded with "sweetheart I picked
 lost the
 colour in her face and said nothing.
 No. No. Fuck no. I'm one of those "get
 involved" type of people and there is no way
 I'm sitting here watching this go down. I get
 up. I don't know what I'm going to do, but
 I'm 23, fighting fit and happy to put that
 motherfucker through a wall. I may have had
 a slight temper in my youth. But anyway.
 I was halfway out of my chair when a hand
 came down on my shoulder and I look up
 to this mid-50s but super fit guy who says
 "Easy. I've got this one son". Absolute, total
 confidence in his voice.. so seeing as my
 current plan amounted to "stab him in the
 neck" and I'm already thinking maybe that's
 not the best idea, I sit down.
 He walks over, grabs a nearby chair, flips it
 around and sits down with the couple. Then..
 he pulls out his police ID and puts it on the
 table. Now the guy doesn't have any colour in
 his face
 Cop: "So, I'm quietly celebrating my
 daughters birthday with my family when I
 distinctly hear you threaten this young lady,
 would you care to explain yourself?"
 Guy: "I, ah, well, um, you see.
 Cop: "That's what I thought. Now see, we
 take a *very* dim view of that kind of thing,
 so right now I'm deciding if I want to have
 some of my buddies come pick you up"
 Guy: "oh no well that..."
 Cop: "But that would disrupt everyone's
 dinner, so how about you hand me your ID,
 me, the dn't want yhe staff here and
 settle your bill., the full bill now, this young
 lady shouldn't go hungry on account of your
 poor behaviour. Or we can go with the first
 option, I'll leave it up to you.
 Guy: "No no! That's perfectly fine!" 1*hands
 over ID, gets up and walks very quickly in the
 direction of the counter
 Cop: while writing down the guys details
 1* "Sorry about that miss, I hope I'm not
 intruding it just seemed like you could use
 some help. Oh and don't worry, if you want
 to pursue this further I'll have some of the
 boys pick him up on his way home, we can
 definitely take this further.
 Girl: "No, thank you so much, I wanted to run
 out 30 minutes ago but he drove me here".
 Cop: *shifts from hardarse cop to
 comforting father figure in about half a
 second* "Well I'm here with my daughter,
 she's about your age, perhaps you'd like to
 finish your meal with us? We can run you
 home afterwards if you'd like, unless you'd
 prefer to call someone else?"
 Girl: "Oh.. that would be really nice.. thankyou
 so much!
 *guy returns, so does the hardarse cop*
 Guy: "Uh so, I've paid the bill, if I could have
 back.".
 my
 Cop: "There you go. now I have your details
 right here so I *highly* recommend you
 don't go near or contact this young lady ever
 again.
 Guy: "Yes yes of course, I'm so sorry!"
 The quy pretty much fled the restaurant, the
 qirl went and sat with the cop and his family
 and by the time we left they were still sitting
 around talking and laughing about random
 crap.
 It was hands down the best way I have ever
 seen anybody handle any situation, ever. That
 cop is my hero.
 malicemanaged
 Dude. I hope that man has a great rest of his
 life.
Wholesome cop via /r/wholesomememes https://ift.tt/2SkCLRT

Wholesome cop via /r/wholesomememes https://ift.tt/2SkCLRT

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Apparently, Bad, and Comfortable: theladyzephyr: Folks let me talk about Crowley and sunglasses, because I have a lot of emotions about when he wears them and when he doesn’t, and Hiding versus Being Seen. We’re introduced to the concept of Crowley wearing glasses even before we’re introduced to Crowley, by Hastur: “If you ask me he’s been up here too long. Gone native. Enjoying himself too much. Wearing sunglasses even when he doesn’t need them.” Honestly Crowley’s whole introduction is a fantastic; we learn so much about his character in a tiny amount of time. The fact that he’s late, the Queen playing as the Bentley approaches, the “Hi, guys” in response to Hastur and Ligur’s “Hail Satan”. I like this intro much better than the one originally scripted with the rats at the phone company, but I digress. Crowley wears sunglasses when he doesn’t need them. Specifically, he still wears them around the demons, and when he’s in hell. You know where Crowley doesn’t wear glasses? At home. We never once see him wearing glasses in his flat, except for when he knows Hastur and Ligur are coming. That’s an emotional kick to the gut for me. Here’s one of the only places Crowley’s comfortable enough to be sans glasses, and when he knows it’s going to be invaded he prepares not just physically with the holy water, but by putting up that emotional barrier in a place where he wasn’t supposed to need it. An argument could be made that Crowley actually never needs glasses. We’re shown that it’s well within the angels’ and demons’ powers to pass unnoticed by humans. Crowley and Aziraphale waltz out of the manor in the middle of a police raid, and going unnoticed by the police takes so little effort that they can keep up a conversation while they stroll through. Even an unimaginative demon like Hastur apparently doesn’t have trouble with the humans losing it over his demonic eyes. The humans in the scene at Megiddo are acting like “this guy is a little weird” and not “holy shit his entire eyeballs are black jelly” That means that Crowley’s glasses are a choice, just like Aziraphale’s softness. Sure, he could arrange matters so that nobody ever noticed his eyes, but he doesn’t want to. Crowley wants acceptance, and he wants to belong, and he’s never, ever had that. He didn’t fit in before the Fall in Heaven, he doesn’t fit in with the demons in Hell. With the glasses, and with the Bentley and his plants and with the barely-bad-enough-to-be-evil nuisance temptations, he’s choosing Earth. This is where he wants to fit in, perhaps not with the humans, but amongst them. Even after Crowley is at his absolute lowest, when he thinks Aziraphale’s dead and he’s on his way to drink until the world ends, he takes the time to put a new pair on when the old ones are damaged. He needs that emotional crutch right now, even with everything about to turn into a pile of puddling goo he’s not ready for the world to see his eyes. Which is why I swore out loud when Hastur forcibly takes them off. It’s about the worst thing that Hastur could have done. Rather than leading with a physical threat, his first act is to strip away Crowley’s emotional defences. It’s a great writing choice because god it made me hate Hastur, even more than all the physical violence we see him do. It’s also the moment that Crowley really truly gets his shit together, and focuses all of his considerable imagination on getting to Tadfield and Aziraphale to help save the world. He’s wielding the terrifyingly unimaginable power of someone who’s hit rock bottom and realised it literally could not get any worse than this. He doesn’t put another pair of glasses on after discorporating Hastur, and he spends the majority of the airbase sequence without them. He puts them back on again, I think, at the moment that he really lets himself hope. When he thinks ‘shit, there may be a real chance that we get through this to a future that I don’t want to lose’. The vulnerability is back, and he needs Adam to trust him. In Crowley’s mind being accepted by a human means he needs to have his eyes hidden. Someone give the demon a hug, please. Interestingly, there’s only one time in the whole series that we see Crowley willingly choose to take his glasses off around another person. Only one person he’ll take down that barrier for, and even then he’s drunk before he does it. Dear God/Satan/Someone that makes my heart ache. Crowley’s chosen Earth, but he’s also chosen Aziraphale. He’s been looking for somewhere to belong his entire existence, and it’s with the angel that he finally feels it. When the dust settles and the world is saved and they finally have space to be themselves unguarded, I like to imagine Crowley takes off the glasses when it’s just the two of them; the idea of being known doesn’t scare him quite so much anymore.  
Apparently, Bad, and Comfortable: theladyzephyr:

Folks let me talk about Crowley and sunglasses, because I have a lot of emotions about when he wears them and when he doesn’t, and Hiding versus Being Seen.
We’re introduced to the concept of Crowley wearing glasses even before we’re introduced to Crowley, by Hastur: “If you ask me he’s been up here too long. Gone native. Enjoying himself too much. Wearing sunglasses even when he doesn’t need them.”
Honestly Crowley’s whole introduction is a fantastic; we learn so much about his character in a tiny amount of time. The fact that he’s late, the Queen playing as the Bentley approaches, the “Hi, guys” in response to Hastur and Ligur’s “Hail Satan”. I like this intro much better than the one originally scripted with the rats at the phone company, but I digress.
Crowley wears sunglasses when he doesn’t need them. Specifically, he still wears them around the demons, and when he’s in hell.
You know where Crowley doesn’t wear glasses? At home.
We never once see him wearing glasses in his flat, except for when he knows Hastur and Ligur are coming. That’s an emotional kick to the gut for me. Here’s one of the only places Crowley’s comfortable enough to be sans glasses, and when he knows it’s going to be invaded he prepares not just physically with the holy water, but by putting up that emotional barrier in a place where he wasn’t supposed to need it.
An argument could be made that Crowley actually never needs glasses. We’re shown that it’s well within the angels’ and demons’ powers to pass unnoticed by humans. Crowley and Aziraphale waltz out of the manor in the middle of a police raid, and going unnoticed by the police takes so little effort that they can keep up a conversation while they stroll through. Even an unimaginative demon like Hastur apparently doesn’t have trouble with the humans losing it over his demonic eyes. The humans in the scene at Megiddo are acting like “this guy is a little weird” and not “holy shit his entire eyeballs are black jelly”
That means that Crowley’s glasses are a choice, just like Aziraphale’s softness. Sure, he could arrange matters so that nobody ever noticed his eyes, but he doesn’t want to. Crowley wants acceptance, and he wants to belong, and he’s never, ever had that. He didn’t fit in before the Fall in Heaven, he doesn’t fit in with the demons in Hell. With the glasses, and with the Bentley and his plants and with the barely-bad-enough-to-be-evil nuisance temptations, he’s choosing Earth. This is where he wants to fit in, perhaps not with the humans, but amongst them.
Even after Crowley is at his absolute lowest, when he thinks Aziraphale’s dead and he’s on his way to drink until the world ends, he takes the time to put a new pair on when the old ones are damaged. He needs that emotional crutch right now, even with everything about to turn into a pile of puddling goo he’s not ready for the world to see his eyes.
Which is why I swore out loud when Hastur forcibly takes them off.
It’s about the worst thing that Hastur could have done. Rather than leading with a physical threat, his first act is to strip away Crowley’s emotional defences. It’s a great writing choice because god it made me hate Hastur, even more than all the physical violence we see him do.
It’s also the moment that Crowley really truly gets his shit together, and focuses all of his considerable imagination on getting to Tadfield and Aziraphale to help save the world. He’s wielding the terrifyingly unimaginable power of someone who’s hit rock bottom and realised it literally could not get any worse than this. He doesn’t put another pair of glasses on after discorporating Hastur, and he spends the majority of the airbase sequence without them.
He puts them back on again, I think, at the moment that he really lets himself hope. When he thinks ‘shit, there may be a real chance that we get through this to a future that I don’t want to lose’.
The vulnerability is back, and he needs Adam to trust him. In Crowley’s mind being accepted by a human means he needs to have his eyes hidden. Someone give the demon a hug, please.
Interestingly, there’s only one time in the whole series that we see Crowley willingly choose to take his glasses off around another person. Only one person he’ll take down that barrier for, and even then he’s drunk before he does it.
Dear God/Satan/Someone that makes my heart ache. Crowley’s chosen Earth, but he’s also chosen Aziraphale. He’s been looking for somewhere to belong his entire existence, and it’s with the angel that he finally feels it.
When the dust settles and the world is saved and they finally have space to be themselves unguarded, I like to imagine Crowley takes off the glasses when it’s just the two of them; the idea of being known doesn’t scare him quite so much anymore.  

theladyzephyr: Folks let me talk about Crowley and sunglasses, because I have a lot of emotions about when he wears them and when he doesn’...

Children, Cute, and Facts: pervocracy child handling for the childless urse My current job has me working with children, which is kind of a weird shock after years in environments where a young" patient is 40 years old. Here's my impressions so far Birth 1 year: Essentially a smail cute animal. Handle accordingly, gently and affectionately, but relying heavily on the caregivers and with no real expectation of cooperation Age 1-2: Hates you. Hates you so much. You can smile, you can coo, you can attempt to soothe they hate you anyway, because you're a stranger and you're scary and you're touching them. There's no winning this so just get it over with as quickly and non-traumatically as possible Age 3-5: Nervous around medical things, but possible to soothe. Easily upset but also easily distracted from the thing that upset them. Smartphone cartoons and who wants a stickerrl1?1? are key management techniques Age 6 10: Really cool, actually. I did not realize kids were this cool. Around this age they tend to be fairly outgoing, and super curious and eager to learn. Absolutely do not babytalk, instead, flatter them with how grown-up they are teach them some Fun Gross Medical Facts, and introduce potentially frightening experiences with hey, you want to see something really cool?" Age 11 14: Extremely variable. Can be very childish or very mature, or rapidly switch from one mode to the other. At this point you can almost treat them as an adult, just... a really sensitive and unpredictable adult Do not, under any circumstances, offer stickers. (But they might grab one out of the bin anyway.) Age 15-18: Basically an adult with severely limited life experience. Treat as an adult who needs a littie extra education with their care. Keep parents out of the room as much as possible, unless the kid wants them there. At this point you can go ahead and offer stickers again, because they'll probably think it's funny And they'll want one. Deep down, everyone wants a sticker nurse unlocks secret to raising kids
Children, Cute, and Facts: pervocracy
 child handling for the childless
 urse
 My current job has me working with children, which is kind of a weird shock after
 years in environments where a young" patient is 40 years old. Here's my
 impressions so far
 Birth 1 year: Essentially a smail cute animal. Handle accordingly, gently and
 affectionately, but relying heavily on the caregivers and with no real expectation
 of cooperation
 Age 1-2: Hates you. Hates you so much. You can smile, you can coo, you can
 attempt to soothe they hate you anyway, because you're a stranger and you're
 scary and you're touching them. There's no winning this so just get it over with
 as quickly and non-traumatically as possible
 Age 3-5: Nervous around medical things, but possible to soothe. Easily upset
 but also easily distracted from the thing that upset them. Smartphone cartoons
 and who wants a stickerrl1?1? are key management techniques
 Age 6 10: Really cool, actually. I did not realize kids were this cool. Around
 this age they tend to be fairly outgoing, and super curious and eager to learn.
 Absolutely do not babytalk, instead, flatter them with how grown-up they are
 teach them some Fun Gross Medical Facts, and introduce potentially frightening
 experiences with hey, you want to see something really cool?"
 Age 11 14: Extremely variable. Can be very childish or very mature, or rapidly
 switch from one mode to the other. At this point you can almost treat them as an
 adult, just... a really sensitive and unpredictable adult Do not, under any
 circumstances, offer stickers. (But they might grab one out of the bin anyway.)
 Age 15-18: Basically an adult with severely limited life experience. Treat as an
 adult who needs a littie extra education with their care. Keep parents out of the
 room as much as possible, unless the kid wants them there. At this point you
 can go ahead and offer stickers again, because they'll probably think it's funny
 And they'll want one. Deep down, everyone wants a sticker
nurse unlocks secret to raising kids

nurse unlocks secret to raising kids