🔥 | Latest

Drinking, Drunk, and Food: Jennifer Dziura I've responded to this elsewhere around the Internet. Men who offer to buy women drinks are often intending to purchase a lowering of the woman's defenses. If you are a woman in a bar and a man offers to buy you a this: cheerfully ask for something nonalcoholic, while indicating get to know the guy. At least 50% of men will be angry. They weren't offering a gift or just trying to strike up conversation: they wanted you to be drunk and to let down your guard. In my own experience, I have twice been offered a drink and instead suggested food -- in both cases, very inexpensive food costing the same or less than a drink drink, try willingness to a and in both -- cases, the man responded angrily. 2 minutes ago Like Reply Jennifer Dziura In one case, I met a guy at a concert.I liked him. He suggested going to get a drink, but I was starving and suggested the kebab place around the corner. I can't remember who paid, but I had a cheap bowl of soup and the guy pouted and I never saw him again. The other time, I had done standup in a bar and an older guy offered to buy me a drink. I said I actually would love some popcorn, which was sold **at the bar for $2.** The man got angry and acted like I had cheated him somehow. being greek-god-of-hair: erwin-with-hairpins: rainfelt: cardozzza: notyourexrotic: (source) Whoa, I didn’t realize that it was so deliberate, I honestly thought it was unconscious Scary, scary. Gonna add on to this:From the other side of the bar, I see this crap all the time. Seriously. I work at a high-density bar, and let me tell you, I have anywhere from 10-20 guys every night come up and tell me to, “serve her a stronger drink, I’m trying to get lucky tonight, know what I mean?” usually accompanied with a wink and a gesture at a girl who, in my experience, is going to go from mildly buzzed to definitively hammered if I keep serving her. Now, I like to think I’m a responsible bartender, so I usually tell guys like that to piss off, and, if I can, try to tell the girl’s more sober friends that they need to keep an eye on her. But everyone- just so you know, most of the time, when someone you don’t know is buying you a drink, they’re NOT doing it out of a sense of cordiality, they’re buying you a drink for the sole purpose of making you let your guard down. So: Tips for getting drinks- 1. ALWAYS GO TO THE BAR TO GET YOUR OWN DRINK, DO NOT LET STRANGERS CARRY YOUR DRINKS. This is an opportune time for dropping something into your cocktail, and you’re none the wiser. 2.IF YOU ORDER SOMETHING NON-ALCOHOLIC, I promise you, the bartender doesn’t give two shits that you’re not drinking cocktails with your friends, and often, totally understands that you don’t want to let your guard down around strangers. Usually, you can just tell the bartender that you’d like something light, and that’s a big clue to us that you’re uncomfortable with whomever you’re standing next to. Again, we see this all the time. 3. If you’re in a position to where you feel uncomfortable not ordering alcohol: Here’s a list of light liquors, and mixers that won’t get you drunk, and will still look like an actual cocktail: X-rated + sprite = easy to drink, sweet, and 12% alcoholic content. Not strong at all, usually runs $6-$8, depending on your state. Amaretto + sour= sweet, not strong, 26%. Peach Schnapps+ ginger ale= tastes like mellow butterscotch, 24%. Melon liquor (Midori, in most bars) + soda water = not overly sweet, 21% Coffee liquor (Kahlua) +soda = not super sweet, 20%. Hope this helps someone out! Backing this up from years of bar tending.
Drinking, Drunk, and Food: Jennifer Dziura
 I've responded to this elsewhere around the
 Internet. Men who offer to buy women drinks
 are often intending to purchase a lowering of
 the woman's defenses. If you are a woman in
 a bar and a man offers to buy you a
 this: cheerfully ask for something
 nonalcoholic, while indicating
 get to know the guy. At least 50% of men will
 be angry. They weren't offering a gift or just
 trying to strike up conversation: they wanted
 you to be drunk and to let down your guard. In
 my own experience, I have twice been offered
 a drink and instead suggested food -- in both
 cases, very inexpensive food costing the
 same or less than a drink
 drink, try
 willingness to
 a
 and in both
 --
 cases, the man responded angrily.
 2 minutes ago Like Reply
 Jennifer Dziura
 In one case, I met a guy at a concert.I liked
 him. He suggested going to get a drink, but I
 was starving and suggested the kebab place
 around the corner. I can't remember who paid,
 but I had a cheap bowl of soup and the guy
 pouted and I never saw him again. The other
 time, I had done standup in a bar and an older
 guy offered to buy me a drink. I said I actually
 would love some popcorn, which was
 sold **at the bar for $2.** The man got angry
 and acted like I had cheated him somehow.
 being
greek-god-of-hair:


erwin-with-hairpins:

rainfelt:

cardozzza:

notyourexrotic:

(source)

Whoa, I didn’t realize that it was so deliberate, I honestly thought it was unconscious

Scary, scary.


Gonna add on to this:From the other side of the bar, I see this crap all the time. Seriously. I work at a high-density bar, and let me tell you, I have anywhere from 10-20 guys every night come up and tell me to, “serve her a stronger drink, I’m trying to get lucky tonight, know what I mean?” usually accompanied with a wink and a gesture at a girl who, in my experience, is going to go from mildly buzzed to definitively hammered if I keep serving her. Now, I like to think I’m a responsible bartender, so I usually tell guys like that to piss off, and, if I can, try to tell the girl’s more sober friends that they need to keep an eye on her. But everyone- just so you know, most of the time, when someone you don’t know is buying you a drink, they’re NOT doing it out of a sense of cordiality, they’re buying you a drink for the sole purpose of making you let your guard down. So:
Tips for getting drinks-
1. ALWAYS GO TO THE BAR TO GET YOUR OWN DRINK, DO NOT LET STRANGERS CARRY YOUR DRINKS. This is an opportune time for dropping something into your cocktail, and you’re none the wiser. 
2.IF YOU ORDER SOMETHING NON-ALCOHOLIC, I promise you, the bartender doesn’t give two shits that you’re not drinking cocktails with your friends, and often, totally understands that you don’t want to let your guard down around strangers. Usually, you can just tell the bartender that you’d like something light, and that’s a big clue to us that you’re uncomfortable with whomever you’re standing next to. Again, we see this all the time.
3. If you’re in a position to where you feel uncomfortable not ordering alcohol:
Here’s a list of light liquors, and mixers that won’t get you drunk, and will still look like an actual cocktail:
X-rated + sprite = easy to drink, sweet, and 12% alcoholic content. Not strong at all, usually runs $6-$8, depending on your state.
Amaretto + sour= sweet, not strong, 26%.
Peach Schnapps+ ginger ale= tastes like mellow butterscotch, 24%.
Melon liquor (Midori, in most bars) + soda water = not overly sweet, 21%
Coffee liquor (Kahlua) +soda = not super sweet, 20%.
Hope this helps someone out!


Backing this up from years of bar tending.

greek-god-of-hair: erwin-with-hairpins: rainfelt: cardozzza: notyourexrotic: (source) Whoa, I didn’t realize that it was so deliberat...

Guns, Nirvana, and Tumblr: iglovequotes: Amazing documentary featuring musicians producers from Nirvana, Guns N’ Roses, KISS, Greta Van Fleet more. Please check it out share
Guns, Nirvana, and Tumblr: iglovequotes:

Amazing documentary featuring musicians  producers from Nirvana, Guns N’ Roses, KISS, Greta Van Fleet  more. Please check it out  share

iglovequotes: Amazing documentary featuring musicians producers from Nirvana, Guns N’ Roses, KISS, Greta Van Fleet more. Please check it ...

Guns, Nirvana, and Tumblr: iglovequotes: Amazing documentary featuring musicians producers from Nirvana, Guns N’ Roses, KISS, Greta Van Fleet more. Please check it out share
Guns, Nirvana, and Tumblr: iglovequotes:

Amazing documentary featuring musicians  producers from Nirvana, Guns N’ Roses, KISS, Greta Van Fleet  more. Please check it out  share

iglovequotes: Amazing documentary featuring musicians producers from Nirvana, Guns N’ Roses, KISS, Greta Van Fleet more. Please check it ...

Guns, Nirvana, and Tumblr: iglovequotes: Amazing documentary featuring musicians producers from Nirvana, Guns N’ Roses, KISS, Greta Van Fleet more. Please check it out share
Guns, Nirvana, and Tumblr: iglovequotes:

Amazing documentary featuring musicians  producers from Nirvana, Guns N’ Roses, KISS, Greta Van Fleet  more. Please check it out  share

iglovequotes: Amazing documentary featuring musicians producers from Nirvana, Guns N’ Roses, KISS, Greta Van Fleet more. Please check it ...

Bad, Cookies, and Dad: Godzilla Tag Yourself That Ain't Falco Didn't forget what you did -Best in track -Is there Grumpy Cat Butterfly I say your justice qoes too far! -Sometimes smol Good dad r you but Badderfly justice doesn't go you mock in -drives environmentally -Good Babysitter -Is on your side Einstein -Wants everyone to be friends middle school too far enough! friendly car Can count how many -Wasn't invited -Screams moth friend wants to be helpful are about fensive on one hand. -Kinda Selish -Needs to slow down Boba Fett Didn't do much Kanga-Rex Palpatine Kamacurry -Mob mentality -Always blends in -Tries st kicks uly Talks big game Itsy Bitsy -loved by all -Great at extreme sports Doeshtgive a hood Moral Support -Awesome -Kinda overrated -Only one who sees the big picture -Stunt double ary aks big Cam Might not even be real Has the laugh that gets everyone going -Secretly a toad pams twitch chat school -Makes a egg casserole Literal grime Savage even when not trying -Used to be a big deal -Don't disturb -Got big plans SPAAACE Monty Mole r but doesn't rare Is just here to raise the roof. Mecha Ghidio u but smarter -Sophisticated horoscope reader -Probably had too much coffee-Just wants to rule the world -Back by unpopular demand Little Shop of Horrors -Who are you? I'm you but less privileged -Has taken up a new leaf handlla s but thinks he could -Knows there isn't a spoon. All according to plan -Won't leave his couch fort a trench coat a pokemon Sill is hut can't kiss Is probably only good because it benefits him -ls in a bad mood and fixing to take it out on you -ls so done all the timeA Frieza Switches to vour main after beating you in smash bros -Looks up to Jason Voorhees s hetter than Knows it Lovebirds -Brings a tactical warhead on first date -cocky teens Lil Green -Awkward phase Diggersby -smoler -picks on things more e True Armadillo Facts Red Lobster Mis Ghidio the downtrodder -Good with electronics Hates spicy foods -Good guard dog -Came to attack people and is having a good time l -pure -Didn't ask for this small than him -Didn't deserve any of this -Except for that one time -Surprisingly Reliable T peo -Notorious party crasher -Easy Target ple's hero -Won't die -has regrets -Came for f T -esteem F-Type Master Splinter Titanic Tuna Is with the wrong crowd nut learned ett tt in Megatron - Has no clue what you? I'm vou Robot Chicken of JUSTICE but shinier he's doing ececut bimself in -Lonely piggyback rides -Communicates -Doesn't know why he's here but is happy to help is head -Goodenforcer Hator mat woodshop Edgemeister anybody's way mbs ups Has the best pokerface-Will conquer the worldSneaks by auoting fortune cookies List of skills include bi best breaking things sily influenced Has 50 different Will wreck you in karaoke -Is there for you -Never not smiling -Good cop in to ways to kill you -big bro friend his tunes Fullmetal Kirby Flygon Grouchy Kitty -Who are you? not you, Who are you? I'm you but aping-Who are you? I'm a bug Who are you? The terminator have promising future Still voung at heart" -I don't have that. I need it.-Listens to Three Days Grace on full blast Still does? The queen imlot of crap for Insecure -Intentionally has dog poop your lawn Came to ruin everything Now brute forces everything -It's mine now eating habits -Identity crisis -Most expressive -ls a black belt Mayhe redeemable -Just wants to go on a family picnic .Drinks tears -killed a man plays a golden fiddle -beloved scum andrewtheamericandude: Some of these are stupid jokes that even I don’t get 
Bad, Cookies, and Dad: Godzilla Tag Yourself
 That Ain't Falco
 Didn't forget what you did -Best in track
 -Is there
 Grumpy Cat
 Butterfly
 I say your justice qoes too far!
 -Sometimes smol
 Good dad
 r you but
 Badderfly
 justice doesn't go
 you mock in
 -drives environmentally
 -Good Babysitter
 -Is on your side Einstein -Wants everyone to be friends
 middle school
 too far enough!
 friendly car
 Can count how many
 -Wasn't invited
 -Screams
 moth friend
 wants to be helpful
 are about
 fensive
 on one hand.
 -Kinda Selish
 -Needs to slow down
 Boba Fett
 Didn't do much
 Kanga-Rex
 Palpatine
 Kamacurry
 -Mob mentality
 -Always blends in
 -Tries
 st kicks
 uly
 Talks big game
 Itsy Bitsy
 -loved by all
 -Great at extreme sports Doeshtgive a hood
 Moral Support
 -Awesome
 -Kinda overrated
 -Only one who sees the
 big picture
 -Stunt double
 ary
 aks big Cam
 Might not even be real
 Has the laugh that
 gets everyone going
 -Secretly a toad
 pams twitch chat
 school
 -Makes a
 egg casserole
 Literal grime
 Savage even when
 not trying
 -Used to be a big deal
 -Don't disturb
 -Got big plans
 SPAAACE
 Monty Mole
 r but doesn't rare
 Is just here to raise the roof.
 Mecha Ghidio
 u but smarter
 -Sophisticated horoscope reader
 -Probably had too much coffee-Just wants to rule the world
 -Back by unpopular demand
 Little Shop of Horrors
 -Who are you? I'm you but
 less privileged
 -Has taken up a new leaf
 handlla s but thinks he could
 -Knows there isn't a spoon.
 All according to plan
 -Won't leave his couch fort
 a trench coat
 a pokemon
 Sill is hut can't kiss
 Is probably only good because it
 benefits him
 -ls in a bad mood and fixing
 to take it out on you
 -ls so done all the timeA
 Frieza
 Switches to vour main after
 beating you in smash bros
 -Looks up to Jason Voorhees
 s hetter than
 Knows it
 Lovebirds
 -Brings a tactical warhead on first date
 -cocky teens
 Lil Green
 -Awkward phase
 Diggersby
 -smoler
 -picks on things more
 e
 True Armadillo Facts
 Red Lobster
 Mis
 Ghidio
 the
 downtrodder
 -Good with electronics Hates spicy foods
 -Good guard dog
 -Came to attack people and is having a good time
 l
 -pure
 -Didn't ask for this
 small than him
 -Didn't deserve any of this
 -Except for that one time
 -Surprisingly Reliable
 T peo
 -Notorious party crasher
 -Easy Target
 ple's hero
 -Won't die
 -has regrets
 -Came for f
 T -esteem
 F-Type
 Master Splinter
 Titanic Tuna
 Is with the wrong crowd nut learned
 ett tt in
 Megatron
 - Has no clue what
 you? I'm vou
 Robot Chicken
 of JUSTICE
 but shinier
 he's doing
 ececut bimself in
 -Lonely
 piggyback rides
 -Communicates
 -Doesn't know why he's here
 but is happy to help
 is head
 -Goodenforcer
 Hator mat
 woodshop
 Edgemeister
 anybody's way
 mbs ups Has the best pokerface-Will conquer the worldSneaks by auoting fortune cookies
 List of skills include
 bi best
 breaking things
 sily influenced
 Has 50 different
 Will wreck you in karaoke
 -Is there for you
 -Never not smiling
 -Good cop
 in to
 ways to kill you
 -big bro friend
 his tunes
 Fullmetal
 Kirby
 Flygon
 Grouchy Kitty
 -Who are you?
 not you,
 Who are you? I'm you but aping-Who are you? I'm a bug
 Who are you? The terminator
 have promising future
 Still voung at heart"
 -I don't have that. I need it.-Listens to Three Days Grace
 on full blast
 Still does?
 The queen
 imlot of crap for Insecure
 -Intentionally has dog poop
 your lawn
 Came to ruin everything
 Now brute forces everything
 -It's mine now
 eating habits
 -Identity crisis
 -Most expressive
 -ls a black belt
 Mayhe redeemable
 -Just wants to go on a family picnic
 .Drinks tears
 -killed a man
 plays a golden fiddle
 -beloved scum
andrewtheamericandude:

Some of these are stupid jokes that even I don’t get 

andrewtheamericandude: Some of these are stupid jokes that even I don’t get 

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...