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Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Definitely, Grandma, and Hello: coastward answered a scam call today and had the most bizarre conversation coastward scam caller: hello, how are you today? me: great! scam caller: good. I'm calling because your IP address has been compromised. I'll just need you to get in front of your computer so we can get your account fixed up me: okay! there is one thing I'm wondering, though scam caller: what? me: you really couldn't think of a better lie? scam caller: me: like, my "IP address has been compromised." How, exactly, does an IP address become "compromised"? scam caller: me: I was just wondering, is all scam caller: why did you answer? me: me: what? scam caller: if you knew this wasn't a legitimate call, then why did you answer? me: oh, I just though I would have some fun at your expense scam caller: what expense? talking is no expense to me. me: well, you're currently not accomplishing your goal scam caller: my goal? me: your goal of scamming my elderly grandmother. You're not accomplishing that. Il'd call that an expense scam caller: well, can I scam you? me: me: did you- did you ask if you can scam me? scam caller: yes. can I scam you? me, baffled: sure, you can try scam caller: you need to get in front of your computer me: yeah, that's still a problem. I'm eating tater tots right now andI really don't feel like getting up scam caller: okay. I will call you tomorrow morning, then me: I might not answer. My grandma definitely won't. scam caller: You answered today. me: .touché? scam caller: I will call you tomorrow. Have a good day. neko-ritsu Enemies to lovers, slow burn, 500K
Definitely, Grandma, and Hello: coastward
 answered a scam call today and had the most bizarre
 conversation
 coastward
 scam caller: hello, how are you today?
 me: great!
 scam caller: good. I'm calling because your IP
 address has been compromised. I'll just need you to
 get in front of your computer so we can get your
 account fixed up
 me: okay! there is one thing I'm wondering, though
 scam caller: what?
 me: you really couldn't think of a better lie?
 scam caller:
 me: like, my "IP address has been compromised."
 How, exactly, does an IP address become
 "compromised"?
 scam caller:
 me: I was just wondering, is all
 scam caller: why did you answer?
 me:
 me: what?
 scam caller: if you knew this wasn't a legitimate call,
 then why did you answer?
 me: oh, I just though I would have some fun at your
 expense
 scam caller: what expense? talking is no expense to
 me.
 me: well, you're currently not accomplishing your
 goal
 scam caller: my goal?
 me: your goal of scamming my elderly grandmother.
 You're not accomplishing that. Il'd call that an
 expense
 scam caller: well, can I scam you?
 me:
 me: did you- did you ask if you can scam me?
 scam caller: yes. can I scam you?
 me, baffled: sure, you can try
 scam caller: you need to get in front of your
 computer
 me: yeah, that's still a problem. I'm eating tater tots
 right now andI really don't feel like getting up
 scam caller: okay. I will call you tomorrow morning,
 then
 me: I might not answer. My grandma definitely
 won't.
 scam caller: You answered today.
 me: .touché?
 scam caller: I will call you tomorrow. Have a good
 day.
 neko-ritsu
 Enemies to lovers, slow burn, 500K

Beard, Click, and Confidence: emotion & body language body language: emotion Shiiting,1idgeting,grinning,L1Cking 11PS anticipation rubbing hands together slack-jawed, fixed gaze, unable to move awe clapping hands, shaking with laughter amusement slapping thighs, throwing head back biting smile back furrowed/lowered brow, flushed face, pointing ander or table, clenched fist/jaw, baring teeth throbbing veins in neck, scowling glaring, eye rolling, pressed lips, sighing annoyance fidgeting, sweating, playing with jewelry quickened breath, dry mouth/swallowing anxiety biting nails, stuttering, biting lip yawning, fridgeting, doodling, tapping feet boredom or shaking leg, playing with pen/pencil/hair lifted chin, head high, puffed chest, back straight, shoulders back, deliberate movement confidence tilted head, furrowed brow, shrugging, squinting confusion lifted chin, smirk, sneer, purse lips contempt emotion & body language body language: emotion twisted lips, twisted smile, half smile, shaking head, rolling eyes cynical one shoulder shrug, playing with hair/ring necklace/earring/earlobe, scratching face/ nose/neck, shuffling, fidgeting, looking down deceptive hesitation in speech, nodding while saying no shaking head while saving ves, licking lips covering/touching mouth crossed arms, hands hidden, keeping object or person between self and percieved threat defensive winking, touching hair or clothing, eye contact, looking up through lashes, arching des1ire dilated pupils, stretching wide-eyed (shocked), narrow-eyed (suspicious) raised brows (shocked),low brow (suspicious), crinkled nose, curled lip, turning away clenched eyes, covering mouth/nose, flinch disqust frown, creased brows, crossed arms, pressed lips, narrowed eyes displeasure fidgeting, rubbing/scratching neck, wide-eyed distress plaving with iewelry, rapid-breathing, fixing sleeves, holding self, trembling blush, stuttering, stammering, unable to embarrassment make eye contact, covering face, holding self, blinking back tears, looking down or at lights rubbing eyes/temples, yawning, staring off slouching, closing eyes, moving slow fatique emotion & body language body language: emotion shrinking back, wide-eyed, hunched shoulders, flinching, shaking/trembling, holding self fear shaking head, pinching bridge of nose frustrationrubing temples, clenching hands grinding/clenching teeth shaking with sobs, staring off, trembling, shuddered breaths, gasping sobs, curling in on self, lashing out/hitting things grief smile, laugh, hum, whistle, dancing, jumping hugging, giggling, crinkled eyes happiness eye contact, open posture, smiling, looking honesty upwards tapping feet, shaking leg, taping fingers impatience twirling pen, nodding quickly, checking time sighing, looking away crossed arms, sneer, narrowed eyes, sour expression, tight 1ips jealousy hands clenched or gripping something overwhelmed wide-eyed, missing time/conversations, palms to forehead, staring off talking fast, leaning forward, nodding, raised brows, wide-eyed, eager, double handed passionate handshake smiling, nudging, teasing, poking, winking goading, giggling, laughing playful emotion & body language body language: emotion head back, parted 1ips, eyes wide or closed, flushing, quick breath/pulse, arch neck/back pleasure chin up, back straight, shoulders back, chest out, firm handshake, open/spread posture pride biting lip, pressed lips, crossed arms dragging feet, pinching bridge of nose reluctance slouched posture, holding self, hesitant, sadness quivering, crying, sobbing, shaking, tremblling tight smile, hiding hands in pockets/crossed arms, looking down/away, covering face secretiveness bury face in hands, looking down/away slumped posture, pressed lips, straight mouth, wet eyes shame eyebrows raised, mouth open, gasp, hands over mouth, freezing, stepping back/away shock dropping objects in hand (s) avoiding eye contact, looking away/down blushing, bending head, keeping distance shyness stepping away, holding self smirk, one raised eyebrow, corners of mouth twitch upwards smugnesS narrowed eyes, furrowed/creased brow, frown tight lips, pressed lips, glance sideways watchful agaze closed eyes, staring off, stroking/touching thoughtfullness neck or jewelry, pinching bridge of nose stroke face/beard, rest chin on hand theonlysaylor: A Writing Cheat Sheet: for linking actions with emotions.  As always, click for HD.
Beard, Click, and Confidence: emotion & body language
 body language:
 emotion
 Shiiting,1idgeting,grinning,L1Cking 11PS
 anticipation rubbing hands together
 slack-jawed, fixed gaze, unable to move
 awe
 clapping hands, shaking with laughter
 amusement
 slapping thighs, throwing head back
 biting smile back
 furrowed/lowered brow, flushed face, pointing
 ander
 or table, clenched fist/jaw, baring teeth
 throbbing veins in neck, scowling
 glaring, eye rolling, pressed lips, sighing
 annoyance
 fidgeting, sweating, playing with jewelry
 quickened breath, dry mouth/swallowing
 anxiety
 biting nails, stuttering, biting lip
 yawning, fridgeting, doodling, tapping feet
 boredom
 or shaking leg, playing with pen/pencil/hair
 lifted chin, head high, puffed chest, back
 straight, shoulders back, deliberate movement
 confidence
 tilted head, furrowed brow, shrugging,
 squinting
 confusion
 lifted chin, smirk, sneer, purse lips
 contempt

 emotion & body language
 body language:
 emotion
 twisted lips, twisted smile, half smile,
 shaking head, rolling eyes
 cynical
 one shoulder shrug, playing with hair/ring
 necklace/earring/earlobe, scratching face/
 nose/neck, shuffling, fidgeting, looking down
 deceptive
 hesitation in speech, nodding while saying no
 shaking head while saving ves, licking lips
 covering/touching mouth
 crossed arms, hands hidden, keeping object
 or person between self and percieved threat
 defensive
 winking, touching hair or clothing, eye
 contact, looking up through lashes, arching
 des1ire
 dilated pupils, stretching
 wide-eyed (shocked), narrow-eyed (suspicious)
 raised brows (shocked),low brow (suspicious),
 crinkled nose, curled lip, turning away
 clenched eyes, covering mouth/nose, flinch
 disqust
 frown, creased brows, crossed arms, pressed
 lips, narrowed eyes
 displeasure
 fidgeting, rubbing/scratching neck, wide-eyed
 distress
 plaving with iewelry, rapid-breathing, fixing
 sleeves, holding self, trembling
 blush, stuttering, stammering, unable to
 embarrassment make eye contact, covering face, holding self,
 blinking back tears, looking down or at lights
 rubbing eyes/temples, yawning, staring off
 slouching, closing eyes, moving slow
 fatique

 emotion & body language
 body language:
 emotion
 shrinking back, wide-eyed, hunched shoulders,
 flinching, shaking/trembling, holding self
 fear
 shaking head, pinching bridge of nose
 frustrationrubing temples, clenching hands
 grinding/clenching teeth
 shaking with sobs, staring off, trembling,
 shuddered breaths, gasping sobs, curling
 in on self, lashing out/hitting things
 grief
 smile, laugh, hum, whistle, dancing, jumping
 hugging, giggling, crinkled eyes
 happiness
 eye contact, open posture, smiling, looking
 honesty
 upwards
 tapping feet, shaking leg, taping fingers
 impatience twirling pen, nodding quickly, checking time
 sighing, looking away
 crossed arms, sneer, narrowed eyes, sour
 expression, tight 1ips
 jealousy
 hands clenched or gripping something
 overwhelmed wide-eyed, missing time/conversations, palms
 to forehead, staring off
 talking fast, leaning forward, nodding,
 raised brows, wide-eyed, eager, double handed
 passionate
 handshake
 smiling, nudging, teasing, poking, winking
 goading, giggling, laughing
 playful

 emotion & body language
 body language:
 emotion
 head back, parted 1ips, eyes wide or closed,
 flushing, quick breath/pulse, arch neck/back
 pleasure
 chin up, back straight, shoulders back, chest
 out, firm handshake, open/spread posture
 pride
 biting lip, pressed lips, crossed arms
 dragging feet, pinching bridge of nose
 reluctance
 slouched posture, holding self, hesitant,
 sadness
 quivering, crying, sobbing, shaking,
 tremblling
 tight smile, hiding hands in pockets/crossed
 arms, looking down/away, covering face
 secretiveness
 bury face in hands, looking down/away
 slumped posture, pressed lips, straight
 mouth, wet eyes
 shame
 eyebrows raised, mouth open, gasp, hands
 over mouth, freezing, stepping back/away
 shock
 dropping objects in hand (s)
 avoiding eye contact, looking away/down
 blushing, bending head, keeping distance
 shyness
 stepping away, holding self
 smirk, one raised eyebrow, corners of mouth
 twitch upwards
 smugnesS
 narrowed eyes, furrowed/creased brow, frown
 tight lips, pressed lips, glance sideways
 watchful agaze
 closed eyes, staring off, stroking/touching
 thoughtfullness neck or jewelry, pinching bridge of nose
 stroke face/beard, rest chin on hand
theonlysaylor:
A Writing Cheat Sheet: for linking actions with emotions. 
As always, click for HD.

theonlysaylor: A Writing Cheat Sheet: for linking actions with emotions.  As always, click for HD.