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environment: awesomacious: Saving the environment
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environment: Saving the environment
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Saving the environment

environment: Sophia Benoit @1followernodad ok here's the deal. Yes it was dumb of NASA to ask Sally Ride if she needed 100 tampons for a 7-day mission, but I would have said "Actually I need 250" because that's free tampons from the government, babbbbyyy. 10:22 PM Aug 16, 2019 Twitter Web App appropriately-inappropriate: you-cannot-shut-me-up: talvin-muircastle: signoraviolettavalery: haunted-meat: dennator25: So this seems dumb…and it is…but it’s dumb with a purpose. I can almost guarantee you the exact line of reasoning that gets NASA engineers to 100. Ok, first of all assume the worst and assume she needs the max amount of tampons possible for all days. Now lets count it up. 7 days? Better be safe and make it 10. 3 tampons a day at worst? Better be safe and make it 5. So that gives us 50 tampons. Ok. Double it. And that’s how you get 100. It’s ridiculous, but NASA has a culture of “overengineer absolutely everything to do with human safety, and then design around it” which is actually pretty cool. Listen, I know this gets made fun of so much, but likeI am a woman who has periods and I have absolutely no idea how many tampons a woman requires in a week. I use primarily pads. But these men, at the least, ASKED her instead of making unfounded assumptions. Which would you rather be: A. The NASA Director Who Sent Too Many? B. The NASA Director Who Didn’t Send Enough? Fair point. It’ not like she could’ve popped over to the corner drugstore to buy more! Not to mention — space is a hostile environment with multiple dangers, so having multiple redundancies is a bonus. Tampons, being ultra-absorbent, reasonably clean, and conveniently sized, can be used to staunch nosebleeds, or could be used to block a leak in a pipe. You never know what you’ll need until you need it, and weirder shit has saved lives at NASA.
environment: Sophia Benoit
 @1followernodad
 ok here's the deal. Yes it was dumb of NASA to ask Sally
 Ride if she needed 100 tampons for a 7-day mission,
 but I would have said "Actually I need 250" because
 that's free tampons from the government, babbbbyyy.
 10:22 PM Aug 16, 2019 Twitter Web App
appropriately-inappropriate:

you-cannot-shut-me-up:


talvin-muircastle:

signoraviolettavalery:

haunted-meat:

dennator25:

So this seems dumb…and it is…but it’s dumb with a purpose. I can almost guarantee you the exact line of reasoning that gets NASA engineers to 100.
Ok, first of all assume the worst and assume she needs the max amount of tampons possible for all days. Now lets count it up.
7 days? Better be safe and make it 10.
3 tampons a day at worst? Better be safe and make it 5.
So that gives us 50 tampons. Ok. Double it.
And that’s how you get 100.
It’s ridiculous, but NASA has a culture of “overengineer absolutely everything to do with human safety, and then design around it” which is actually pretty cool.

Listen, I know this gets made fun of so much, but likeI am a woman who has periods and I have absolutely no idea how many tampons a woman requires in a week. I use primarily pads. But these men, at the least, ASKED her instead of making unfounded assumptions. 

Which would you rather be:
A. The NASA Director Who Sent Too Many?
B. The NASA Director Who Didn’t Send Enough?

Fair point. It’ not like she could’ve popped over to the corner drugstore to buy more!



Not to mention — space is a hostile environment with multiple dangers, so having multiple redundancies is a bonus. 
Tampons, being ultra-absorbent, reasonably clean, and conveniently sized, can be used to staunch nosebleeds, or could be used to block a leak in a pipe. 
You never know what you’ll need until you need it, and weirder shit has saved lives at NASA.

appropriately-inappropriate: you-cannot-shut-me-up: talvin-muircastle: signoraviolettavalery: haunted-meat: dennator25: So this se...

environment: You got two bullets. You're in a room with Hitler, Bill Cosby, Cardi B, a massive spider and Stuart Little. Who you shooting? Your days are filled with fun and kindness as your loving parents try to nurture you in the most pleasant environment possible. One day you awaken one night to the smell of smoke, you open your eyes and begin to choke, you try to find your parents but you can't get past the toddler-proof gate in the doorway scream unable to accept your Screi doom. That's when Yesterday 10:31 pm Bill and hitler You lie down and Surely that's the only reasonable answer your father rushes in to collect you, you cling onto him for vou dear life as he takes you e and places you on the grass "IHAVE TO GO GET MUMMY!u Yesterday 10:49 pm Actually no! The correct answer is to shoot Stuart twice but I admire your conviction. He bt's the last you ever see back inside, but runs alas, of him You escape the ordeal with minor scarring, but it's nothing in mparison to the heartbreak you Today 12:40 am Can I get an explanation for that one pls sir felt that night. You have no grandparents, no aunties or uncles, no guardians whatsoever, and as a result, are forced to live in an orphanage. Today 1:11 am Sure can. Imagine this. You are four years old, and you've got a mother and father who love you very much. Type a message Send Type a message Send Iidppess IS. Day, weeks, months, years go by, and as you watch all the other orphans leave with their new foster parents, you're hopes of I'll never forget what Stuart Little took from me. having a happy life diminish more and more. One day a young Today 3:17 am couple come in, they remind you Can I change my answer डि ग कार सा much of your parents except ा they've already got a क पाCgical Be my guest son. But that's okay. You try extra hard to make an impression on this family a f your last chance at livinga shildhood, When the time has as Me so I never have to think about that again come for them to formally tell the which child orphanage matron they are going to adopt, you eagerly await your name to be announced. That's when they adopt A FUCKING RAT INSTEAD OF YOU. This destroys your morale, you give up, you run away from the orphanage, get raised by the streets as a petty pickpocket, you'll never remember what true happiness is. That's the spirit. Next time I can tell you about the time Shrek cyberbullied me if you want. Today 10:22 am Okay pls don't unmatch, this is important stuff now. But do you think it's sometimes better to ask forgiveness rather than permission? I'll never forget what Stuart Little took from me Yes Type a message Send Type a message.. Send Why he hates Stuart Little
environment: You got two bullets. You're in a
 room with Hitler, Bill Cosby, Cardi
 B, a massive spider and Stuart
 Little. Who you shooting?
 Your days are filled with fun and
 kindness as your loving parents
 try to nurture you in the most
 pleasant environment possible.
 One day you awaken one night to
 the smell of smoke, you open your
 eyes and begin to choke, you try
 to find your parents but you can't
 get past the toddler-proof gate in
 the doorway
 scream unable to accept your
 Screi doom. That's when
 Yesterday 10:31 pm
 Bill and hitler
 You lie down and
 Surely that's the only reasonable
 answer
 your father rushes in to collect
 you, you cling onto him for vou
 dear life as he takes you e
 and places you on the grass
 "IHAVE TO GO GET MUMMY!u
 Yesterday 10:49 pm
 Actually no! The correct answer is
 to shoot Stuart twice but I admire
 your conviction.
 He bt's the last you ever see
 back inside, but
 runs
 alas,
 of him
 You escape the ordeal with minor
 scarring, but it's nothing in
 mparison to the heartbreak you
 Today 12:40 am
 Can I get an explanation for that
 one pls sir
 felt that night. You have no
 grandparents, no aunties or
 uncles, no guardians whatsoever,
 and as a result, are forced to live
 in an orphanage.
 Today 1:11 am
 Sure can.
 Imagine this. You are four years
 old, and you've got a mother and
 father who love you very much.
 Type a message
 Send
 Type a message
 Send
 Iidppess IS.
 Day, weeks, months, years go by,
 and as you watch all the other
 orphans leave with their new
 foster parents, you're hopes of
 I'll never forget what Stuart Little
 took from me.
 having a happy life diminish more
 and more. One day a young
 Today 3:17 am
 couple come in, they remind you
 Can I change my answer
 डि ग कार सा
 much of your parents except
 ा
 they've already got a
 क पाCgical
 Be my guest
 son. But that's okay. You try extra
 hard to make
 an impression on
 this family a f your last
 chance at livinga
 shildhood, When the time has
 as
 Me so I never have to think about
 that again
 come for them to formally tell the
 which child
 orphanage matron
 they are going to adopt, you
 eagerly await your name to be
 announced. That's when they
 adopt A FUCKING RAT INSTEAD
 OF YOU. This destroys your
 morale, you give up, you run away
 from the orphanage, get raised by
 the streets as a petty pickpocket,
 you'll never remember what true
 happiness is.
 That's the spirit. Next time I can
 tell you about the time Shrek
 cyberbullied me if you want.
 Today 10:22 am
 Okay pls don't unmatch, this is
 important stuff now. But do you
 think it's sometimes better to ask
 forgiveness rather than
 permission?
 I'll never forget what Stuart Little
 took from me
 Yes
 Type a message
 Send
 Type a message..
 Send
Why he hates Stuart Little

Why he hates Stuart Little

environment: 4:32 You got two bullets. You're in a room with Hitler, Bill Cosby, Cardi B, a massive spider and Stuart Little. Who you shooting? Wednesday 11:31 pm Bill and hitler Surely that's the only reasonable answer Wednesday 11:49 pm Actually no! The correct answer is to shoot Stuart twice butI admire your conviction. Today 1:40 am Can I get an explanation for that one pls sir Today 2:11 am Sure can. Imagine this. You are four years old, and you've got a mother and father who love you very much. Your days are filled with fun and kindness as your loving parents try to nurture you in the most pleasant environment possible. One day you awaken one to the smell of smoke, night you open your eyes and begin to choke, you try to find your parents but you can't get past the toddler-proof gate in the doorway. You lie down and scream, unable to accept your impending doom. That's when your father rushes in to collect you, you cling onto him for your dear life as he takes you outside and places you on the grass. "I HAVE TO GO GET MUMMY!" He bravely runs back inside, but alas, that's the last you ever see of him. You escape the ordeal with minor scarring, but it's nothing in comparison to the heartbreak you felt that night. You have no grandparents, no aunties or uncles, no guardians whatsoever, and as a result, are forced to live in an orphanage Day, weeks, months, years go by, and as you watch all the other orphans leave with their new foster parents, you're hopes of having a happy life diminish more and more. One day a young couple come in, they remind you much of your parents except they've already got a biological son. But that's okay. You try extra hard to make an impression on this family as this may be your last chance at living a fulfilled childhood. When the time has come for them to formally tell the orphanage matron which child they are going to adopt, you eagerly await your name to be announced. That's when they adopt A FUCKING RAT INSTEAD OF YOU. This destroys your morale, you give up, you run away from the orphanage get raised by the streets as a petty pickpocket, you'll never remember what true happiness Is I'll never forget what Stuart Little took from me Today 4:17 am Can I change my answer Be my guest Me so I never have to think about that again That's the spirit. Next time I can tell you about the time Shrek cyberbullied me if you want. Sent Type a message GIF Why I hate Stuart Little.
environment: 4:32
 You got two bullets. You're in
 a room with Hitler, Bill Cosby,
 Cardi B, a massive spider and
 Stuart Little. Who you shooting?
 Wednesday 11:31 pm
 Bill and hitler
 Surely that's the only
 reasonable answer
 Wednesday 11:49 pm
 Actually no! The correct answer
 is to shoot Stuart twice butI
 admire your conviction.
 Today 1:40 am
 Can I get an explanation for
 that one pls sir
 Today 2:11 am
 Sure can.
 Imagine this. You are four years
 old, and you've got a mother
 and father who love you very
 much. Your days are filled with
 fun and kindness as your loving
 parents try to nurture you in
 the most pleasant environment
 possible.
 One day you awaken one
 to the smell of smoke,
 night
 you open your eyes and begin
 to choke, you try to find your
 parents but you can't get past
 the toddler-proof gate in the
 doorway. You lie down and
 scream, unable to accept your
 impending doom. That's when
 your father rushes in to collect
 you, you cling onto him for your
 dear life as he takes you outside
 and places you on the grass.
 "I HAVE TO GO GET MUMMY!"
 He bravely runs back inside, but
 alas, that's the last you ever see
 of him.
 You escape the ordeal with
 minor scarring, but it's nothing
 in comparison to the heartbreak
 you felt that night. You have
 no grandparents, no aunties
 or uncles, no guardians
 whatsoever, and as a result, are
 forced to live in an orphanage
 Day, weeks, months, years go
 by, and as you watch all the
 other orphans leave with their
 new foster parents, you're
 hopes of having a happy life
 diminish more and more. One
 day a young couple come
 in, they remind you much of
 your parents except they've
 already got a biological son.
 But that's okay. You try extra
 hard to make an impression on
 this family as this may be your
 last chance at living a fulfilled
 childhood. When the time has
 come for them to formally tell
 the orphanage matron which
 child they are going to adopt,
 you eagerly await your name
 to be announced. That's when
 they adopt A FUCKING RAT
 INSTEAD OF YOU. This destroys
 your morale, you give up, you
 run away from the orphanage
 get raised by the streets as a
 petty pickpocket, you'll never
 remember what true happiness
 Is
 I'll never forget what Stuart Little
 took from me
 Today 4:17 am
 Can I change my answer
 Be my guest
 Me so I never have to think
 about that again
 That's the spirit. Next time I can
 tell you about the time Shrek
 cyberbullied me if you want.
 Sent
 Type a message
 GIF
Why I hate Stuart Little.

Why I hate Stuart Little.

environment: colorel11: ©Paul Sawer
environment: colorel11:

©Paul Sawer

colorel11: ©Paul Sawer

environment: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
environment: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

environment: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
environment: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

environment: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
environment: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...