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Children, College, and Confidence: Maya's Homework 5:32 PM (9 minutes ago) Bunmi Laditan to Hello Maya's teachers, Maya will be drastically reducing the amount of homework she does this year. She's been very stressed and is starting to have physical symptoms such as chest pain and waking up at 4AM worrying about her school workload. She's not behind academically and very much enjoys school. We've consulted with a tutor and a therapist suggested we lighten her workload. Doing 2-3 hours of homework after getting home at 4:30 is leaving little time for her to just be a child and enjoy family time and we'd like to avoid her sinking into a depression over this. Thank you for understanding. warmly, Bunmi vaporwavevocap: ryttu3k: darkwizardjamesmason: dienaziscum: fishcustardandclintbarton: huffingtonpost: Mom declares her daughter is done with homework in viral email. Blogger Bunmi Laditan sent her 10-year-old’s school a clear message. “Hello Maya’s teachers, Maya will be drastically reducing the amount of homework she does this year. She’s been very stressed and is starting to have physical symptoms such as chest pain and waking up at 4 a.m. worrying about her school workload. She’s not behind academically and very much enjoys school. We consulted with a tutor and a therapist suggested we lighten her workload. Doing 2-3 hours of homework after getting home at 4:30 is leaving little time for her to just be a child and enjoy family time and we’d like to avoid her sinking into a depression over this.” A++++ parenting 💜 I’ve talked with a whole cadre of child therapists and psychiatrists about this very issue. There is little conclusive evidence that homework significantly improves elementary school children’s grades, understanding of subjects, or facility with various operations, processes, etc. However, plenty of evidence suggests that ever-increasing amounts of homework for young children lead to stress, anxiety, emotional fatigue, resistance toward academics in general, lack of leisure time to build social/interpersonal skills, and poorer family relations.  (My kids were doing about 3 hours a week IN KINDERGARTEN, at age 5 – so that’s ½ hour every night, after a 6.5 hour school day, or else saving it up for long slogs over the weekend, even more disruptive. And that wasn’t including reading practice!) We have stopped doing homework altogether with my 7 year old as a result of severe anxiety/depression and a learning disability. She had gotten to a place where she had so little self confidence and truly believed that she was stupid and worthless, not just because of homework of course – but every time we tried to sit down to do homework with her, it’d end in tears with her really vehemently berating herself, and no amount of encouragement could ameliorate the damage done. Now, granted, she’s got other things going on besides just an overload of school work. But in NO WAY did the homework help her, either academically or emotionally.  No little kid should have to spend an hour or more each night getting through homework. Now, my deal with Siena is that if she wants to give her homework a shot, I will absolutely help her if she wishes for help, but I no longer force her to complete all of it or to work on it for some set length of time before finally throwing in the towel.  Guess what? With the pressure taken off, she’s actually doing MORE independent work now, purely out of the desire to learn and practice, than she ever was before we’d decided with her therapy team and school that homework was just not a thing this kid could handle. Luckily for my older daughter my school’s 3rd-grade team decided to hand out homework only 3x/week, and the sheets take no more than 15-20 minutes to complete. That is totally reasonable for 8-9 year olds!  Anyway tl;dr just because the school system may require it sure as shit doesn’t mean parents can’t, or shouldn’t, fight it. Do what’s right for your kid, and above all, let them be kids.  I eventually stopped doing homework because I was overwhelmed by it. There was an article just the other day in the local paper about a primary school that’s abolishing homework! You can read it here (autoplay video, gives you a few seconds to stop it). Homework is intrusive in a young child’s life. It makes sense for adults who will likely have to bring work home with them so in college it’s good training. But for young kids. No. Seriously I’m 100% on board with this. There are high school students expected to do three or four hours and beyond worth of homework every day. It’s fucking ridiculous. And I work in elementary school where we literally have little kids develop anxiety disorder and have panic attacks over homework and testing. This shit is not normal.
Children, College, and Confidence: Maya's Homework
 5:32 PM (9 minutes ago)
 Bunmi Laditan
 to
 Hello Maya's teachers,
 Maya will be drastically reducing the amount of homework she does this year. She's been very stressed and is starting to have
 physical symptoms such as chest pain and waking up at 4AM worrying about her school workload.
 She's not behind academically and very much enjoys school. We've consulted with a tutor and a therapist suggested we lighten
 her workload. Doing 2-3 hours of homework after getting home at 4:30 is leaving little time for her to just be a child and enjoy
 family time and we'd like to avoid her sinking into a depression over this.
 Thank you for understanding.
 warmly, Bunmi
vaporwavevocap:

ryttu3k:
darkwizardjamesmason:

dienaziscum:

fishcustardandclintbarton:

huffingtonpost:


Mom declares her daughter is done with homework in viral email.
Blogger Bunmi Laditan sent her 10-year-old’s school a clear message.
“Hello Maya’s teachers,
Maya will be drastically reducing the amount of homework she does this year. She’s been very stressed and is starting to have physical symptoms such as chest pain and waking up at 4 a.m. worrying about her school workload. 
She’s not behind academically and very much enjoys school. We consulted with a tutor and a therapist suggested we lighten her workload. Doing 2-3 hours of homework after getting home at 4:30 is leaving little time for her to just be a child and enjoy family time and we’d like to avoid her sinking into a depression over this.”


A++++ parenting 💜

I’ve talked with a whole cadre of child therapists and psychiatrists about this very issue. There is little conclusive evidence that homework significantly improves elementary school children’s grades, understanding of subjects, or facility with various operations, processes, etc. However, plenty of evidence suggests that ever-increasing amounts of homework for young children lead to stress, anxiety, emotional fatigue, resistance toward academics in general, lack of leisure time to build social/interpersonal skills, and poorer family relations.  (My kids were doing about 3 hours a week IN KINDERGARTEN, at age 5 – so that’s ½ hour every night, after a 6.5 hour school day, or else saving it up for long slogs over the weekend, even more disruptive. And that wasn’t including reading practice!) 


We have stopped doing homework altogether with my 7 year old as a result of severe anxiety/depression and a learning disability. She had gotten to a place where she had so little self confidence and truly believed that she was stupid and worthless, not just because of homework of course – but every time we tried to sit down to do homework with her, it’d end in tears with her really vehemently berating herself, and no amount of encouragement could ameliorate the damage done. Now, granted, she’s got other things going on besides just an overload of school work. But in NO WAY did the homework help her, either academically or emotionally. 
No little kid should have to spend an hour or more each night getting through homework. Now, my deal with Siena is that if she wants to give her homework a shot, I will absolutely help her if she wishes for help, but I no longer force her to complete all of it or to work on it for some set length of time before finally throwing in the towel. 
Guess what? With the pressure taken off, she’s actually doing MORE independent work now, purely out of the desire to learn and practice, than she ever was before we’d decided with her therapy team and school that homework was just not a thing this kid could handle.
Luckily for my older daughter my school’s 3rd-grade team decided to hand out homework only 3x/week, and the sheets take no more than 15-20 minutes to complete. That is totally reasonable for 8-9 year olds! 
Anyway tl;dr just because the school system may require it sure as shit doesn’t mean parents can’t, or shouldn’t, fight it. Do what’s right for your kid, and above all, let them be kids. 

I eventually stopped doing homework because I was overwhelmed by it.

There was an article just the other day in the local paper about a primary school that’s abolishing homework! You can read it here (autoplay video, gives you a few seconds to stop it).


Homework is intrusive in a young child’s life. It makes sense for adults who will likely have to bring work home with them so in college it’s good training. But for young kids. No.

Seriously I’m 100% on board with this. There are high school students expected to do three or four hours and beyond worth of homework every day. It’s fucking ridiculous. And I work in elementary school where we literally have little kids develop anxiety disorder and have panic attacks over homework and testing. This shit is not normal.

vaporwavevocap: ryttu3k: darkwizardjamesmason: dienaziscum: fishcustardandclintbarton: huffingtonpost: Mom declares her daughter is do...

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Dogs, Drugs, and Facts: DAPASTOR YOO uncleromeo: feet-man-ahhh-sucker-of-the-toes: emotionsclashagainstemotions: thatpettyblackgirl: Because we know they value the lives of dogs over blac… nevermind 😒 the ironic part is, racism is probably why the cop was so convinced the drugs were there. the dog was doing its job, which is not reacting to drugs that don’t exist. the cop, on other hand, saw a black man, and was sure he had drugs. Drug dogs have also been found to be ineffective in many cases, basing their reactions on the cop’s body language. “For the purpose of this post, though, I want to focus on what’s missing from Colb’s analysis and, should the Supreme Court decide to hear the case, will almost certainly also be missing from oral arguments, the court’s ruling and most discussion of the case: that narcotics-detecting dogs and their handlers aren’t very good at discerning the presence of illegal drugs. Multiple analyses of drug-dog alerts have consistently shown alarmingly high error rates — with some close to and exceeding 50 percent. In effect, some of these K-9 units are worse than a coin flip. For some units, the reason may be sinister — the police handler may have trained the dog to alert on command. I’ve asked dog trainers to look at videos of roadside searches in the past, and, on more than one occasion, they said they saw clear indications that a dog was being cued to alert. But it needn’t be so malicious. While dogs are indeed capable of sniffing out illicit drugs, we’ve bred into them another overriding trait: the desire to please. Even drug dogs with conscientious handlers will read their handlers’ unintentional body language and alert accordingly. A 2010 study found that packages designed to trick handlers into thinking there were drugs inside them were much more likely to trigger false alerts than packages designed to trick the dogs. (Police-dog handlers and trainers responded to that study by refusing to cooperate with further research.) Many drug dogs, then, are not alerting to the presence of drugs, but to their handlers’ suspicions about the presence of drugs. And searches based on little more than law enforcement’s suspicions are exactly what the Fourth Amendment is supposed to prevent. (Tracking dogs that pick suspects out of “scent lineups” have had similar problems, and have led to numerous wrongful convictions.)” ^^^!!!
Dogs, Drugs, and Facts: DAPASTOR YOO
uncleromeo:

feet-man-ahhh-sucker-of-the-toes:


emotionsclashagainstemotions:


thatpettyblackgirl:

Because we know they value the lives of dogs over blac… nevermind 😒

the ironic part is, racism is probably why the cop was so convinced the drugs were there. the dog was doing its job, which is not reacting to drugs that don’t exist. the cop, on other hand, saw a black man, and was sure he had drugs.


Drug dogs have also been found to be ineffective in many cases, basing their reactions on the cop’s body language.
“For the purpose of this post, though, I want to focus on what’s missing from Colb’s analysis and, should the Supreme Court decide to hear the case, will almost certainly also be missing from oral arguments, the court’s ruling and most discussion of the case: that narcotics-detecting dogs and their handlers aren’t very good at discerning the presence of illegal drugs. Multiple analyses of drug-dog alerts have consistently shown alarmingly high error rates — with some close to and exceeding 50 percent. In effect, some of these K-9 units are worse than a coin flip.
For some units, the reason may be sinister — the police handler may have trained the dog to alert on command. I’ve asked dog trainers to look at videos of roadside searches in the past, and, on more than one occasion, they said they saw clear indications that a dog was being cued to alert.
But it needn’t be so malicious. While dogs are indeed capable of sniffing out illicit drugs, we’ve bred into them another overriding trait: the desire to please. Even drug dogs with conscientious handlers will read their handlers’ unintentional body language and alert accordingly. A 2010 study found that packages designed to trick handlers into thinking there were drugs inside them were much more likely to trigger false alerts than packages designed to trick the dogs. (Police-dog handlers and trainers responded to that study by refusing to cooperate with further research.) Many drug dogs, then, are not alerting to the presence of drugs, but to their handlers’ suspicions about the presence of drugs. And searches based on little more than law enforcement’s suspicions are exactly what the Fourth Amendment is supposed to prevent. (Tracking dogs that pick suspects out of “scent lineups” have had similar problems, and have led to numerous wrongful convictions.)”


^^^!!!

uncleromeo: feet-man-ahhh-sucker-of-the-toes: emotionsclashagainstemotions: thatpettyblackgirl: Because we know they value the lives o...

Af, Ass, and Big Dick: fleur-cannnon: afairlypudgycat: whiskeyworen: jaxblade: norseminuteman: red-faced-wolf: kasaron: bears-for-the-bear-god: the-goddamn-doomguy: captainsnoop: big dick energy Exactly the kind of response Doomguy should get when he walks into a room with other humans. This is genuinely beyond big dick energy It’s honestly Argent Phallus Energy (APE) Holy shit Everyone is talking about key-card guy, but my favorite is the dude who tries to hide behind his swivel chair. Babe, babe, No, Doomguy jumps dick first into hell portals on an hourly basis and pops berserker power ups like your mom pops xanax. That chair aint doin SHIT.  Also I love how they don’t just seem to be afraid of the fact that the apex predator of the Legions of Armageddon just walked in. They are acting like they think he might attack them, because you know the UAC has waged a serious PR war against Doom-Chad while he’s been kicking ass on Mars/Hell.   ALPHA AF!!! I just love the fact that DoomGuy spots the keycard on the dude’s lanyard, and instead of doing a vicious yank, or simply snapping it off the lanyard like he always does, he very, VERY carefully takes it, and slowly pulls the dude to the scanner, before letting him go.For a dude filled with eternal rage and seething violence, that was remarkably polite of him. It was almost his “…Excuse me. I require this. Pardon my reach.”Then that poor marine. “Hey YOU! You can’t… be… here…” DoomGuy just casually approaches, looks at him, looks at his gun, and then still remarkably politely, just takes it. Doesn’t wrench it away, or kill the guy, or anything violent. Just reaches out and retrieves it. Again, like “You are doing a fine job. That’s a fine weapon. Mind if I see it? *takes it and walks away*”It’s as if he’s being very, VERY careful not to harm normal humans (or whatever augmented humans those armored marines qualify as), saving his violence specifically for the Daemonic.Kinda supports my idea that DoomGuy isn’t neccessarily a bloodthirsty raging psycho. He’s a guy who has seen so much, done SO MUCH… that he’s calm. He’s so far beyond wrath at the demons that he’s entered a weird Calm and just LIVES there. Nothing shakes him of it. He doesn’t grunt, he doesn’t yell, he doesn’t scream, he just breathes and moves on. New demon? Well, it’ll bleed like the last. He doesn’t revel in combat, he just moves through it like walking through air; it’s a function of existence for him. Doomguy dissociating 100% of the time Within the first few minutes of Doom 2016 and throughout much of the remainder of the game it’s clear that Doomguy values human life A LOT. Humans are never his enemy, it’s the demons. He looks at the dead man in the elevator as Hayden says something along the lines of “I swear it was for the greater good.” Doomguy sees right in front of him it wasn’t, and I betcha right then Doomguy was against Hayden. Doomguy doesn’t take kindly to crimes against humanity, even if accidental.
Af, Ass, and Big Dick: fleur-cannnon:

afairlypudgycat:

whiskeyworen:

jaxblade:

norseminuteman:

red-faced-wolf:

kasaron:


bears-for-the-bear-god:

the-goddamn-doomguy:

captainsnoop:
big dick energy
Exactly the kind of response Doomguy should get when he walks into a room with other humans.


This is genuinely beyond big dick energy

It’s honestly Argent Phallus Energy (APE)


Holy shit 

Everyone is talking about key-card guy, but my favorite is the dude who tries to hide behind his swivel chair. Babe, babe, No, Doomguy jumps dick first into hell portals on an hourly basis and pops berserker power ups like your mom pops xanax. That chair aint doin SHIT. 
Also I love how they don’t just seem to be afraid of the fact that the apex predator of the Legions of Armageddon just walked in. They are acting like they think he might attack them, because you know the UAC has waged a serious PR war against Doom-Chad while he’s been kicking ass on Mars/Hell.  

ALPHA AF!!!

I just love the fact that DoomGuy spots the keycard on the dude’s lanyard, and instead of doing a vicious yank, or simply snapping it off the lanyard like he always does, he very, VERY carefully takes it, and slowly pulls the dude to the scanner, before letting him go.For a dude filled with eternal rage and seething violence, that was remarkably polite of him. It was almost his “…Excuse me. I require this. Pardon my reach.”Then that poor marine. “Hey YOU! You can’t… be… here…” DoomGuy just casually approaches, looks at him, looks at his gun, and then still remarkably politely, just takes it. Doesn’t wrench it away, or kill the guy, or anything violent. Just reaches out and retrieves it. Again, like “You are doing a fine job. That’s a fine weapon. Mind if I see it? *takes it and walks away*”It’s as if he’s being very, VERY careful not to harm normal humans (or whatever augmented humans those armored marines qualify as), saving his violence specifically for the Daemonic.Kinda supports my idea that DoomGuy isn’t neccessarily a bloodthirsty raging psycho. He’s a guy who has seen so much, done SO MUCH… that he’s calm. He’s so far beyond wrath at the demons that he’s entered a weird Calm and just LIVES there. Nothing shakes him of it. He doesn’t grunt, he doesn’t yell, he doesn’t scream, he just breathes and moves on. New demon? Well, it’ll bleed like the last. He doesn’t revel in combat, he just moves through it like walking through air; it’s a function of existence for him.

Doomguy dissociating 100% of the time


Within the first few minutes of Doom 2016 and throughout much of the remainder of the game it’s clear that Doomguy values human life A LOT. Humans are never his enemy, it’s the demons. He looks at the dead man in the elevator as Hayden says something along the lines of “I swear it was for the greater good.” Doomguy sees right in front of him it wasn’t, and I betcha right then Doomguy was against Hayden. Doomguy doesn’t take kindly to crimes against humanity, even if accidental.

fleur-cannnon: afairlypudgycat: whiskeyworen: jaxblade: norseminuteman: red-faced-wolf: kasaron: bears-for-the-bear-god: the-goddam...

Family, Iphone, and Tumblr: FOX FOX 5 DC 5 @fox5dc THIS IS AWESOME! Two-year-old Logan Moore needs a walker to get around but his family didn't know if insurance would cover for one, so his local Home Depot found parts to make it themselves. MORE: bit.ly/2YTichw 10:33 AM May 28, 2019 from Washington, DC Twitter Web Client 15.6K Likes 2.6K Retweets Abbi Brown @AbbiSigns To be clear: a disabled child having to use a makeshift walker built out of cheap DIY materials instead of an appropriate walking aid designed and fitted by qualified medical professionals is not awesome. It's a travesty FOX @fox5dc May 28 5 FOX 5 DС THIS IS AWESOME! Two-year-old Logan Moore needs a walker to get around but his family didn't know if insurance would cover for one, so his local Home Depot found parts to make it themselves. MORE: bit.ly/2YTichw 8:49 AM May 29, 2019 Twitter for iPhone 28.5K Likes 8.5K Retweets godloveyell: thatpettyblackgirl: Any government or system that wouldn’t give this poor kid a walker for free should be overthrown And assuming that this DIY one is perfectly capable, if an acceptable one can be slapped together with parts found at the local Home Depot, maybe we need to ask why insurance corporations are charging so much for one in the first place. Once we no longer have to support a handful of parasitic billionaires, medical costs would drop greatly.
Family, Iphone, and Tumblr: FOX
 FOX 5 DC
 5
 @fox5dc
 THIS IS AWESOME! Two-year-old
 Logan Moore needs a walker to get
 around but his family didn't know if
 insurance would cover for one, so his
 local Home Depot found parts to
 make it themselves.
 MORE:
 bit.ly/2YTichw
 10:33 AM May 28, 2019 from Washington, DC Twitter
 Web Client
 15.6K Likes
 2.6K Retweets

 Abbi Brown
 @AbbiSigns
 To be clear: a disabled child having to
 use a makeshift walker built out of
 cheap DIY materials instead of an
 appropriate walking aid designed and
 fitted by qualified medical
 professionals is not awesome. It's a
 travesty
 FOX
 @fox5dc May 28
 5 FOX 5 DС
 THIS IS AWESOME! Two-year-old Logan Moore needs
 a walker to get around but his family didn't know if
 insurance would cover for one, so his local Home
 Depot found parts to make it themselves.
 MORE: bit.ly/2YTichw
 8:49 AM May 29, 2019 Twitter for iPhone
 28.5K Likes
 8.5K Retweets
godloveyell:

thatpettyblackgirl:

Any government or system that wouldn’t give this poor kid a walker for free should be overthrown


And assuming that this DIY one is perfectly capable, if an acceptable one can be slapped together with parts found at the local Home Depot, maybe we need to ask why insurance corporations are charging so much for one in the first place. 
Once we no longer have to support a handful of parasitic billionaires, medical costs would drop greatly.

godloveyell: thatpettyblackgirl: Any government or system that wouldn’t give this poor kid a walker for free should be overthrown And as...

Animals, Arguing, and Bad: Please don't do this to your fur babies This is what the other side of de-clawing a cat looks like... You literally cut the tips of their toes off. They will never walk correctly. They will inevitably get arthritis as a result. It hurts. They don't understand what happened to them. If you don't like claws: don't own a damn cat. c-r-y-p-t-i-d-s: dreamyluigi-anti: sans-hates-frans: del-the-masked-thing: cottoncandycan: therevenantrising: cisnowflake: artemuscain-gamingandbs: constable-nugget: xprmnt626: socialjusticeichigo: veterinaryrambles: babyanimalgifs: THIS IS IMPORTANT This message is veterinarian-approved!!! In case it isn’t clear, that is literally the last bone of a cat’s toes attached to those claws. If you thought only the claw was being removed during declaw surgery, you are unfortunately mistaken. It’s an amputation. Get claw caps instead! They stay on pretty well and your cat can walk around normally. You can take them off whenever you want. This is great for house cats. They don’t need their claws for defense but they need them to walk the way we need toes. This keeps them from scratching you or furniture and keeps them happy and healthy. It’s a win for everyone. Plus your cat will look like it got a kitty manicure. Reblogging again for the last comment, for anyone who wants to argue about saving their precious furniture. Boom! Problem solved. I regularly trim my cat’s claws because I love him They’re super cheap too! Not really a cat person, but this is still important. PLS DONT REMOVE UR CATS TOE BONES T o e b o n e s r i m p o r t a n t The second cat my family ever owned was declawed, and she suffered GREATLY from arthritis in her last few years. She could barely get into her own litterbox and she often went on the carpet because of this. She died in my mom’s arms, obviously in pain. DO. NOT. DECLAW. YOUR. CATS. DON’T FUCKING DECLAW YOUR CATS! THAT SHIT SHOULD BE CHARGED AS ANIMAL ABUSE Reblogging here instead of just commenting: Please dont use claw caps on cats. Claw caps are meant for claws that are out 24/7; like a dogs claws. Cats are not like dogs…. again. Cat claws retract. And like some of the comments on this very post say, on cats they have to be superglued on, because cats will rip them off. And trying to remove them after can literally just rip their nail off anyways. Using claw caps on retractable clawed animals can cause serious damage, discomfort, and infection, which can then lead to…. THE AMPUTATION YOU WERE TRYING TO AVOID!!! People need to do some research before blurting out an unresearched ‘solution’ that causes just as much damage. So many people have reblogged the claw cap version and listen to it without question and that’s REALLY. REALLY. BAD. Here’s a real solution; either clip their nails manually (google how it’s easy) or just DONT. GET. A. CAT. Please reblog this and spread it around, people you cannot safely use claw caps on an animal with retractable claws.
Animals, Arguing, and Bad: Please don't do this to your fur babies
 This is what the other side of de-clawing a cat looks like...
 You literally cut the tips of their toes off. They will never
 walk correctly. They will inevitably get arthritis as a result. It
 hurts. They don't understand what happened to them. If you
 don't like claws: don't own a damn cat.
c-r-y-p-t-i-d-s:
dreamyluigi-anti:


sans-hates-frans:

del-the-masked-thing:

cottoncandycan:

therevenantrising:

cisnowflake:

artemuscain-gamingandbs:

constable-nugget:

xprmnt626:


socialjusticeichigo:

veterinaryrambles:

babyanimalgifs:
THIS IS IMPORTANT
This message is veterinarian-approved!!!

In case it isn’t clear, that is literally the last bone of a cat’s toes attached to those claws. If you thought only the claw was being removed during declaw surgery, you are unfortunately mistaken. It’s an amputation.


Get claw caps instead! They stay on pretty well and your cat can walk around normally. You can take them off whenever you want. This is great for house cats. They don’t need their claws for defense but they need them to walk the way we need toes. This keeps them from scratching you or furniture and keeps them happy and healthy. It’s a win for everyone. Plus your cat will look like it got a kitty manicure. 


Reblogging again for the last comment, for anyone who wants to argue about saving their precious furniture.  Boom!  Problem solved.

I regularly trim my cat’s claws because I love him

They’re super cheap too!


Not really a cat person, but this is still important.

PLS DONT REMOVE UR CATS TOE BONES


T o e  b o n e s  r  i m p o r t a n t


The second cat my family ever owned was declawed, and she suffered GREATLY from arthritis in her last few years. She could barely get into her own litterbox and she often went on the carpet because of this. She died in my mom’s arms, obviously in pain.
DO. NOT. DECLAW. YOUR. CATS.

DON’T FUCKING DECLAW YOUR CATS! 
THAT SHIT SHOULD BE CHARGED AS ANIMAL ABUSE


Reblogging here instead of just commenting:
Please dont use claw caps on cats.  Claw caps are meant for claws that are out 24/7; like a dogs claws. Cats are not like dogs…. again.
Cat claws retract.   And like some of the comments on this very post say, on cats they have to be superglued on, because cats will rip them off.   And trying to remove them after can literally just rip their nail off anyways. Using claw caps on retractable clawed animals can cause serious damage, discomfort, and infection, which can then lead to…. THE AMPUTATION YOU WERE TRYING TO AVOID!!!
People need to do some research before blurting out an unresearched ‘solution’ that causes just as much damage.   So many people have reblogged the claw cap version and listen to it without question and that’s REALLY.  REALLY.  BAD.  
Here’s a real solution;  either clip their nails manually (google how it’s easy) or just DONT. GET. A. CAT.  
Please reblog this and spread it around, people you cannot safely use claw caps on an animal with retractable claws.

c-r-y-p-t-i-d-s: dreamyluigi-anti: sans-hates-frans: del-the-masked-thing: cottoncandycan: therevenantrising: cisnowflake: artemuscai...